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The "Save 12k in 2019" Thread
Comments
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Wentthedaywell? wrote: »I've just changed S&S ISA providers...
That's interesting - can I ask why you wanted to change?Save 12k in 2013-2014-2015-2016-2017-2018-2019-2020-2021-2022 - then early-retired.0 -
That's interesting - can I ask why you wanted to change?
Geoffers, I was paying about £250 pa to Charles Stanley. I think they are very good, especially if you are doing a lot of buying and selling individual shares. Me though, I just use some of my ISA allowance to buy into a Vanguard fund every couple of years (and I won't even be doing that anymore when I retire). It then sits there untouched.
My new provider (IWeb) was £25 to open and transfer into, and £5 per transaction. They seem to be fine if you don't intend doing any complex dealing. I was pleased to see I'd made £700 odd when the fund was sitting in the transfer ether so I didn't lose out in the interim.Save £12k in 2022 thread #7:
Save £10,000 Jan-May 2022 THEN RETIRE!!
Final total for (half) year: -£4,0000 -
Hi, #112 reporting in for June. Managed to save £650 this month. I'm still expecting September and November to be bad months, so not changing my target as yet.Saving goal for 2025: £17,561/£30,000 (58%)
Saving goal for 2024: £27k - achieved0 -
June has been quite a calm spending month so managed £1151.81 this month.Save £12k in 2019 #360
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No 78 declaring £1131.81 for June which takes me over half way to my target. Just over a quarter was interest but the rest was just what I kept squirrelling away.
Also got an unexpected bonus this month but am keeping that back for holiday spending this year.Spend less now, work less later.0 -
£1317.46 for June; good month! Helped by rebates for spending earlier in the year, but I'll take it.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20250 -
george4064 wrote: »Bit late with my May update because I had my finance exams yesterday, glad its all over (until next year!) So here goes my May update:
Total saved: £952.73
I'm generally finding it harder and harder to keep track of my savings as the number of accounts increase and hence more accounts I got to keep track of! I remember only a few years ago my saving was super simple with only a few accounts to remember, now I've got several accounts to maximise interest as well as 0% credit card which I'm stoozing (acknowledging this as a negative balance on my savings).
I also find that my savings spreadsheet just gets bigger and bigger and bigger! (I add a new column for every new account I have, with details of the account in the top row. Info such as interest rate, maturity, any early exit penalties etc)..
Great numbers elsewhere, happy saving all! :T
Reporting £421.56 for the month of June.
Just got back from a lovely weeks holiday, which explains why my figure is lower than normal for 2019.
Great saving all and hope you're all enjoying the lovely weather!
"If you aren’t willing to own a stock for ten years, don’t even think about owning it for ten minutes” Warren Buffett
Save £12k in 2025 - #024 £1,450 / £15,000 (9%)0 -
#55 Xenon The Glorious
June £1107
House deposit/costs £122,1960 -
#54 I saved £740 for month of June
Mortgage Amount Outstanding £116,682.20
2025 Mortgage-Free Wannabes #49 £1401.29/£1,250 (104.74%/100.00%)
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#77 reporting savings of £1029.01.
That’s really decent for me. I’m chuffed!!12K in 2019 Challenge #77 = £779.35 / £6,000 = 12.9%0
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