Cash ISAs: The Best Currently Available List

Kazza242

Cash ISAs: The Best Currently Available List

**Please note: The list of ISAs I have compiled below is continually updated. New ISAs are added as they launch and withdrawn ISAs will be removed from the list. **

The current Cash ISA limit is £20,000 for the 2026/27 tax year.

**As with any financial product, before opening an ISA do ensure that you have read and understood the terms and conditions.**

Variable Rate Cash ISAs for 'new money' only (i.e. they don't accept transfers in):

• Trading 212 Cash ISA - 4.62% **New**
  Minimum deposit: £1.
  Operated via: Internet or Mobile app.
  Notes: This is a flexible cash ISA.
  The rate includes a bonus of 1.02% for the first 12 months.
  Rate available to new Trading 212 customers only via Moneyfactscompare.co.uk.
  
  
• Trading 212 Cash ISA - 4.62% **New**
  Minimum deposit: £1.
  Operated via: Internet or Mobile app.
  Notes: This is a flexible cash ISA.
  The rate includes a bonus of 1.02% for the first 12 months.
  Rate available to new Trading 212 customers only via The Independent.
  
  
• Tembo Money Easy Access Cash ISA - 4.30% **New**
  Minimum deposit: £10.
  Operated via: Mobile app.
  Notes: This NOT a flexible cash ISA.
  The rate includes a 1.50% AER (fixed) bonus for the first 12 months.
  
  
• Vida Savings HL Active Savings - Easy Access Cash ISA - 4.26% **New**
  Minimum deposit: £1.
  Operated via: Internet.
  Notes: This is NOT a flexible cash ISA.
  
  
• Tembo Money Easy Access Cash ISA - no bonus rate - 4.06% **New**
  Minimum deposit: £10.
  Operated via: Mobile app.
  Notes: This NOT a flexible cash ISA.
  
  
• Atom Bank Easy Access Cash ISA - 4.25%
  Minimum deposit: £1.
  Operated via: Mobile app.
  Notes: This is NOT a flexible cash ISA.
  
  
• Marcus Cash ISA - 4.01%
  Minimum deposit: £1.
  Operated via: Mobile app.
  Notes: This NOT a flexible cash ISA.
  The rate includes a 0.74% (fixed) bonus for the first 12 months.
  
  
  Variable Rate Cash ISAs for 'new money' only (i.e. they don't accept transfers in) with withdrawal restrictions:
  
  N/A
  
  
  Fixed Rate Cash ISAs for 'new money' only (i.e. they don't accept transfers in):
  
  
  1 Year Fixes:
  
  
• Investec Save Logo Investec Save 1-Year Fixed Rate Cash ISA - 4.52% **New**
  Minimum deposit: £1,000.
  Operated via: Internet
  Notes: Fixed for one year from account opening.
  
  
  2 Year Fixes:
  
  N/A
  
  
  5 Year Fixes:
  
  
• Melton BS Fixed Rate Cash ISA (issue 12) - 4.45% **New**
  Minimum deposit: £1,000.
  Operated via: Branch, Internet or Post.
  Notes: Fixed until 21/05/2031.
  
  
  Variable Rate (Easy Access) Cash ISAs that accept transfers in:
  
  
• Cynergy Bank Online ISA (issue 63) - 4.17% **New**
  Minimum deposit: £1.
  Operated via: Internet or Mobile app.
  Notes: This is NOT a flexible cash ISA.
  
  
• Tembo Money Easy Access Cash ISA - for ISA transfers - 4.06%
  Minimum deposit: £10.
  Operated via: Mobile app.
  Notes: This NOT a flexible cash ISA.
  
  
• Bank of Ireland UK Online ISA - 4.06%
  Minimum deposit: £100.
  Operated via: Internet.
  Notes: This is NOT a flexible cash ISA.
  Rate includes 3.16% bonus for 12 months.
  
