The Top Easy Access Savings Discussion Area

colsten

where_are_we said:

veryintrigued said:

Just a reminder that the Skipton online bonus saver 7 0.5% bonus expires in five weeks.

Might be time for your next shuffling

As an alternative, what other top interest paying easy access accounts allow you to do debit card deposits? We use the SOBS7 to make DC deposits from "you know where"! I suppose we could carry on using the SOBS7 and almost empty asap. Is it about 2 days before you can withdraw a DC deposit?

These accounts are a dying breed. Only obvious remaining one is NS&I, with terribly slow turnaround of at least 7 calendar days, and dreadful interest rate. 

Consumerist

where_are_we said:

As an alternative, what other top interest paying easy access accounts allow you to do debit card deposits? We use the SOBS7 to make DC deposits from "you know where"! I suppose we could carry on using the SOBS7 and almost empty asap. Is it about 2 days before you can withdraw a DC deposit?

You might want to consider a Halifax Reward current account which pays £5 pm 'Reward Extras' for £500 pm debit-card expenditure. By coincidence, this is the minimum payment into an NS&I Income Bonds account which can be made by debit card. You do need to leave a minimum £500 balance at NS&I so start with £1000 deposit then £500 in and out monthly (or should that be out then in?)

A bit fiddly but may be worth your while.

soulsaver

colsten said:

where_are_we said:

veryintrigued said:

Just a reminder that the Skipton online bonus saver 7 0.5% bonus expires in five weeks.

Might be time for your next shuffling

As an alternative, what other top interest paying easy access accounts allow you to do debit card deposits? We use the SOBS7 to make DC deposits from "you know where"! I suppose we could carry on using the SOBS7 and almost empty asap. Is it about 2 days before you can withdraw a DC deposit?

These accounts are a dying breed. Only obvious remaining one is NS&I, with terribly slow turnaround of at least 7 calendar days, and dreadful interest rate. 

And PO if you can get it to work with DC deposits. I can't.

Consumerist

I don't touch anything to do do with Bank of Ireland, anyway.

soulsaver

Consumerist said:

I don't touch anything to do do with Bank of Ireland, anyway.

It wasn't you who asked the question. 

colsten

soulsaver said:

colsten said:

where_are_we said:

veryintrigued said:

Just a reminder that the Skipton online bonus saver 7 0.5% bonus expires in five weeks.

Might be time for your next shuffling

As an alternative, what other top interest paying easy access accounts allow you to do debit card deposits? We use the SOBS7 to make DC deposits from "you know where"! I suppose we could carry on using the SOBS7 and almost empty asap. Is it about 2 days before you can withdraw a DC deposit?

These accounts are a dying breed. Only obvious remaining one is NS&I, with terribly slow turnaround of at least 7 calendar days, and dreadful interest rate. 

And PO if you can get it to work with DC deposits. I can't.

After a lucky escape several years ago, I wouldn't ever touch the PO savings accounts with a barge pole again, and if they were the last savings accounts on the planet..

I-LOV-MONEY

colsten said:

After a lucky escape several years ago, I wouldn't ever touch the PO savings accounts with a barge pole again, and if they were the last savings accounts on the planet..

Out of interest .. why not?

Consumerist

soulsaver said:

Consumerist said:

I don't touch anything to do do with Bank of Ireland, anyway.

It wasn't you who asked the question. 

But it was me who made the comment. This is, after all, a discussion forum.

colsten

I-LOV-MONEY said:

colsten said:

After a lucky escape several years ago, I wouldn't ever touch the PO savings accounts with a barge pole again, and if they were the last savings accounts on the planet..

Out of interest .. why not?

Because their systems and processes are absolutely awful. The effort required to get money out of their instant access savers can be ridiculous. I say this based on my own experience, and there are plenty of reports to that effect on this forum.

soulsaver

And there are some on here that say they don't have a problem.

As I implied, I wouldn't recommend PO on my experience, but I have multiple accounts and each with different linked accounts.

It may work if you're one is not breaking what some say are their rules.