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3 - 6 month Emergency Fund Challenge (part 2)
Comments
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#77 £16.92 added since last update £1637.71/£5000
"Make Everyday Count"1 -
#3x_raphael_xx said:#3Another small contribution from STC. - 11p
£19.20 / £5000£1.85 from STC. Forgot I'm also supposed to be adding in my £100 Premium bonds!£121.60 / £5000Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.981 -
#76 EF now at £665, not posted in a while but still chipping away.
Thanks1 -
#68 , now up to £130Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
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Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
#75 checking in, another £30 added to the EF.
Total now stands at £922.97I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)1 -
#55 adding £50 please
1 -
44 - £30 to be added please.
Many thanks Dobbibill.
MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69681 -
I have been reorganising my savings. Just using £400 for plumbing- new shower and a replacement outside pipe (two separate items that am getting fixed together). Currently I have one month of bills ready to pay them. I have a second month ready to replenish those. I did have more in this account but have added £1000 from there to my Barclays Blue Rewards due to the interest rate. Every penny helps pay off the mortgage...... Then I have what I consider actually savings. I have just over £6000 sat in savings excluding the month of bills. However of the £6000 some is self care (things like hair cuts), some is presents (birthdays and Christmas- I have several family birthdays around Christmas) and some is shorter term spends such as my new shower.Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.1
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Not sure if you want me to amend your total to £6000 or if you want to update on how much it is after birthday, Christmas etc - feel free to let us know - your total is currently sitting at £4500/£5700datlex said:I have been reorganising my savings. Just using £400 for plumbing- new shower and a replacement outside pipe (two separate items that am getting fixed together). Currently I have one month of bills ready to pay them. I have a second month ready to replenish those. I did have more in this account but have added £1000 from there to my Barclays Blue Rewards due to the interest rate. Every penny helps pay off the mortgage...... Then I have what I consider actually savings. I have just over £6000 sat in savings excluding the month of bills. However of the £6000 some is self care (things like hair cuts), some is presents (birthdays and Christmas- I have several family birthdays around Christmas) and some is shorter term spends such as my new shower.
Keep up the good work
Dobbi
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Just be better than you were yesterday.0 -
#77 £146.51 added since last update. £1784.22/£5000
"Make Everyday Count"0
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