  
• Yorkshire BS One Year Online Cash ISA - 4.05% **New**
  Minimum deposit: £1.
  Operated via: Internet or Mobile app.
  Notes: This is a flexible cash ISA.
  After 1 year your funds will be transferred to an online easy access ISA.
  
  
• Leeds BS Online Access Cash ISA (issue 16) - 4.05%
  Minimum deposit: £1,000.
  Operated via: Internet.
  Notes: This is NOT a flexible cash ISA.
  
  
• Kent Reliance Cash ISA - Easy Access (issue 72) - 4.05%
  Minimum deposit: £1,000.
  Operated via: Branch or Internet.
  Notes: This is NOT a flexible cash ISA.
  
  
• Family BS Market Tracker Cash ISA - 4.03%
  Minimum deposit: £1.
  Operated via: Branch, Internet, Post or Telephone.
  Notes: This is NOT a flexible cash ISA.
  
  
• Charter Bank Easy Access Cash ISA (issue 74) - 4.02%
  Minimum deposit: £1.
  Operated via: Internet.
  Notes: This is NOT a flexible cash ISA.
  
  
• Tesco Instant Access Cash ISA - 4.02%
  Minimum deposit: £1.
  Operated via: Internet, Mobile app or Telephone.
  Notes: This is a flexible cash ISA.
  This rate includes a fixed bonus rate of 2.97% for the first 12 months
  
  
• Post Office Money Online ISA - Easy Access (issue 51) - 4.01%
  Minimum deposit: £100.
  Operated via: Internet.
  Notes: This is NOT a flexible cash ISA.
  Rate includes 3.11% fixed bonus for 12 months.
  
  
  Variable Rate Cash ISAs with withdrawal restrictions & accepting transfers in:
  
  
• Plum Cash ISA - 4.61%*** **New**
  Minimum deposit: £1.
  Operated via: Mobile app.
  Notes: This is a flexible cash ISA.
  Important: Rate includes a 2.07% variable bonus for the first 12 months.
  Bonus rate is not paid on funds from a cash ISA transferred in.
  *** The rate received when you transfer in your ISA is 4.08% AER variable which includes a bonus rate of 1.54% AER (variable).
  Allows 3 penalty-free withdrawals per year.
  
  
• Vanquis Bank Triple Access Cash ISA (issue 5) - 4.30%
  Minimum deposit: £1,000
  Operated via: Internet.
  Notes: This is a flexible cash ISA. Allows 3 penalty-free withdrawals per anniversary year.
  
  
• Principality BS Online Bonus 5 Access Cash ISA (issue 7) - 4.20%
  Minimum deposit: £1.
  Operated via: Internet.
  Notes: This is a flexible cash ISA. Allows 5 penalty-free withdrawals per tax year.
  The rate includes a 1.90% variable bonus for the first 12 months.
  
  
• Vida Savings Double Access ISA (issue 1) - 4.16%
  Minimum deposit: £500.
  Operated via: Internet.
  Notes: This is a flexible cash ISA.
  Allows 2 penalty-free withdrawals per calendar year.
  
  
• Virgin Money Double Take E-ISA (issue 18) - 4.15%
  Minimum deposit: £1.
  Operated via: Internet.
  Notes: This is NOT a flexible cash ISA. Allows 2 penalty-free withdrawals per calendar year.
  
  
• Aldermore Reward ISA Single Access Account (issue 9) - 4.11%
  Minimum deposit: £100.
  Operated via: Internet.
  Notes: This is a flexible cash ISA. Allows 1 penalty-free withdrawals per calendar year.
  
  
• Chorley BS Online Cash ISA (Triple Access) - 4.10%
  Minimum deposit: £1.
  Operated via: Internet.
  Notes: This is NOT a flexible cash ISA. Allows 3 penalty-free withdrawals per year.
  
  
• Tipton & Coseley BS Six Access ISA (Mobile App Account) - 4.10%
  Minimum deposit: £1,000.
  Operated via: Mobile app.
  Notes: This is NOT a flexible cash ISA.
  Allows 6 penalty-free withdrawals per calendar year.
  
