The "Save 12k in 2019" Thread

Suffolk_lass

Tiglath wrote: »

Had a couple of big months with an inheritance and my annual bonus (which was more than I expected), so changing my target to £100k please. Tillytidying is definitely my secret weapon. Things may change if we can persuade the next door farmer to sell us a couple of acres so we can keep alpacas to go with the planned goats and existing chickens, but that's only in the beginning stages so far.

I agree, Tillytidying is game-changing. As I started to feel a bit better off I began tidying to the next £50. Magic snowball and all that

seekstris

June total for me £1450 which puts me at very close to my 12k target for the year, so I have also increased my target to 18k for the year.


All useful for the wedding coming up

clsmooth48

What’s tillytidying??

Gizmo70

clsmooth48 wrote: »

What’s tillytidying??

This thread has useful information on what it is all about

Suffolk_lass

Gizmo70 wrote: »

This thread has useful information on what it is all about

Yes that link is the essence of it. I now round mine to the nearest £50 each time I check - I don't check daily though. And recently someone on another thread suggested one of the banks offers this as a tidying-up sweep into your adjacent savings account. I think someone may have said there is an App that you can set up to do it.

I am a bit old-school though and part of the fun for me is doing it manually (much less an obligation and more of a pleasure, if that isn't a guilty pleasure to confess to )

We built up our £10k emergency pot this way and it pays for our house insurance, and overpays our mortgage once a month. I am counting this in both my mortgage OP accounting and my savings but I just have to be careful not to double-count it.

slowlyfading

Spreadsheet updated

excelwizard

#37 reporting £708.61 for June bringing my total to £2,388.88 for the year so far

Suffolk_lass

#68 reporting my June amount is £1088.36. I confess to finding a spreadsheet totalling error (the column total stopped a cell short) which meant I omitted last month's left-overs from my May total so have added it to June's

geoffers4

Reporting 2262.52 for June.
Blimey, we're half-way through the challenge already!

Wentthedaywell?

Declaring £2,000 for June, partly 'proper' saving, partly shares doing well.

I've just changed S&S ISA providers and I had a hairy couple of weeks where 70 grand disappeared into the ether and was in neither account. Apparently this is normal and small fry to them, but it was a worrying chunk of my money!

Also prepaid for another holiday; I'm getting the hang of this semi-retirement now!