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Nst november in new york

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  • NSD - Happy to say that's me hit my target 20/20 :j

    ORGANISE - Gave the sitting room a real good clean today ready for putting decorations up at the weekend

    ENJOY - Surprise visit by a friend this afternoon and she brought two massive Chelsea buns :)

    EXERCISE - Definitely exercised while cleaning - I even moved the furniture and found two knitting needles, a darning needle and a stitch holder ( wondered where they'd gone).

    OUTSIDE - Weather he was very wet and windy so glad I didn't have to go outside.

    NO - no takeaways etc.

    Glad I've reached my target as will probably be spending tomorrow and Friday xx
    Debt free - Mortgage free - Work free ( in that order :) )
  • greent
    greent Posts: 10,778 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today I am grateful for a colleague squirrelling away my balsam tissues when I accidentally left them at work on Monday so they were there for me today, for my classes being mostly considerate of me, for time outside doing me good, for it not raining much whilst I was outside, for getting stuff done, for a good afternoon, for a chat with dh, for still not needing to wear socks, for a very simple tea.


    :eek::eek:HOW??????? I've been in thick, fluffy socks for over a month - and am combining them with fluffy slippers. My feet are still cold when I go to bed!
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    edited 28 November 2018 at 9:47PM
    I've had a weird day but am quietly enjoying myself. Had to wait in for the mattress delivery (+ 2 small items for me) so took books and charity donations before the waiting period started.



    DS3 took over after he had had his bath and I went back when the delivery men phoned to say they were near.



    We have had words this afternoon (long over due you could say). They dragged the old mattress to the top of the stairs and threw it down - DS3 was apparently intending to put it outside but if the binmen are to collect it, it has to be kept dry. It's currently leaning drunkenly against the kitchen table (very broken so taking up a lot of space).


    I said I thought it should go underneath the new bed until collection can be arranged. DS3 then came to give me a lecture on how everything (in the whole wide world) was my fault - thy had only asked for a mattress and I had decided they should have the new larger bed frame which was a whole lot more work. my present state of decrepitude was due to me always doing things the hard way ie doing things in order and not leaving stuff where everyone can climb/ fall over it (and of course doing it all myself instead of 'paying a man' to do it).



    I said they had the largest room and also occupied the front (living room), all I had was a tiny bedroom and the kitchen which was unusable atm and no way should their old bed be stored in my little space. I don't think I shouted, just spoke very firmly but the volcano was exploding.


    DS3 tried to claim that they cleaned up after themselves and it was me who was hiding forks and bowls. I think Beloved had the sense to recognise a woman on the edge because he went back to their room and tidying (of a sort) has been going on all afternoon.


    The only compromise I have made is to say the bed bits can go under my bed (no room under theirs) but not right now and they have to get them out again when collection can be arranged.


    I am being quietly uncooperative. When asked to bring screwdrivers I just said 'toolbox' and when Ds3 came back to complain about a missing dowel, I told him where the dowels might be found. When he said they 'weren't right' I said would he like to go to the diy emporium to get what he needed.


    I haven't offered to help or advise them and they haven't asked. I think they might be on a mattress on the floor tonight but it's not my problem.


    Today I am grateful for free entertainment (listening to them struggle), for have said a few things that have been bugging me for a while and for not allowing the argument to continue too long (we are all still speaking).
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    greent wrote: »
    :eek::eek:HOW??????? I've been in thick, fluffy socks for over a month - and am combining them with fluffy slippers. My feet are still cold when I go to bed!


    In the summer, dd went as barefoot as possible, and she has continued it where suitable/possible. She will still walk home from sch barefoot! Even in the rain - she just turns up her trousers and goes right through any and every puddle.



    I wore my trekking sandals a lot and simply carried on wearing them. Then moved to my vibrams (such a ch shop find!!). I guess we are both toughened up a bit. At the mo, when I do wear socks and shoes, I feel all hot and bothered and can't wait to get them off. I do occasionally wear socks in the house but not often. Not yet!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • :T:T:T Go you, mothernerd! :T:T:T
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Hi all, been awol for a couple of days, busy busy busy.

    NSDs - 18/20. NSD today. Just need to hold back for the next 2 days and I'll reach my target.
    ORGANISE your time. - I have to learn to work slower, I have half a days work to do, and 2 days to to it in. It's quite hard to look busy :cool:
    VALUES Pay off mum.- Mums fund £700 / £1200.
    ENJOY yourself. Boxing class today, Queen on the speakers, lots of feel-good vibes.
    M[STRIKE]AKE an inventory of your food.[/STRIKE] Done
    B[STRIKE]UDGETS[/STRIKE] on track.
    EXERCISE 4 times a week. Gym on Monday, Run tuesday, Boxing today :D
    RULES have been followed.
    I[STRIKE]N case of emergency [/STRIKE]
    NOW is always the right time to start. Omlette for tea, curtesy of the bf.
    NO takeaways etc. Resisted.
    EXTRA income. Couple of things sold on fb marketplace. I have a bit on ebay too.
    W[STRIKE]INTER proof your home.[/STRIKE]
    YOU should cook from scratch. Done
    OUTSIDE Straight from work to boxing.
    REPORT Here I am.
    KINDNESS costs nothing. Uuhh...well I haven't been horrible to anyone today :D
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Saving_Glut
    Saving_Glut Posts: 212 Forumite
    edited 29 November 2018 at 11:50AM
    NSDs: 13/15. So close to target, I will try to resist all temptation until Saturday!

    Extra Income: £226.27. Collected lose change lingering in pen pots for far too long: £1.17, e1.20 and one US cent! Also received a paper statement form obsolete AMX account today which has a 60p balance. Will ask for this to be refunded and will close account. Only added sterling to extra income pot.

