2019 Mortgage-Free Wannabes

lindez

Thank you Julicorn yes that sounds about right. I don't know if I will hit the target for the end of the year though I will give it a good try. x:)

OhtobeMortgageFree

#107
The £10 test payment went through finally (only took 30 hours!) so I've added an extra £190 overpayment today, to take my August total up to £200 so far.
Thanks for updating as always.

mmmsnow

A bit late reporting my first August overpay of £493.66.

Magnus91

Magnus91 wrote: »

Another late newcomer if you don't mind?

Bought my first flat in November 2018 and started making overpayments in March.

Hoping to overpay the 10% allowed (£11,000) before the anniversary of the mortgage (5th November)

Paid off £1,237.79 so far, odd number as I'm making my mortgage balance end in 00.00 each month after the interest is added

Number 98 here, sorry, forgot to update this since May!

I decided that I was keeping too much money in my emergency fund, so I funneled that into overpayments instead. So I paid off another £200 in May and then £3224.96 in June, £5424.43 in July and £722.68 in August. I did it gradually in £900 blocks rather than a lump sum in order to avoid them recalculating my monthly payment, I was burned by that back in April!

My mortgage is now down to 5 figures and that made me very happy

I just have £190.14 left to pay this mortgage year before my 10% gets reset in November. Sat twiddling my thumbs for that time to come now At least for the next few months I can just keep putting money into savings to use to OP next year!

OhtobeMortgageFree

#107 again!
I was only just over the next £1000 mark so overpaid another £100 to dip below it!
Total for August now £300.
Thanks for updating.

miss_undastood

Thanks for keeping up with all of this Julicorn. Must be a mammoth task!
I’ve just dipped into my mortgage fund to buy new doors for the house - got a lovely grey front door coming and the bifolds I wanted to install when we moved in (I put them in my old house)

So... please can you add £4000 to my total... I’m hoping I will smash it as did a £3,000 payment from some work shares imminently - and I’ve hit this years target with my August payment of £781.37

So I did reach my target for a few days at least!

EDIT: I’m number 56 btw :-)

YouWithTheSadEyes

#79

£100 further towards my mortgage neutral fund, making a total of £530 this year so far.

Thanks in advance for updating. :-)

benmclaughlan

#87 £1165 overpayment for July and £835 for August. Thanks Ben

miss_undastood

Hi Julicorn #56 here. I’ve just noticed my total is out by 10p to my normal payment as I have fat fingers. Please can you update it to 27p instead of 37p - not a big deal in the grand scheme of things so no major panic!

Mortgage_Minimiser

#46 reporting in for August

An OP of £1100 for this month and total of £10,536.18 for the year. Target smashed but thing will slow down a little for a couple of months. It's been a bit spendy recently so I will need to replenish the savings.

At least it's going in the right direction.

MM
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