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swimminginaseaofdebt wrote: »
I was #65 on the previous thread and I’m happy to be shuffled up the way when you get round to sorting the numbers out at the end of the month.
Can I please amend my target to £3000 as my original target of £9000 is far too ambitious!
I’m currently sitting at £1,099.55. I did have more but spent some of it oooops.
I think I need more spending pots for this year. I have a few for expenses such as home insurance, but generally when the little one or I need new clothes etc I end up dipping into the EF which is not what it should be for.
GlendaSugarbean wrote: »
Can I join please?
CC due to be cleared in a couple of months, then I can really concentrate on my EF, along with OP the mortgage.
3 months of expenses would be £5400 - my EF currently stands at £230 so I have a way to go!
datlex wrote: »
I am starting again. I used my money as a deposit to buy a property! Means no more renting. Long term thinking.
My 3 month goal is £2500 (will cover mortgage plus bills) 6 months will be £5000. (I have £1500 in my emergency fund).
Mooloo wrote: »
I had a major change of plans.
I have decided to clear all of my debts by June so I used my emergency funds to do that.
So I am back down to £20 keeping the account open.
It will be towards the end of the next quarter before I imagine that I will be able to start putting money away again.
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