The Top Easy Access Savings Discussion Area

SaveTheEuro

masonic said:

Frogletina said:

SaveTheEuro said:

pokemaster said:

Beehive Money Limited Issue Easy Access 5.10%

Min. £1k - Interest Yearly

Source: Money Facts

I've opened this new 5.1% account on the Beehive app but it does not seem possible to transfer the balance from my existing 4.9% Bonus Saver. Maybe I shall have to send the money to my bank account and then redeposit it, unless anyone knows a way around this?

EDIT: Discovered that you request closure of the 4.9% Bonus Saver first. It then gives the option of transferring to the new 5.1% Limited Issue Easy Access.

I contacted Beehive and was told that if I closed the Bonus saver I would only get 2.65% on the balance - I have the minimum balance of £1000 there

I don't think that's correct - I wasn't aware of any minimum account term when I held an earlier issue, and received the expected amount of interest on closure. It would be a strange penalty that would make it more restrictive than a notice account but less than a fixed term account.

I closed mine and got the full 4.9% interest. 

SaveTheEuro

TiVo_Lad said:

According to MoneyFacts, Chorley Building Society have launched their North West Easy Access Saver (1 Withdrawal) @ 5.2%

It's only available to locals (Lancashire, Merseyside, Manchester, Cumbria and Cheshire) and can be operated online, in branch or via post.

@soulsaver

Only one withdrawal per calendar year? That is a whole new definition of an easy access account.

jaypers

Charter Easy Access Issue 46 - 5% AER (4.89% gross). Annoying they don’t just increase previous issues……constant faffing about. 

mebu60

jaypers said:

Charter Easy Access Issue 46 - 5% AER (4.89% gross). Annoying they don’t just increase previous issues……constant faffing about. 

I'd be happy for a bit of faff if Cynergy could bring out Issue 68 with a 5.n%. 

Zaul22

While it's so low it verges on off topic, Starlings current account will now pay 3.25% so that's good enough to not need to move the bills to a savings account, or deal with Kroo's problems. 

Primrose

jaypers said:

Charter Easy Access Issue 46 - 5% AER (4.89% gross). Annoying they don’t just increase previous issues……constant faffing about. 

Have you ever contacted them to ask why they don't do this?   I find on other issues they're better than some other banks at responding to customer complaints.

mebu60

Primrose said:

jaypers said:

Charter Easy Access Issue 46 - 5% AER (4.89% gross). Annoying they don’t just increase previous issues……constant faffing about. 

Have you ever contacted them to ask why they don't do this?   I find on other issues they're better than some other banks at responding to customer complaints.

The same reason many other BSs / banks also follow the new issue route, it's more profitable for them.

Charter blotted their copybook recently with how long it took them to respond to the complaints about Issue 42 interest rate not being increased in accordance with their email. 

pokemaster

Coventry BS Triple Access Saver (Online) 5.20% (yearly) / 5.08% (monthly)

Source: Money Facts

(probably appear on their website after 9am)

if already a member available to open now once logged in under "our other products"

soulsaver

pokemaster said:

Coventry BS Triple Access Saver (Online) 5.20% (yearly) / 5.08% (monthly)

Source: Money Facts

(probably appear on their website after 9am)

if already a member available to open now once logged in under "our other products"

Coventry Building Society – savings-and-investments, account summary Maybe later in the day for newbies.

Rawrzy

pokemaster said:

Coventry BS Triple Access Saver (Online) 5.20% (yearly) / 5.08% (monthly)

Source: Money Facts

(probably appear on their website after 9am)

if already a member available to open now once logged in under "our other products"

Glad I delayed on moving the savings I had in my old 4 access account to that beehive account, lol. Will move it to this new triple access instead.