We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Top Easy Access Savings Discussion Area
Options
Comments
-
Able to log into the VM app at 8am this morning but not working now and online banking not working either.0
-
Come on Chase, up you go to stay in front please…0
-
If they do I may consider buying another new mobile phone, hey then I can join in with all the other Chase discussions going on here.
0 -
Can't get my head round.
A post here says Virgin M is at 1.56% as per moneyfacts.
Virgin M site says it is at 1.0%
As far as I can see without spending a lot of time: Moneyfacts front page says best instant rate is 1.56% but nothing about who has this rate and when you click on see more the top account is Ford Money at 1.3%. sorted by top AER
So how do you navigate in moneyfacts to find out who it is (VM presumably); they say; has the top at 1.56%.
Never used moneyfacts before but it for me navigation there is not straight forward.0 -
murphydavid said:Can't get my head round.
A post here says Virgin M is at 1.56% as per moneyfacts.
Virgin M site says it is at 1.0%
As far as I can see without spending a lot of time: Moneyfacts front page says best instant rate is 1.56% but nothing about who has this rate and when you click on see more the top account is Ford Money at 1.3%. sorted by top AER
So how do you navigate in moneyfacts to find out who it is (VM presumably); they say; has the top at 1.56%.
Never used moneyfacts before but it for me navigation there is not straight forward.
Click on Savings and ISAs > Easy Access Savings Accounts > Untick the Show quick links first
Click View Further Details for further details.1 -
Looks like they haven't updated what is displayed on their website, but it is on the Clydesdale Bank site (which is just another of their brands):
https://secure.cbonline.co.uk/personal/current-accounts/virgin-money/
1.56% AER (1.55% gross per annum variable) on any balances above £25,000, Interest paid quarterly.
2 -
BigBlueSky said:1.56% AER (1.55% gross per annum variable) on any balances above £25,000, Interest paid quarterly.Seems badly worded. The previous rate (and the one still displayed on the 'View our account' link) is
- 1.00%
- AER1 (1.00% gross1 per annum variable) on savings balances up to £25,000, and 0.50% on any balances above £25,000. Interest paid quarterly.
0 -
BigBlueSky said:Looks like they haven't updated what is displayed on their website, but it is on the Clydesdale Bank site (which is just another of their brands):
https://secure.cbonline.co.uk/personal/current-accounts/virgin-money/
1.56% AER (1.55% gross per annum variable) on any balances above £25,000, Interest paid quarterly.
Edit: Moneyfacts seem to be showing different info to the CB site:
1.55% paid at £1,
0.75% paid at £25001 on portion of balance
0 -
dc_scotland said:
On any balances above £25k ? Wasn't the higher rate previously only on balances up to £25K ?0 -
So what's the interest rate below 25k?
Also is that 1.56% on the whole amount if it's above 25k or only on the extra?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards