The Top Easy Access Savings Discussion Area

RG2015

Molehusband said:

murphydavid said:

Zerforax said:

AlwaysLearnin said:

Marcus appear to have now increased to 1.15% (with bonus)

Does that apply to new accounts or all? We opened a Marcus account about a month ago at 1% as was debating if we should switch to another provider but if it's 1.15% now its less of a gap..

Also note that with Marcus; to advance your bonus expiry date; you need to update it. They don't do that for you automatically. 

What precisely do you have to do to "update" your account to advance the bonus expiry date?

Precisely that, the bonus expiry date which is 1 year from when you update it.

Look for "Can I review the bonus?"

https://www.marcus.co.uk/uk/en/public-site/help

Daliah

Molehusband said:

murphydavid said:

Zerforax said:

AlwaysLearnin said:

Marcus appear to have now increased to 1.15% (with bonus)

Does that apply to new accounts or all? We opened a Marcus account about a month ago at 1% as was debating if we should switch to another provider but if it's 1.15% now its less of a gap..

Also note that with Marcus; to advance your bonus expiry date; you need to update it. They don't do that for you automatically. 

What precisely do you have to do to "update" your account to advance the bonus expiry date?

You have to "review your savings". Look in the bottom right corner in your online view of your Marcus account.

k_man

Or in the app (Android?)

Select the account

Then 3 dots top right

View bonus options

NB you don't have to do this to get the 1.15%, but doing this extends how long you get the 0.1% bonus for.

BigBlueSky

RG2015 said:

BigBlueSky said:

Whoops! - I have the full £2,000 in my Virgin Money account.  I thought it was 2% for some reason ??

It's up to £1,000 in the VM current account that earns 2.00% interest and up to £25,000 in the VM saver that earns 1.00%.

There is no £2,000 limit anywhere.

Sorry, I was getting confused.  Yes, I meant £1,000 in the VM current account.  That is OK then if it is 2%.  I moved my savings account a while ago now when higher than 1% became available.

Daliah

BigBlueSky said:

RG2015 said:

BigBlueSky said:

Whoops! - I have the full £2,000 in my Virgin Money account.  I thought it was 2% for some reason ??

It's up to £1,000 in the VM current account that earns 2.00% interest and up to £25,000 in the VM saver that earns 1.00%.

There is no £2,000 limit anywhere.

Sorry, I was getting confused.  Yes, I meant £1,000 in the VM current account.  That is OK then if it is 2%.  I moved my savings account a while ago now when higher than 1% became available.

Definitely still 2% in the VM plus current account

soulsaver

ToTP

OK rate plunderers... Easy Access(ish) top 10(ish) of the pots.. BoE base rate 1.0% (05/05)

As at 20/05/2022.. c.10:30 hrs - Starter for 10; not meant to be comprehensive, DYOR.
Latest changes in bold.
Links added for all accounts. Thanks for all contributions.
Bracketed dates = date rate added/amended here.

1 Chase: Saver 1.50% App only Home | Chase UK

2 Al Rayan:1.31% ( 10/05) Min £2.5k App only(ish) Everyday Saver (Issue 2) | Islamic banking | Sharia compliant & ethical (alrayanbank.co.uk) Note check if applied to existing acs? 

3 Gatehouse Bank 1.30% (04/05) - Sharia; £1k min initial deposit.  Easy access account | Gatehouse Bank | Gatehouse Bank plc 

4 Atom: 1.25% (06/05) App only Instant Saver 1.25% Interest Rate - Easy Access Savings | Atom bank

5 Aldermore: 1.25% Double Access (29/04) or 0.85% EA . £1k to open Double Access Account, Instant Access Savings Account - Aldermore Bank

6 Tandem 1.25% app only (20/05) A greener way to save for the future (tandem.co.uk)
thanx @Thumbs_Up

7 Paragon Triple Access 1.25% (20/5) Triple Access Savings Account | Paragon Bank
thnx @janusdesign

8 Cynergy: 1.20% (14/04) digipass or app for on line access. Existing customers only  Now open to all(25/05 )Cynergy Bank  Thnx@ MDMD

9 Coventry BS 1.20% (20/05) Easy Access (Online) (4) (coventrybuildingsociety.co.uk) thhnx @RobinhoodSavings

10 Zopa: Smart Saver (app only) 1.20% £85k max (19/04) (NB 7,31,95 day notice, rate boosted options). Smarter Savings built for real life - Zopa

11= Ford Money Flexi 1.15% (13/05) Applied to existing acs.  Flexible Savings Account - Easy access savings | Ford Money 

11= Marcus (& Saga) 1.15% inc 0.10% bonus. (20/05) Note shared FSCS Savings | Marcus by Goldman Sachs®


See prior ToTP for detail on 'drop outs...' 

Check terms for yourself - DYOR.
Note: These rates may not be applied to existing accounts...DYOR

Other than VM 2.0% £1k limit, others  of note?

Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum

ETA typo correction

Thumbs_Up

Out of date my friend, Tandem now 1.25%...NB, if you have this account it will still show 1.10%..Currently being updated.

janusd

also, Moneyfacts lists Paragon too @ 1.25% (Triple Access) - £1 to open.

https://www.paragonbank.co.uk/savings/triple-access-account

andyhicks88

Does Tandem allow you to automate them pulling a certain amount from the connected bank account each week/month?

Daliah

andyhicks88 said:

Does Tandem allow you to automate them pulling a certain amount from the connected bank account each week/month?

No they don't but you could easily do it by Standing Order