  
• Harpenden BS Online Single Access ISA (issue 3) - 4.06%
  Minimum deposit: £1.
  Operated via: Internet.
  Notes: This is NOT a flexible cash ISA. Allows 1 penalty-free withdrawal per calendar year.
  
  
• Tipton & Coseley BS Six Access ISA - 4.05%
  Minimum deposit: £1,000.
  Operated via: Branch or Post.
  Notes: This is NOT a flexible cash ISA.
  Allows 6 penalty-free withdrawals per calendar year.
  
  
• Moneybox Cash ISA - 4.00%
  Minimum deposit: £500.
  Operated via: Internet or Mobile app.
  Notes: This is NOT a flexible cash ISA.
  Important: Rate includes a 0.55% variable bonus for the first 12 months.
  Allows 3 penalty-free withdrawals per year.
  Available to new Moneybox customers.
  
  
  Variable Rate Cash ISAs requiring notice to be given & accepting transfers in:
  
  In order to withdraw from or transfer a notice cash ISA, you need to give the required number of days notice. Failing to do so, usually incurs a loss of interest penalty. If you are choosing a notice ISA, please ensure that you are able to meet the notice period.
  
  N/A
  
  Fixed Rate Cash ISAs which allow a limited number of withdrawals & accepting transfers in:
  
  1 Year Fixes:
  
  
• Barclays Premier 1-Year Flexible Cash ISA - 4.40% **New**
  Minimum deposit: £1.
  Operated via: Branch, Internet, Mobile app or Telephone.
  Notes: This is a flexible cash ISA.
  Allows 3 penalty-free withdrawals per year. The maximum value per withdrawal on this cash ISA is 10% of your balance at the time the withdrawal is made.
  This ISA is exclusively available to Barclays Premier Customers only.
  **Special offer: Get £50 to £600 when you transfer an ISA to Barclays, further details here.
  
  
• Barclays 1-Year Flexible Cash ISA - 4.20% **New**
  Minimum deposit: £1.
  Operated via: Branch, Internet, Mobile app or Telephone.
  Notes: This is a flexible cash ISA.
  Allows 3 penalty-free withdrawals per year. The maximum value per withdrawal on this cash ISA is 10% of your balance at the time the withdrawal is made.
  **Special offer: Get £50 to £600 when you transfer an ISA to Barclays, further details here.
  
  
  14 Month + Fixes:
  
  
• Barclays Premier 18-Month Flexible Cash ISA - 4.40% **New**
  Minimum deposit: £1.
  Operated via: Branch, Internet, Mobile app or Telephone.
  Notes: This is a flexible cash ISA.
  Allows 3 penalty-free withdrawals per year. The maximum value per withdrawal on this cash ISA is 10% of your balance at the time the withdrawal is made.
  This ISA is exclusively available to Barclays Premier Customers only.
  **Special offer: Get £50 to £600 when you transfer an ISA to Barclays, further details here.
  
  
• Barclays 18-Month Flexible Cash ISA - 4.20% **New**
  Minimum deposit: £1.
  Operated via: Branch, Internet, Mobile app or Telephone.
  Notes: This is a flexible cash ISA.
  Allows 3 penalty-free withdrawals per year. The maximum value per withdrawal on this cash ISA is 10% of your balance at the time the withdrawal is made.
  **Special offer: Get £50 to £600 when you transfer an ISA to Barclays, further details here.
  
  
  Fixed Rate Cash ISAs that accept transfers in:
  
  If you are choosing a fixed rate cash ISA - do ensure that you can leave the money untouched until the ISA matures, as making a withdrawal or transferring out before maturity will usually incur a loss of interest penalty.
  
  
  1 Year Fixes:
  
  
• Close Brothers Savings 1 Year Fixed Rate Cash ISA - 4.51% **New**
  Minimum deposit: £10,000.
  Notes: Fixed for one year from account opening.
  
