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3 - 6 month Emergency Fund Challenge (part 2)
Comments
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#68 checking in to add another £20 making £100/£1000. Still a long way to go, but fingers crossed its going in the right direction still and once I get to £1000, I will keep going.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Dobbibill said:datlex said:No idea if I ever joined this one. I was in one but cannot recall when last posted. I currently have the money ready to cover 1 month of bills in each bank I pay bills from and over a month in the account I replenish these from. I also have a further 3 months worth saved in another account. So all told well on way to having 6 months worth of bills.
Your last update was £1000/£3300
Well done on getting yourself in a great position with an EF - if you would like me to update the spreadsheet - please let me know.
I would like to adjust the goal amount to £5700 and amount saved to £4500. It would cover either 3 months of pay not just bills or a good about 6 months of bills.Paid off the last of my unsecured debts in 2016. Then saved up and bought a property. Current aim is to pay off my mortgage as early as possible. Currently over paying every month. Mortgage due to be paid off in 2036 hoping to get it paid off much earlier. Set up my own bespoke spreadsheet to manage my money.2 -
MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69682 -
#55 adding £50 please
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#77 added £233.24 today. £1052.54/£5000
"Make Everyday Count"1 -
#68 checking in to add another £15 making a total of £115/£1000
Thanks for running this thread @Dobbibill, I find it really keeps me motivated.
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
.
Studies/surveys August £14.50
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
#75 popping in, added £45 to the emergency fund todayI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)1
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#66 now at £3,500 thanks to the accountability on here. Good luck to everyone else on their journeys1
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itsjustafad said:#66 now at £3,500 thanks to the accountability on here. Good luck to everyone else on their journeys
You are now highlighted in bright yellow on the spreadsheet
It's great to see the accountability helped you keep on track.
Feel free to add a new goal or just pop in occasionally and keep us updated on how things are going.
DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
Thanks1
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