The Top Easy Access Savings Discussion Area

eskbanker

Eco_Miser said:

I-LOV-MONEY said:

I receive an email informing me that there is a new post to a thread I am following.

If Marcus hadn't sent their email I may not have noted it for some time as I don't always note the interest rate when logging in.   I would just expect that sort of intformation to be posted on this thread, as I am not going to start searching to see if there are any other threads, just in case there is some news.

Your choice, obviously, but I would find the multiple emails from a busy thread I follow annoying, so I don't subscribe to most. I don't search for news either, just read what has been posted and looks interesting.  This particular thread often seems behind when a new or improved account is announced.

I think the issue with this thread is that it isn't maintained - many will be familiar with the regular saver equivalent, where the dedicated @Special_Saver2 makes a point of keeping the thread up to date at least weekly, and its comprehensive listing posts in particular, providing a very useful 'one stop shop' resource.  Obviously the thread attracts plenty of ad hoc posts too, but this one just has the latter without anyone managing lists - the main MSE savings page is kept reasonably up to date though (at least daily in theory), so is probably a better place to monitor than this thread, albeit this needs to be done manually.

I-LOV-MONEY

eskbanker said:

the main MSE savings page is kept reasonably up to date though (at least daily in theory), so is probably a better place to monitor than this thread, albeit this needs to be done manually.

Which one is that?   Please send a link.  Thanks.

eskbanker

I-LOV-MONEY said:

eskbanker said:

the main MSE savings page is kept reasonably up to date though (at least daily in theory), so is probably a better place to monitor than this thread, albeit this needs to be done manually.

Which one is that?   Please send a link.  Thanks.

https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/

colsten

AFAICS, https://moneyfacts.co.uk/ is the main source for all other "top X account" sites and pages. Might as well go there directly, as it doesn't filter out offers for no apparent reason.

RG2015

There are several of these but I quite like this is money.


https://www.thisismoney.co.uk/money/article-1583859/Best-savings-rates-General-savings-Internet-branch.html

I-LOV-MONEY

I suppose the main question is which is which is kept most up to date?

RG2015

I-LOV-MONEY said:

I suppose the main question is which is which is kept most up to date?

It does vary by a day or two but the MSE Forum Savings and Investments board is usually the fastest with eagle eyed users' posts.

Last September, Skipton launched a 1,20% easy access which was posted here and following significant subscriptions was closed to new applicants within a couple of days. If I recall correctly, it was closed before many of the main sites had included it.

https://forums.moneysavingexpert.com/discussion/6190682/skipton-building-society/p1

PS it was three days.

https://www.theguardian.com/money/2020/sep/18/skipton-best-buy-savings-account-sells-out-in-three-days

PS2: Just seen on page 404 of this thread that Moneyfacts had advance notice of the Skipton 1.20% account one day before it was launched.

I also have just found the new way to do an advanced search on this site.

Vortigern

I-LOV-MONEY said:

Bemr said:

They (Virgin) delivered on way more than promises not made. 

What do you mean?

Apparently they paid double interest to some lucky customers and in the not-too-distant past they increased the interest rate on fixed rate regular savers part way through the fixed term.

RG2015

Rates are definitely creeping up with Skipton now offering 0.60% pa for a minimum balance of £5,000 allowing three withdrawals per annum.

https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/#easyaccesstable

RG2015

Cynergy have just jumped in at 0.60% including a one year bonus of 0.30%, but starting at £1 with no withdrawal restrictions.