  
• HSBC Fixed Rate Cash ISA - 4.50%
  Minimum deposit: £500.
  Notes: Fixed for 13 months from account opening.
  **Special offer: Get £150 to £500 cashback when you deposit or transfer an ISA to HSBC, further details here.
  
  
• Chetwood Bank HL Active Savings - 1 Year Fixed Rate Cash ISA - 4.50% **New**
  Minimum deposit: £1,000.
  Notes: Fixed until 16/04/2027. Rates here.
  
  
• Santander 1 Year Fixed Rate ISA - 4.50% **New**
  Minimum deposit: £500.
  Notes: Fixed until 01/05/2027.
  **Special offer: Get a £50 to £400 e-voucher if you arrange to transfer your full balance in one go from a non-Santander ISA, further details here.
  
  
• OakNorth Bank Fixed Rate Cash ISA - 4.42% **New**
  Minimum deposit: £1.
  Notes: Fixed for one year from account opening.
  
  
• Castle Trust Bank 1 Year Fixed Rate ISA - 4.42% **New**
  Minimum deposit: £1,000.
  Notes: Fixed for one year from account opening.
  
  
• Stafford BS Fixed Rate Cash ISA (issue 2) - 4.42% **New**
  Minimum deposit: £5,000.
  Notes: Fixed until 06/04/2027.
  
  
• Atom Bank HL Active Savings - 1 Year Fixed Rate Cash ISA - 4.41% **New**
  Minimum deposit: £500.
  Notes: Fixed for one year from account opening.
  
  
• Kent Reliance One Year Fixed Rate Cash ISA (issue 139) - 4.37%
  Minimum deposit: £1,000.
  Notes: Fixed for one year from account opening.
  
  
• Vida Savings 1 Year Fixed Rate ISA - 4.37%
  Minimum deposit: £1,000.
  Notes: Fixed for one year from account opening.
  
  
• Nationwide Fixed Rate Cash ISA - 4.35%
  Minimum deposit: £1.
  Notes: Fixed for one year from account opening.
  
  
• Gatehouse Bank 1 Year Fixed Term Woodland Cash ISA - 4.35%
  Minimum deposit: £1,000.
  Notes: Fixed for one year from account opening.
  
  
• Charter Bank 1 Year Fixed Rate Cash ISA - 4.33% **New**
  Minimum deposit: £5,000.
  Notes: Fixed for one year from account opening.
  
  
• Leeds BS 1 Year Fixed Rate Cash ISA (issue 234) - 4.32% **New**
  Minimum deposit: £100.
  Notes: Fixed until 05/05/2027.
  
  
• Leeds BS 1 Year Fixed Rate Monthly Income Cash ISA (issue 14) - 4.32% **New**
  Minimum deposit: £100.
  Notes: Fixed until 05/05/2027.
  
  
• Aldermore 1 Year Fixed Rate Cash ISA - 4.32%
  Minimum deposit: £1,000.
  Notes: Fixed for one year from account opening.
  
  
• Yorkshire BS Fixed Rate Cash eISA - 4.31%
  Minimum deposit: £100.
  Notes: Fixed until 31/05/2027.
  
  
• Vanquis 1 Year Fixed Rate Cash ISA - 4.31%
  Minimum deposit: £1,000.
  Notes: Fixed for one year from account opening.
  
  
  14 Month + Fixes:
  
  
• West Brom BS 18 Month Fixed Rate ISA - 4.56% **New**
  Minimum deposit: £1.
  Notes: Fixed until 30/11/2027.
  
  
• Chetwood Bank HL Active Savings - 18 Month Fixed Rate Cash ISA - 4.42%
  Minimum deposit: £1,000.
  Notes: Fixed until 15/10/2027. Rates here.
  
  
• Manchester BS 18 Month Fixed Rate ISA - 4.25%
  Minimum deposit: £1.
  Notes: Fixed for 18 months from account opening.
  
  
• Newcastle BS 18 Month Fixed Rate ISA (issue 36) - 4.25%
  Minimum deposit: £1.
  Notes: Fixed until 10/10/2027.
  
