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The "Save 12k in 2019" Thread

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  • geoffers4
    geoffers4 Posts: 263 Forumite
    Part of the Furniture 100 Posts Name Dropper Mortgage-free Glee!
    I've just changed S&S ISA providers...

    That's interesting - can I ask why you wanted to change?
    Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.
  • geoffers4 wrote: »
    That's interesting - can I ask why you wanted to change?

    Geoffers, I was paying about £250 pa to Charles Stanley. I think they are very good, especially if you are doing a lot of buying and selling individual shares. Me though, I just use some of my ISA allowance to buy into a Vanguard fund every couple of years (and I won't even be doing that anymore when I retire). It then sits there untouched.

    My new provider (IWeb) was £25 to open and transfer into, and £5 per transaction. They seem to be fine if you don't intend doing any complex dealing. I was pleased to see I'd made £700 odd when the fund was sitting in the transfer ether so I didn't lose out in the interim.
    Save £12k in 2022 thread #7:

    Save £10,000 Jan-May 2022 THEN RETIRE!!
    Final total for (half) year: -£4,000
  • Gizmo70
    Gizmo70 Posts: 138 Forumite
    Part of the Furniture 100 Posts
    Hi, #112 reporting in for June. Managed to save £650 this month. I'm still expecting September and November to be bad months, so not changing my target as yet.
    Save £12k in 2023 #17: £19,085/£24,000 (79%)
    Save £12k in 2022 #5: £18,007/£18,000 (100%)
    Save £12k in 2021 #17: £18,012/£18,000 (100%)
    Save £12k in 2020 #25: £15,522/£15,000 (103%)
    Save £12k in 2019 #112: £10,963/£10,500 (104%)
  • Duckyduck
    Duckyduck Posts: 270 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    June has been quite a calm spending month so managed £1151.81 this month.
    Save £12k in 2019 #36
  • Jazee
    Jazee Posts: 9,445 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    No 78 declaring £1131.81 for June which takes me over half way to my target. Just over a quarter was interest but the rest was just what I kept squirrelling away.


    Also got an unexpected bonus this month but am keeping that back for holiday spending this year.
    Spend less now, work less later.
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,469 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    £1317.46 for June; good month! Helped by rebates for spending earlier in the year, but I'll take it.
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • george4064
    george4064 Posts: 2,928 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    george4064 wrote: »
    Bit late with my May update because I had my finance exams yesterday, glad its all over (until next year!) So here goes my May update:

    Total saved: £952.73

    I'm generally finding it harder and harder to keep track of my savings as the number of accounts increase and hence more accounts I got to keep track of! I remember only a few years ago my saving was super simple with only a few accounts to remember, now I've got several accounts to maximise interest as well as 0% credit card which I'm stoozing (acknowledging this as a negative balance on my savings).

    I also find that my savings spreadsheet just gets bigger and bigger and bigger! (I add a new column for every new account I have, with details of the account in the top row. Info such as interest rate, maturity, any early exit penalties etc)..

    Great numbers elsewhere, happy saving all! :T

    Reporting £421.56 for the month of June.

    Just got back from a lovely weeks holiday, which explains why my figure is lower than normal for 2019.

    Great saving all and hope you're all enjoying the lovely weather! :D
    "If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett

    Save £12k in 2025 - #024 £1,450 / £15,000 (9%)
  • Xenon
    Xenon Posts: 264 Forumite
    Part of the Furniture 100 Posts Name Dropper
    #55 Xenon The Glorious

    June £1107

    House deposit/costs £122,196
  • A_Random_Man
    A_Random_Man Posts: 1,167 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    #54 I saved £740 for month of June

    Mortgage Amount Outstanding £116,682.20
    2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
  • AlexDee
    AlexDee Posts: 29 Forumite
    #77 reporting savings of £1029.01.
    That’s really decent for me. I’m chuffed!!
    12K in 2019 Challenge #77 = £779.35 / £6,000 = 12.9%
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