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3 - 6 month Emergency Fund Challenge (part 2)
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Welcome lcc86 - of course you can join.lcc86 said:Can I join this thread? I want to save £4000 by the end of 2024 as I am planning some career changes and want to have a "just in case" buffer. Started with £401 from December's pay.
you are member #79 and already over 10% to you goal - that's brilliant and keep up the good work
Keep us updated on your progress and challenges and we'll cheer you on from the side-lines
Keep on keeping on
Dobbi
I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
#79 checking in, paid £30 Christmas money into the bank this morning and added to the pot.1
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#68 checking in with another £25 added, making £215/£1000
Hope everyone had a good Christmas and ready for 2024Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
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Studies/surveys August £14.50
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My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
I would like to join, how long does this thread last or is it just continual? If so, can I aim for 2k pleaseI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=11 -
#55 adding £25 please
Hope everyone had a lovely Christmas and wishing you all a Happy New Year! 2 -
Hi BlueJ94 - of course you can joinBlueJ94 said:I would like to join, how long does this thread last or is it just continual? If so, can I aim for 2k please
The thread is continual and many members have reached their goal but continue to add either to boost the original goal or to continue the savings habit and add more for a new purpose.
I've added your name & goal to the sheet and you are member #80 - please keep us updated on how you are doing. Share your challenges and progress as we will cheer you on from the sidelines.
Keep on keeping on
Dobbi I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
I hope you all had a lovely Christmas (if you celebrate it) and are looking forward to 2024.
Well done to everyone who has continued to add to their goal this year and especially throughout December. I will be doing a total on NYE to see how much we have as a collective.
Keep on keeping on
DobbiI’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.2 -
Hi can I please re-join, for various reasons I will have to pick at my housing fund in January due to having depleted my emergency fund.
My aim is to top my housing fund back up to £3000 in 2024 and to have a £1000 emergency fund as well.
This is genuinely a stretch, but should not be.
My emergency fund is £0
My housing fund is £2000, but as mentioned could dip in January.
Thanks for running this thread.Isa help to buy: 1000/3000 33%
Emergency fund: 100/1000 10%
Weight loose 8.6 kg - while having fun. 0/8.6 0%
Focus debt to clear HSBC £10/1111, 0% updated May 252 -
of course you can re-join ditty.ditty1234 said:Hi can I please re-join, for various reasons I will have to pick at my housing fund in January due to having depleted my emergency fund.
My aim is to top my housing fund back up to £3000 in 2024 and to have a £1000 emergency fund as well.
This is genuinely a stretch, but should not be.
My emergency fund is £0
My housing fund is £2000, but as mentioned could dip in January.
Thanks for running this thread.
You are still member #52
Just to clarify - do you want your goal as £3000, £1000 or £4000?
Happy to update to suit - for the moment I've put it as £1000 but if you want to combine, do let me know.
Keep on keeping on
Dobbi
I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
If you can't be the best -
Just be better than you were yesterday.1 -
#77 £276.27 added since last update. £2422.77/£5000
"Make Everyday Count"1
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