  
• Skipton BS 15 Month Fixed Rate Cash ISA - 4.25%
  Minimum deposit: £500.
  Notes: Fixed for 15 months from account opening.
  
  
• Kent Reliance 18 Month Fixed Rate Cash ISA (issue 6) - 4.21%
  Minimum deposit: £1,000.
  Notes: Fixed for 18 months from account opening.
  
  
• Dudley BS 18 Month Fixed Rate ISA Online (issue 19 - 1276) - 4.20%
  Minimum deposit: £100.
  Notes: Fixed for 18 months from account opening.
  
  
• Dudley BS 18 Month Fixed Rate ISA (issue 25 - 1274) - 4.20%
  Minimum deposit: £100.
  Notes: Fixed for 18 months from account opening.
  
  
  2 Year Fixes:
  
  
• Chetwood Bank HL Active Savings - 2 Year Fixed Rate Cash ISA - 4.55% **New**
  Minimum deposit: £1,000.
  Notes: Fixed until 17/04/2028. Rates here.
  
  
• Santander 2 Year Fixed Rate ISA - 4.50% **New**
  Minimum deposit: £500.
  Notes: Fixed until 01/05/2028.
  **Special offer: Get a £50 to £400 e-voucher if you arrange to transfer your full balance in one go from a non-Santander ISA, further details here.
  
  
• Hodge Bank 2 Year Fixed Rate Cash ISA - 4.48% **New**
  Minimum deposit: £1,000.
  Notes: Fixed for two years from account opening.
  
  
• Castle Trust Bank Fixed Rate e-Cash ISA - 4.47% **New**
  Minimum deposit: £1,000.
  Notes: Fixed for two years from account opening.
  
  
• Charter Bank 2 Year Fixed Rate Cash ISA - 4.47% **New**
  Minimum deposit: £5,000.
  Notes: Fixed for two years from account opening.
  
  
• Kent Reliance Two Year Fixed Rate Cash ISA (issue 109) - 4.45%
  Minimum deposit: £1,000.
  Notes: Fixed for two years from account opening.
  
  
• RCI Bank 2 Year Fixed Term Cash ISA - 4.42% **New**
  Minimum deposit: £1,000.
  Notes: Fixed for two years from account opening.
  
  
• Vida Savings 2 Year Fixed Rate ISA - 4.42%
  Minimum deposit: £1,000.
  Notes: Fixed for one year from account opening.
  
  
• Nationwide Fixed Rate Cash ISA - 4.40%
  Minimum deposit: £1.
  Notes: Fixed for two years from account opening.
  
  
• Aldermore 2 Year Fixed Rate Cash ISA - 4.40%
  Minimum deposit: £1,000.
  Notes: Fixed for two years from account opening.
  
  
  3 Year Fixes:
  
  
• Chetwood Bank HL Active Savings - 3 Year Fixed Rate Cash ISA - 4.55% **New**
  Minimum deposit: £1,000.
  Notes: Fixed until 16/04/2029. Rates here.
  
  
• Close Brothers Savings 3 Year Fixed Rate Cash ISA - 4.53% **New**
  Minimum deposit: £10,000.
  Notes: Fixed for three years from account opening.
  
  
• Nationwide Fixed Rate Cash ISA - 4.50%
  Minimum deposit: £1.
  Notes: Fixed for three years from account opening.
  
  
• Santander 3 Year Fixed Rate ISA - 4.50% **New**
  Minimum deposit: £500.
  Notes: Fixed until 01/05/2029.
  **Special offer: Get a £50 to £400 e-voucher if you arrange to transfer your full balance in one go from a non-Santander ISA, further details here.
  
  
• Charter Bank 3 Year Fixed Rate Cash ISA - 4.47% **New**
  Minimum deposit: £5,000.
  Notes: Fixed for three years from account opening.
  
  
• Hodge Bank 3 Year Fixed Rate Cash ISA - 4.43% **New**
  Minimum deposit: £1,000.
  Notes: Fixed for three years from account opening.
  
