We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Top Easy Access Savings Discussion Area

1179317941796179817992003

Comments

  • MeteredOut
    MeteredOut Posts: 3,305 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 29 September 2023 at 9:57AM
    oz0707 said:
    Yes I tried the existing payee option but it only showed my external account. To be fair I haven't tried closing the account I usually like to leave a pound in and keep them open in case the rates increase to exceed the new account. Do we think the chances of this are slim and best to just close account?
    Even on the Close Account page, it might look like the new account is not there, but it was further down the list and needed to be scrolled to (for me). If its not there, log out and back in and it should appear.

    The chances of the 4 Access account getting an increase in rate are as close to zero as you'll ever get.
  • oz0707 said:
    Yes I tried the existing payee option but it only showed my external account. To be fair I haven't tried closing the account I usually like to leave a pound in and keep them open in case the rates increase to exceed the new account. Do we think the chances of this are slim and best to just close account?
    The 4 access account has been removed. They just have the 4 access ISA now.
  • ColdIron
    ColdIron Posts: 9,971 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Name Dropper
    edited 29 September 2023 at 10:06AM
    oz0707 said:
    Yes I tried the existing payee option but it only showed my external account.
    So does mine, but when I scroll down all my other accounts in the list become visible



  • ColdIron said:
    oz0707 said:
    Yes I tried the existing payee option but it only showed my external account.
    So does mine, but when I scroll down all my other accounts in the list become visible



    Thanks never saw that. Have been going through the new payee option.
  • oz0707
    oz0707 Posts: 918 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Thanks for the help it was there below! I didn't realise I could scroll further. I have closed the account and transferred to triple access
  • Crikey that was quick and easy - 2 x Cov accounts killed off (Limited 6 Access & Four Access) and funding moved into the new Triple access, all super quick to do.
  • r6mile
    r6mile Posts: 258 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Very impressed with Coventry lately. Even when they fall behind a bit, it doesn't take them too long to come back to the top of the leader board - and now topping both the savings account and ISA easy access charts. Of course none of these are unlimited access - but if you are happy with a limited access account, they seem to be reliably very competitive.
  • jpsman
    jpsman Posts: 67 Forumite
    Third Anniversary 10 Posts Name Dropper
    edited 29 September 2023 at 11:04AM
    I'm still keeping my Coventry Four Access accounts (2x issues) open with 1p. 🤷‍♂️

    Might be worthwhile at some point in the future (not just in terms of interest, but for the amount of permitted withdrawals), and for 1 pence why not?
  • All the concern that Tandem moved too aggressively to 5% was clearly misplaced!
    Time to move my Tandem funds!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.8K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.8K Work, Benefits & Business
  • 600.2K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.