The Top Easy Access Savings Discussion Area

I-LOV-MONEY

Looks good, but would have to make a diary note to withdraw (unless rates have increased) at the end of the year.

veryintrigued

Just a reminder that the Skipton online bonus saver 7 0.5% bonus expires in five weeks.

Might be time for your next shuffling

RG2015

veryintrigued said:

Just a reminder that the Skipton online bonus saver 7 0.5% bonus expires in five weeks.

Might be time for your next shuffling

My first thought was that the bonus was for 12 months so everyone would have a different expiry date. Then I remembered that the subscription was only open for 1 or 2 days so it will be the same for everyone give or take a day or two.

where_are_we

veryintrigued said:

Just a reminder that the Skipton online bonus saver 7 0.5% bonus expires in five weeks.

Might be time for your next shuffling

Annoying to have to change because this account is one of the few to allow future withdrawals ie quasi standing orders.

RG2015

RG2015 said:

Okay veryintrigued said:

Just a reminder that the Skipton online bonus saver 7 0.5% bonus expires in five weeks.

Might be time for your next shuffling

My first thought was that the bonus was for 12 months so everyone would have a different expiry date. Then I remembered that the subscription was only open for 1 or 2 days so it will be the same for everyone give or take a day or two.

Just checked, and it was launched on 15 Sept and pulled on 17 Sept.

pearl123

RG2015 said:

Cynergy have just jumped in at 0.60% including a one year bonus of 0.30%, but starting at £1 with no withdrawal restrictions.

Is Cynergy any good? Could other banks also now raise their rates to match it?

Consumerist

pearl123 said:

. . . Could other banks also now raise their rates to match it? . . .

It's always possible. As the account is Easy Access you can always move it if something better comes along.

Edit

Mobile app required to log in.

Stompa

Consumerist said:

pearl123 said:

. . . Could other banks also now raise their rates to match it? . . .

It's always possible. As the account is Easy Access you can always move it if something better comes along.

Edit

Mobile app required to log in.

Well it was pretty straightforward to open one, but the reviews of the mobile authenticator app look pretty dire. Hopefully it won't prove to be quite as awful as they suggest!

wiseonesomeofthetime

Moving mine to Tesco at 0.50% (not the 'top' current rate) as, like Skipton, they allow you to withdraw funds to more than one linked account.

Can ADD from any account too

Makes movement of money easier and smoother for me.

0.40% of that rate is a bonus, fixed for 12 months.

where_are_we

veryintrigued said:

Just a reminder that the Skipton online bonus saver 7 0.5% bonus expires in five weeks.

Might be time for your next shuffling

As an alternative, what other top interest paying easy access accounts allow you to do debit card deposits? We use the SOBS7 to make DC deposits from "you know where"! I suppose we could carry on using the SOBS7 and almost empty asap. Is it about 2 days before you can withdraw a DC deposit?