  
• Castle Trust Bank Fixed Rate e-Cash ISA - 4.42% **New**
  Minimum deposit: £1,000.
  Notes: Fixed for three years from account opening.
  
  
• Kent Reliance Three Year Fixed Rate Cash ISA (issue 10) - 4.41%
  Minimum deposit: £1,000.
  Notes: Fixed for three years from account opening.
  
  
• West Brom BS 3 Year Fixed Rate ISA - 4.40%
  Minimum deposit: £1.
  Notes: Fixed until 30/04/2029.
  
  
• Darlington BS 3 Year Fixed Rate Cash ISA (issue 529) - 4.40% **New**
  Minimum deposit: £500.
  Notes: Fixed until 31/05/2029.
  
  
  4 Year Fixes:
  
  
• UBL UK Fixed Rate Cash ISA - 3.91%
  Minimum deposit: £2,000.
  Notes: Fixed for four years from account opening.
  
  
• United Trust Bank Cash ISA 4 Year Bond - 3.85%
  Minimum deposit: £5,000.
  Notes: Fixed for four years from account opening.
  
  
  5 Year Fixes:
  
  
• Chetwood Bank HL Active Savings - 5 Year Fixed Rate Cash ISA - 4.55% **New**
  Minimum deposit: £1,000.
  Notes: Fixed until 16/04/2031. Rates here.
  
  
• Close Brothers Savings 5 Year Fixed Rate Cash ISA - 4.53% **New**
  Minimum deposit: £10,000.
  Notes: Fixed for five years from account opening.
  
  
• Marsden BS Fixed Rate Cash ISA (issue 299) - 4.51%
  Minimum deposit: £20,000.
  Notes: Fixed until 31/05/2031.
  
  
• Nationwide Fixed Rate Cash ISA - 4.50%
  Minimum deposit: £1.
  Notes: Fixed for five years from account opening.
  
  
• Santander 5 Year Fixed Rate ISA - 4.50% **New**
  Minimum deposit: £500.
  Notes: Fixed until 01/05/2031.
  **Special offer: Get a £50 to £400 e-voucher if you arrange to transfer your full balance in one go from a non-Santander ISA, further details here.
  
  
• Furness BS Castle Trust Bank 5 Year ISA - 4.48%
  Minimum deposit: £1,000.
  Notes: Fixed for five years from account opening.
  
  
• Darlington BS 5 Year Fixed Rate Cash ISA (issue 530) - 4.45% **New**
  Minimum deposit: £500.
  Notes: Fixed until 31/05/2031.
  
  
• Hodge Bank Fixed Rate Cash ISA - 4.44%
  Minimum deposit: £1,000.
  Notes: Fixed for five years from account opening.
  
  
• West Brom BS 5 Year Fixed Rate ISA - 4.40%
  Minimum deposit: £1.
  Notes: Fixed until 30/04/2031.
  
  
• Tandem Bank Fixed Rate Cash ISA - 4.35%
  Minimum deposit: £1.
  Notes: Fixed for five years from account opening.
  
  
• Paragon Bank 5 Year Fixed Rate Cash ISA - 4.35%
  Minimum deposit: £500.
  Notes: Fixed for five years from account opening.
  
  
• Castle Trust Bank Fixed Rate e-Cash ISA - 4.34%
  Minimum deposit: £1,000.
  Notes: Fixed for five years from account opening.
  
  
• Skipton BS 5 Year Fixed Rate Cash ISA - 4.26%
  Minimum deposit: £500.
  Notes: Fixed for five years from account opening.
  
  
• Nationwide Fixed Rate Cash ISA - 4.25%
  Minimum deposit: £1.
  Notes: Fixed for five years from account opening.
  
  
• Tipton & Coseley BS Fixed Rate ISA (mobile app account) - 4.25%
  Minimum deposit: £1,000.
  Notes: Fixed until 31/03/2031.
  
