The Top Easy Access Savings Discussion Area

Daliah

jaypers said:

andyhicks88 said:

Oh that's good news about Virgin, I couldn't get Chase so was losing out on that rate and I'm already with Virgin and have some money in that savings account, so this is a win win. Very good news this morning!

Not that I can login at the moment but is the interest rate quoted anywhere when logged in? Still says 1% on the website. 

AFAICS, it only tells you in online banking, not in the app.

Daliah

southone said:

YBS up again

Internet Saver Plus Issue 11

1.10% to 1.38%

Gross p.a./AER variable

I think it's still the same as it has been for a while

dali21

Able to log into the VM app at 8am this morning but not working now and online banking not working either.

CheekyMikey

Come on Chase, up you go to stay in front please…

Thumbs_Up

If they do I may consider buying another new mobile phone, hey then I can join in with all the other Chase discussions going on here.

murphydavid

Can't get my head round.
A post here says Virgin M is at 1.56% as per moneyfacts.
Virgin M site says it is at 1.0%
As far as I can see without spending a lot of time: Moneyfacts front page says best instant rate is 1.56% but nothing about who has this rate and when you click on see more the top account is Ford Money at 1.3%. sorted by top AER
So how do you navigate in moneyfacts to find out who it is (VM presumably); they say; has the top at 1.56%.
Never used moneyfacts before but it for me navigation there is not straight forward.  

wiseonesomeofthetime

murphydavid said:

Can't get my head round.
A post here says Virgin M is at 1.56% as per moneyfacts.
Virgin M site says it is at 1.0%
As far as I can see without spending a lot of time: Moneyfacts front page says best instant rate is 1.56% but nothing about who has this rate and when you click on see more the top account is Ford Money at 1.3%. sorted by top AER
So how do you navigate in moneyfacts to find out who it is (VM presumably); they say; has the top at 1.56%.
Never used moneyfacts before but it for me navigation there is not straight forward.  

Click on Savings and ISAs > Easy Access Savings Accounts > Untick the Show quick links first 

Click View Further Details for further details.

BigBlueSky

Looks like they haven't updated what is displayed on their website, but it is on the Clydesdale Bank site (which is just another of their brands):

https://secure.cbonline.co.uk/personal/current-accounts/virgin-money/

1.56% AER  (1.55% gross per annum variable) on any balances above £25,000, Interest paid quarterly.

ColdIron

BigBlueSky said:

1.56% AER  (1.55% gross per annum variable) on any balances above £25,000, Interest paid quarterly.

Seems badly worded. The previous rate (and the one still displayed on the 'View our account' link) is

• 1.00%
• AER1 (1.00% gross1 per annum variable) on savings balances up to £25,000, and 0.50% on any balances above £25,000. Interest paid quarterly.

dc_scotland

BigBlueSky said:

Looks like they haven't updated what is displayed on their website, but it is on the Clydesdale Bank site (which is just another of their brands):

https://secure.cbonline.co.uk/personal/current-accounts/virgin-money/

1.56% AER  (1.55% gross per annum variable) on any balances above £25,000, Interest paid quarterly.

On any balances above £25k ?  Wasn't the higher rate previously only on balances up to £25K ?

Edit: Moneyfacts seem to be showing different info to the CB site:
1.55% paid at £1,
0.75% paid at £25001 on portion of balance