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3 - 6 month Emergency Fund Challenge (part 2)

17071737576116

Comments

  • xanderaw
    xanderaw Posts: 34 Forumite
    10 Posts Photogenic Name Dropper
    Thanks @Dobbibill :) 

    #63 adding £25

    Total = £50
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    gd55 said:
    Hello!

    Can I join please? I am now debt-free and working on saving for a few things, as well as being able to enjoy my money!

    My goal is £5,000 - by the end of 2023.

    Current total: £216.05.
    Hi gd55 - congrats on becoming DF.

    I've added your goal and total to date and you are #64.

     We are a friendly bunch and will all be cheering you on from the side-lines so do keep us updated on your progress or even some challenges 

    Keep on keeping on
    Dobbi  
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • gd55
    gd55 Posts: 169 Forumite
    Third Anniversary 100 Posts Name Dropper Photogenic
    Dobbibill said:
    gd55 said:
    Hello!

    Can I join please? I am now debt-free and working on saving for a few things, as well as being able to enjoy my money!

    My goal is £5,000 - by the end of 2023.

    Current total: £216.05.
    Hi gd55 - congrats on becoming DF.

    I've added your goal and total to date and you are #64.

     We are a friendly bunch and will all be cheering you on from the side-lines so do keep us updated on your progress or even some challenges 

    Keep on keeping on
    Dobbi  
    Thanks Dobbi. 😁

    My debt-free diary: Go your own way

    Save £6k in 2025 #19 £949.94/£6,000

    Save £10k in 2024 #10 £12,013.63/£10,000

    Save £12k in 2023 #20 £7,040.55/£12,000
  • #55 adding £50 making it £5775 
  • #55 adding £500 - had a big win on PBs! I'm not totally sure if its going to stay in the EF or be used for building work etc, but it can stay here for the next few months :) 
  • #55 adding £500 - had a big win on PBs! I'm not totally sure if its going to stay in the EF or be used for building work etc, but it can stay here for the next few months :) 
    Congratulations, that's great news.
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • 44   -  £25 to be added, many thanks @Dobbibill
    MFW - 01.10.21 £63761   01.10.22 £50962   01.10.23 £39979   01.10.24 £27815. 01.01.25. £17538
    01.03.25 £14794.    01.04.25 £12888
    01.05.25. £11805. 12.05.25  £9997   05.06.25  £8898. 
     01.07.25. £7975  01.08.25 £6968

  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi @Dobbibill, can I please join and have a number? 

    My initial goal is £500 simply because I have nothing at all and a mountain of debt, I have saved £247 so far.

    I will increase the target once I've made more headway with the debts. Thanks x

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Keedie said:
    Hi @Dobbibill, can I please join and have a number? 

    My initial goal is £500 simply because I have nothing at all and a mountain of debt, I have saved £247 so far.

    I will increase the target once I've made more headway with the debts. Thanks x

    Of course you can join keedie - welcome aboard  :)

    You are member #65 and I have added your goal and progress to the spreadsheet.
    All the best with your DF date - you can do it!!!

    Keep us updated on your progress, we are a friendly bunch.

    Keep on, keeping on
    Dobbi  ;)
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Thanks Dobbi, I’ve updated my signature with my number and I’ll definitely keep you guys posted. Saving and debt clearing with MSE makes me so much more productive than trying to go it alone. 

    I should clear the last £17k debt within 2 years, but have an emergency fund built at the same time so that I don’t rely on credit where needed. My fridge is making odd noises and the oven takes a while to heat up. But I’m determined not to increase my debts to replace them unless I’ve not managed to save enough by then. Thanks for such a warm welcome everyone x
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
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