The Top Easy Access Savings Discussion Area

Yellowman

From this link:

'As Ford Money use a clearing bank (Barclays) this has some impacts on our transaction processing times.'

Not whizzy like Atom.

Yellowman

..... and my £1 test deposit today will not be viewable until Tuesday (next working day).

RG2015

Yellowman said:

..... and my £1 test deposit today will not be viewable until Tuesday (next working day).

I transferred a large sum yesterday and it appeared in a couple of hours. FM also send a confirmation text upon receipt.

Yellowman

Ford Money seems to be breaking its own rules.

RG2015

Yellowman said:

Ford Money seems to be breaking its own rules.

Indeed, and I think they have been doing this for a while.

Let us know if you get a text between 4:00 and 5:00 pm.

Edit. I have just checked my timestamps, and I initiated the payment from NatWest to Ford Money yesterday at 15:08 and I received the text from Ford Money confirming receipt at 16:07.

soulsaver

ToTP

OK rate seekers... Easy Access(ish) top 10(ish) of the pots.. BoE base rate 1.0% (05/05)

As at 27/05/2022.. c.15:00 hrs - Starter for 10; not meant to be comprehensive, DYOR.
Latest changes in bold.
Links added for all accounts. Thanks for all contributions.
Bracketed dates = date rate added/amended here.

1 Chase: Saver 1.50% App only Home | Chase UK

2 Al Rayan:1.31% ( 10/05) Min £2.5k App only(ish) Everyday Saver (Issue 2) | Islamic banking | Sharia compliant & ethical (alrayanbank.co.uk) Note check if applied to existing acs? 

3 Gatehouse Bank 1.30% (04/05) - Sharia; £1k min initial deposit.  Easy access account | Gatehouse Bank | Gatehouse Bank plc 

4 Ford Money 1.3% (27/05) Flexible Savings Account - Easy access savings | Ford Money Thnx @Section62
No sooner drops out.. but back in again

5 Yorkshire BS **Tiered** Internet Saver Plus iss 11 1.26% (1.1%<£10k 1.31%>£50k) (26/05) View our Easy Access Savings Accounts | Savings | YBS Thnx @southone

6 Atom: 1.25% (06/05) App only Instant Saver 1.25% Interest Rate - Easy Access Savings | Atom bank

7 Aldermore: 1.25% Double Access (29/04) or 0.85% EA . £1k to open Double Access Account, Instant Access Savings Account - Aldermore Bank

8 Tandem 1.25% app only (20/05) A greener way to save for the future (tandem.co.uk)
thanx @Thumbs_Up

9 Paragon Triple Access 1.25% (20/5) Triple Access Savings Account | Paragon Bank

10 Principality BS 1.21% (26/05)  Online Double Access | Online Double Access (principality.co.uk) thnx @janusdesign

11= Cynergy: 1.20% (14/04) digipass or app for on line access. Now open to all (25/05) Cynergy Bank  

11= Coventry BS 1.20% (20/05) Easy Access (Online) (4) (coventrybuildingsociety.co.uk)

11= Zopa: Smart Saver (app only) 1.20% £85k max (19/04) (NB 7,31,95 day notice, rate boosted options). Smarter Savings built for real life - Zopa

See prior ToTP for detail on recent 'drop offs...'  Marcus, Saga

Check terms for yourself - DYOR.
Note: These rates may not be applied to existing accounts...DYOR

Other than VM 2.0% £1k limit, others  of note?

Also see Regular Savings Accounts: The Best Currently Available List! — MoneySavingExpert Forum

And Cash ISAs: The Best Currently Available List — MoneySavingExpert Forum

RG2015

soulsaver said:

ToTP


4 Ford Money 1.3% (27/05) Flexible Savings Account - Easy access savings | Ford Money Thnx @Section62
No sooner drops out.. but back in again

Clearly they are monitoring the hit parade!

Fluff Freeman anyone?

janusd

Yellowman said:

Ford Money seems to be breaking its own rules.

for new Ford users that might not show this existing message, a heads up about the bank holiday next week...

"Platinum Jubilee Bank Holiday Changes

We’d like to remind you that over the Platinum Jubilee bank holidays, withdrawals will take longer to reach you. Any withdrawal request made after 2pm on Wednesday 1st June will be processed on the next business day (Monday 6th June), and arrive in your Nominated Account by close of business the following working day (Tuesday 7th June).

Please also note we will be closed on Thursday 2nd and Friday 3rd June, but will be open again as usual from 9am on Saturday 4th June."

SpanishBlue

Cynergy must look at this thread!

They have just raised their rate to 1.32%

As always, a new account will have to be opened with them to get the new rate.

Yellowman

RG2015 said:

Yellowman said:

Ford Money seems to be breaking its own rules.

Indeed, and I think they have been doing this for a while.

Let us know if you get a text between 4:00 and 5:00 pm.

Edit. I have just checked my timestamps, and I initiated the payment from NatWest to Ford Money yesterday at 15:08 and I received the text from Ford Money confirming receipt at 16:07.

Text received just after 4.00pm (deposit made about 3 hours earlier today).