    Advertised three more items for sale online.

    Eat those frogs:
    Prep my annual expenditure plan: Approx 10% complete. Manana! :p

    Kindness: Secreted mini bar of chocolates to OH’s purse.

    Winter proofing: OH stuck draught seal in lobby doors which had impressive results for such a simple and inexpensive fix!
    IO BTL1 Mortgage was £97,693.54 on 09/08/18; £83,140 on 31/12/19.:D
    Sealed Pot Challenge 12: #078: £150.36
    Save £12k in 2020;
  • Maisie_M
    Maisie_M Posts: 1,524 Forumite
    Part of the Furniture Combo Breaker
    NSDs - 15/15 – hit my NSD target -yeh
    ORGANISE your time – not been doing great on this as I have been feeling so tired the past few days. Think I am fighting a cold.
    VALUES
    ENJOY yourself – had a nice weekend as DS1 went to cinema with his friends and then DS2 went to panto with his beavers so gave me and hubby some nice alone time.
    MAKE an inventory of the food in your cupboards, fridge and freezer. Plan your meals around what you have. – all done – just in time for the challenge starting soon for next month [FONT=&quot]😊[/FONT]
    BUDGETS should be set before the start of the month - Food, travel, socialising, personal. budgets all up to date
    EXERCISE 4 times a week, 20 minutes a day. continuing this even walking home tonight in the freezing cold and windy rain
    RULES The more rules you can follow, the more you will save/ have for debt reduction. – fingers crossed

    IN case of emergency Add any items you might need (torch, shovel for snow, old carpet for traction, extra coat or blanket) to your car boot. stuff is all together for the car but the locks are a bit intermittent so hubby looking at those
    Stock up with generic painkillers, cold and flu meds - done
    NOW is always the right time to start. had wine and soda on Friday and Saturday but back on the wagon again

    NO takeaways, coffee shops, vending machines, canteens unless for a special event. had a MacDonalds on Saturday but none other than that
    EVERYONE should know their debt free date. savings date 2021/2.
    WINTER proof your home, if you haven't already done so. curtain poles bought and now need to put them up so we know how much to get the curtains taken up by

    YOU should cook from scratch when you can. all meals home cooked
    OUTSIDE It may be cold but wrap up warm and make the most of the available light. walking to and from work
    REPORT regularly (daily is best) here
    KINDNESS costs nothing – taking a friend’s kids back and forth to school as she is not feeling well.

    [FONT=&quot]Frogs[/FONT][FONT=&quot][/FONT]
    [FONT=&quot]1. Clean out food cupboards and freezers for Christmas and do an inventory[/FONT][FONT=&quot][/FONT]
    [FONT=&quot]2. Finish decorating the bathroom[/FONT][FONT=&quot][/FONT]
    [FONT=&quot]3. Gut DS1 bedroom and try and find passport which has gone missing since he last used it and passport found [/FONT][FONT=&quot][/FONT]
  • lcc86
    lcc86 Posts: 2,465 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Evening all,

    Haven't posted for a couple of days but racked up another 2 NSD's. Yesterday the weather was frightful and I had to walk home in the rain - absolutely soaked! Also had to get some studying done so was knackered by bedtime. Today was a bit better, OH gave me a lift to work so I didn't get wet which was lovely and saved my bus fare too.

    Work is still quiet, I know they're easing me in but I'm bored of reading policies so just want to get started (famous last words as we're the busiest London borough apparently!). But I took advantage of the quiet to get a bit more studying done, although it's a bit hard to concentrate in a massive open plan office. I have an essay to start this weekend which I'm dreading.

    No news on the car yet, they're having to take it apart to find the fault so if nothing else I'm going to have a big labour bill :eek: little bit unsure what to do, part of me thinks it doesn't make sense to pay what the car is worth just to get it back on the road, but the MSE part of me says that fixing it is still cheaper than looking for a new one! I'll have to see what the damage is when they finally find the source of the issue.

    Think I get paid tomorrow, I REALLY need to get the rest of my Xmas shopping done ASAP. I've barely bought anything and haven't really been feeling festive this year so far. Normally I'm really organised so this has to take top priority next week.
  • bizzie
    bizzie Posts: 296 Forumite
    Part of the Furniture 100 Posts
    NSDs #12 claimed today but unlikely to get to my target of 15.
    ORGANISE my time. Still room for improvement.
    VALUES trying to move forward with putting my wishes up alongside others.
    ENJOY myself. Trying to book in stuff with friends and family.
    MAKE an inventory of the food in cupboards, fridge and freezer at the start of the month and plan meals around what there is. Still ongoing. Can see everything in the fridge and now need to restock the freezer.
    BUDGETS have been set for this month -waiting for payslip before firming up next month's.
    EXERCISE I will be active. Still room for improvement.
    RULES Turtle rules can be difficult at first. Agree with that.
    IN case of emergency. Car to be booked in for service.
    NOW is always the right time to start.
    NO takeaways, coffee shops, vending machines, canteens unless for a special event. Take my own food and drinks where possible. Treated the DC to a takeaway.
    EVERYONE should know their debt free date. Depending on date of statements may take to January to clear.
    EXTRA income will come from cashback and surveys. Waiting to cash out.
    WINTER proof my home need to decide how to fix temporary curtains at kitchen door/window. Still thinking but have got an idea now - thank you f0xh0les.
    YOU should cook from scratch when you can. Tea again was made from leftovers/ stuff already in.
    OUTSIDE bare minimum today as weather horrid.
    REPORT regularly not managed as still tend to leave it late to catch up, but have read every post.
    KINDNESS I think so.
    Groceries: Personal Spend: 0 NST NSD Goals for 2025:Self: Health: Wealth :
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