The Top Easy Access Savings Discussion Area

RG2015

I-LOV-MONEY said:

I am surprised that nobody has posted that Marcus are offering a one year bonus of 0.1% on their instant savings account.   This hikes the rate up to a magnificent 0.5%  

(unless it is only me and my wife that have been offered it!).

There are actually five separate threads on this.

I-LOV-MONEY

RG2015 said:

There are actually five separate threads on this.

Apologies.  I haven't seen them.  I just presumed 'The Top Easy Access Savings Discussion Area'  would have been the appropriate place to find it.

RG2015

I-LOV-MONEY said:

RG2015 said:

There are actually five separate threads on this.

Apologies.  I haven't seen them.  I just presumed 'The Top Easy Access Savings Discussion Area'  would have been the appropriate place to find it.

No need for apologies as this is the appropriate place. For some reason though, Marcus enjoys so much attention here that multiple threads always appear.

The same is true of Virgin Money regular savers which invariably had much more chatter on separate threads to the main regular saver thread.

Perhaps that is the reason. The fact that Marcus attracts so much more peripheral attention means that separate threads keep the main thread cleaner. 

Eco_Miser

RG2015 said:

No need for apologies as this is the appropriate place. For some reason though, Marcus enjoys so much attention here that multiple threads always appear.

The same is true of Virgin Money regular savers which invariably had much more chatter on separate threads to the main regular saver thread.

Perhaps that is the reason. The fact that Marcus attracts so much more peripheral attention means that separate threads keep the main thread cleaner. 

A Virgin Money Regular Saver thread was created deliberately to keep the chatter off the main RS thread, where it was causing annoyance.

The first Marcus bonus post was up and many people had noticed and activated their bonus before the emails went out. Would that have happened if the post had been hidden at the end of this thread?

RG2015

Eco_Miser said:

RG2015 said:

No need for apologies as this is the appropriate place. For some reason though, Marcus enjoys so much attention here that multiple threads always appear.

The same is true of Virgin Money regular savers which invariably had much more chatter on separate threads to the main regular saver thread.

Perhaps that is the reason. The fact that Marcus attracts so much more peripheral attention means that separate threads keep the main thread cleaner. 

A Virgin Money Regular Saver thread was created deliberately to keep the chatter off the main RS thread, where it was causing annoyance.

The first Marcus bonus post was up and many people had noticed and activated their bonus before the emails went out. Would that have happened if the post had been hidden at the end of this thread?

Good point, and for that reason it is useful that Marcus posts appeared on this thread and also on separate threads on the savings and investment board, and the budgeting and banking board. 

I-LOV-MONEY

Eco_Miser said:

The first Marcus bonus post was up and many people had noticed and activated their bonus before the emails went out. Would that have happened if the post had been hidden at the end of this thread?

I receive an email informing me that there is a new post to a thread I am following.

If Marcus hadn't sent their email I may not have noted it for some time as I don't always note the interest rate when logging in.   I would just expect that sort of intformation to be posted on this thread, as I am not going to start searching to see if there are any other threads, just in case there is some news.

murphydavid

Its interesting to note the differing attitudes.
When Marcus stopped their bonus and moved to a base of 0.4%. Atom was offering 0.5% which is where I moved to.
Now
Atom - retained the 0.5% for existing customers even though they lowered the rate for new customers (presumably they don't want to attract more funds at the moment but are happy to retain what they have).
Marcus - make it a little tricky to find out how to get the bonus (not exactly front of page) and make you ask for it and make it so one wants to keep extending the period.

Although I took time out to get the Marcus bonus (just in case I need it) I won't be moving back till they better my existing.

gwapenut

Eco_Miser said:

RG2015 said:

No need for apologies as this is the appropriate place. For some reason though, Marcus enjoys so much attention here that multiple threads always appear.

The same is true of Virgin Money regular savers which invariably had much more chatter on separate threads to the main regular saver thread.

Perhaps that is the reason. The fact that Marcus attracts so much more peripheral attention means that separate threads keep the main thread cleaner. 

A Virgin Money Regular Saver thread was created deliberately to keep the chatter off the main RS thread, where it was causing annoyance.

The Virgin regular saver chat was extraordinary though in both the volume of posts, drowning out any other useful information in that thread, and the sheer repetitiveness, down to the level of detail discussing the mode of transport to the branch or the choice of tea or coffee on offer. It really was something else.

For completeness, it's worth mentioning the Coventry limited access saver at 0.5% on this thread. Same rate as Marcus, with more strings attached, but supporting a decent building society.

I-LOV-MONEY

Bemr said:

They delivered on way more than promises not made. 

What do you mean?

Eco_Miser

I-LOV-MONEY said:

I receive an email informing me that there is a new post to a thread I am following.

If Marcus hadn't sent their email I may not have noted it for some time as I don't always note the interest rate when logging in.   I would just expect that sort of intformation to be posted on this thread, as I am not going to start searching to see if there are any other threads, just in case there is some news.

Your choice, obviously, but I would find the multiple emails from a busy thread I follow annoying, so I don't subscribe to most. I don't search for news either, just read what has been posted and looks interesting.  This particular thread often seems behind when a new or improved account is announced.