  
• Tipton & Coseley BS Fixed Rate ISA - 4.25%
  Minimum deposit: £1,000.
  Notes: Fixed until 31/03/2031.
  
  
• Hampshire Trust Bank Online ISA Fixed Saver (issue 10) - 4.16%
  Minimum deposit: £1.
  Notes: Fixed for five years from account opening.
  
  
• UBL UK Fixed Rate Cash ISA - 4.13%
  Minimum deposit: £2,000.
  Notes: Fixed for five years from account opening.
  
  
  Regular Saver ISAs:
  
  N/A
  
  
  Lifetime ISAs:
  
  Lifetime ISAs are available to savers aged 18 to 39. They allow up to £4,000 per tax year to be saved up to the age of 50 and they receive a 25% government bonus up to £1,000 per year to help with buying a first home and/or saving for retirement.
  
  
• Moneybox Cash Lifetime ISA - 4.35%** **New**
  Minimum deposit: £1. Operated via: Mobile App.
  Important: This ISA pays 4.35% for the first year and then 2.80%.
  
  
• Tembo Lifetime ISA - 4.30% **New**
  Minimum deposit: £1. Operated via: Mobile App.
  Important: Rate includes 0.50% bonus for 12 months.
  
  
• Plum Lifetime ISA - 4.06% **New**
  Minimum deposit: £1. Operated via: Mobile App.
  Important: Rate includes 0.95% bonus for 12 months.
  
  

All rates are subject to change without notice. Please check all rates and terms before investing.

This list is updated regularly, but if you can think of an Cash ISA I have missed please do post it on the thread.

SeanW

Bradford & Bingley eISA, 5.55%, £1000 minimum, rate guaranteed to match BoE base rate until June 2007, accepts transfer in.

SeanW

Bradford & Bingley eISA, 5.55%, £1000 minimum, rate guaranteed to match BoE base rate until June 2007, accepts transfer in.

Mr_Mumble

Superb work Kazza. :T

For those looking for a longer term perhaps this 4 year deal:

Halifax Fixed Rate ISA Saver - 6.00%
Minimum deposit: £3,000. Max £33,000. Transfers in requests accepted. Earlier access on closure only on 30 day notice + 180 day loss of interest.

humfer

Great post kazza. Someone should make this a sticky. Still planning to transfer my A&L to Abbey, but my new money 07/08 now looks like its heading to Barclays and not NS&I anymore. I wonder if we will see any other banks/building societys upping their game before the end of the tax year....

Indispensable_Hobbes

Abbey is looking good for me aswell.

I'm just wondering what to do with 07-08 allowance, have noted a few people transferring and opening new ISA's.. Is it not be more beneficial to put it into your existing ISA as the balance will be higher?

Technaut

thanks for posting this. I have spent the best part of the day fretting over which one to choose and have been all over the internet looking. Its good to have them all in one place to compare

RayWolfe

Well done Kazza.
Will you undertake to do one for after 6th April for those of us who are already committed for 2006/7? ;-)

Kazza242

RayWolfe wrote: »

Well done Kazza.
Will you undertake to do one for after 6th April for those of us who are already committed for 2006/7? ;-)

If I've recovered from my RSI by then, then maybe ;-)

Kazza242

jenyking wrote: »

Abbey is looking good for me aswell.

I'm just wondering what to do with 07-08 allowance, have noted a few people transferring and opening new ISA's.. Is it not be more beneficial to put it into your existing ISA as the balance will be higher?

In some cases you are right, it can be more beneficial, especially if the new 07/08 allowance takes the total ISA balance up to e.g. £9K or above (qualifying amount for the 5.75% rate from Abbey). This year there seem to be more competitive 'new money' isa's available, which tend to offer better rates that those that accept transfers in.

At the moment my total isa balance is with one provider, but this year I will open a 'new money' ISA because the difference in rate makes it worthwhile.

Kazza242

As some people have asked me to request that this thread be made a sticky I have done so. I intend to update the list as new ISA's are launched/withdrawn.