2019 Mortgage-Free Wannabes

Suffolk_lass

#37 here - OP for August is £919 please. Thank you juliecorn.
Have a good August everyone

NewMoneySaver13

Hi Julicorn,


MFW No.12 reporting in with a £300 OP for the month of August.


Thanks

lindez

Morning all well done on the over payments so far this month it is amazing and a great group to be in.
update £263.00 today off august. and another payment of £38.000 over payment.
Julicorn can you adjust my challenge to fit this £38.000 in please.(so 44.000 for the year).
Hope this makes sense and thank you so much xx

julicorn

lindez wrote: »

Morning all well done on the over payments so far this month it is amazing and a great group to be in.
update £263.00 today off august. and another payment of £38.000 over payment.
Julicorn can you adjust my challenge to fit this £38.000 in please.(so 44.000 for the year).
Hope this makes sense and thank you so much xx

Just updated your target to £44k, and logged an overpayment of £38,263 for August - let me know if I understood that correctly Either way, sounds like fantastic progress!

OhtobeMortgageFree

#107 checking in...
Please could you put £10 as my August total.

Not a huge amount, I've just been told how to transfer money online directly from my bank account to TSB for the mortgage which will be much easier than having to ring up every time! They know which mortgage account to credit from the reference included in the transfer and this makes me a little uneasy. I'm sure I'll end up paying off someone else's mortgage by accident! I've saved this evening's transaction (complete with reference) on my Nationwide banking account so if the total successfully comes off my mortgage tomorrow I'll hopefully feel confident enough to then replicate with a larger amount on a more regular basis. (Fingers crossed!)

Dobbibill

OhtobeMortgageFree wrote: »

I've saved this evening's transaction (complete with reference) on my Nationwide banking account so if the total successfully comes off my mortgage tomorrow I'll hopefully feel confident enough to then replicate with a larger amount on a more regular basis. (Fingers crossed!)

It prob won't credit fully until the next working day (mine does with another bank) so don't be too disheartened if it's not there until Wednesday
Well done - finger's crossed it all goes smoothly for you.

wishingthemortgaheaway

OhtobeMortgageFree wrote: »

#107 checking in...
Please could you put £10 as my August total.

Not a huge amount, I've just been told how to transfer money online directly from my bank account to TSB for the mortgage which will be much easier than having to ring up every time! They know which mortgage account to credit from the reference included in the transfer and this makes me a little uneasy. I'm sure I'll end up paying off someone else's mortgage by accident! I've saved this evening's transaction (complete with reference) on my Nationwide banking account so if the total successfully comes off my mortgage tomorrow I'll hopefully feel confident enough to then replicate with a larger amount on a more regular basis. (Fingers crossed!)

This is why, whenever I set up a new 'payee' on my online banking system, I make a test payment of £1. Has a few contractors recently question me about this, but. I stand firm. I can afford to lose £1 if I have to, but not more. It has always worked smoothly though.

Nichelette

Slightly late but #86 updating for July with a total of £1218.59.

Congratulations to those who are getting very close to the end. I can't wait to be in that position but our interest is terrifying at just over £20 a day :eek:.

Thanks Julicorn

OhtobeMortgageFree

wishingthemortgaheaway wrote: »

This is why, whenever I set up a new 'payee' on my online banking system, I make a test payment of £1. Has a few contractors recently question me about this, but. I stand firm. I can afford to lose £1 if I have to, but not more. It has always worked smoothly though.

It did worry me that the payment goes purely on the reference made alongside it. Payment made yesterday lunchtime and as of yet it's still to go through...

ChipAway

#101 with my regular £200 overpayment for August

That puts me down to under £238k or so and around £14.40 odd in daily interest... when you live in London you become numb to the huge numbers!

I'm also now over 10 months ahead of the game with an overpayment reserve so that's a proper buffer now should I ever need the mortgage payment break (hopefully not of course). With any luck it should be a cheap month for me so more pension & mortgage overpayments to come in the last week of the month.