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NST June 2018 A JUNE ODESSEY (Staycation)

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  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    I am grateful today for quiet neighbours, for getting plenty of marking done, for dd staying to taekwondo, for dd having an invite to take part in some taekwondo championships, for my kb workout, for prawn cocktail crisps, for getting 9 veg down me at lunchtime, for the smell of wet grass after the rain.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    A Ask 'Is this necessary?' -Food shopping today wasn't strictly necessary - but was a boost & a bit of a treat included (yummy cake) As long as budget comes together by month end it should be fine - lots in now :)

    J June challenge runs from 1st June to 30th. NSDs 2/10
    U Use the food & other stuff you have in Well we have it in now! (some in us!) :p:o
    N No takeaways, coffee, chip or pie shop purchases. We have a family end-of-exams meal planned (tradition for the past 4 years) , a possible meet up with friends in the pub (usual cost £10-£15,and a meal out with work ok
    E Eat well Big roast dinner with lots of veggies (and cake for after)


    O Offer help and be kind (inc to self)
    D Debt or savings payments should be made first - live on what is left
    Day to day CCs repaid in full. All invig money paid to my 0% CC. £250 to savings. Rejigged some stuff and made a chunky pymt to my CC and also a pymt to BTL mtge
    E Exercise Minimum of 3 times a week. Try to get outside every day. Raining - don't want to get wet! :D:p
    S Set all your budgets .

    * Food - 211.41/450 (have inc takeaway in this)
    * Fuel - 0/£70
    * Toiletries - 0/£10
    * Cleaning/ household 10.29/20
    * DIY & garden - 6/50
    * Social - 0/£125
    * Clothing - 0/£50
    * Gifts - 0/£20 (includes 2 collections for gifts and Father's Day)
    S Someone is worse off than you. Donate . Monthly DD gone out for WWT. New CS bag started
    E Every day check in Here :)
    Y You are the most important person in your life. .

    Gratitudes:
    * The rain - saves me watering the garden :T
    * Getting the washing dry overnight - and DD getting it in whilst I was at work and the weather still dry
    * An early finish at work (home by 11.30am :j)
    * Dinner and cake being appreciated
    * Finally organising a spreadsheet for the BTL mtge so I can play around with figures
    * DS1 having a good exam today :j
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • LavenderBee
    LavenderBee Posts: 350 Forumite
    A less frustrating and frantic day than yesterday. I had an hour's sleep later in the morning to make up for lack of last night (think I was still too stressed out after yesterday to relax); woke up feeling like I had a hangover :cool: Sat about doing admin chores all morning (got a refund from Asda and a £5 apology, access to a savings account I'd locked myself out of and combined with my regular savings); then made a cake for the weekend. In the aim of loving myself, I had a bath and dug out some scraps of toiletries to use; dead sea mud to slather all over myself, lavender conditioner, sugar scrub. I actually spent longer cleaning up after the mud than I did relaxing but I feel very clean and got rid of 4 bottles/tubes/packets from the bathroom cupboard.

    NSD 5/10
  • Kerry_Woman
    Kerry_Woman Posts: 3,155 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A - Will definitely be asking if it is necessary before purchasing.
    J - 5/20 NSD. NSD today.
    U - Will be looking into cupboards etc and make sure I will not buy unnecessary and use what already in. Made a list of what I need to get and do tomorrow and Saturday.
    N - Will bring lunch etc if going out etc. Do not have to worry about lunch for work as I get free school dinner.
    E - Have to make a special effort to more healthy eating. Did alright today. Drank water throughout the day.
    O - Will do.
    D -Have DD for money already set up to go into savings.
    E - Walked to work from bus stop. Did plenty of walking around the school doing errands today.
    S - Have set my budgets.
    S - Done for now.
    E - Checked in.
    Y - Will do.
    Frugal Living Challenge 2025 Mortgage free as of 1st August 2013
  • Logged in with a quick check in, I'm very tired tonight after not enough sleep, and my cough keeping me awake when I have time to sleep....I tried to have an afternoon nap when ds slept but I just coughed again....

    Anyway, yesterday was a spend day, had a pre booked night out, had already paid £5 deposit, and spent £9 including drink.
    Also did 3 mile run. Took lunch to work.

    Today has been a nsd #4, took ds2 to a playgroup and then came home. Resisted lunch with friends again. Walked the school run so 4 miles of walking there.
    Defrosted a chicken and have just cooked it as it wasn't defrosted early enough for tea :(
    Spent the evening painting a feature wall in the living room. Looks ok, but it'll need a 2nd coat.

    Total spends this month, £116.99
  • Tropically
    Tropically Posts: 427 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    A Ask. No temptations today so no questions to ask myself.

    J Yesterday and today were NSDs. Still forgetting the books. If I don't count the house spends I am at 4/10.
    U Made a chilli for lunch and dinner. Very tasty.
    N Actually no takeaways today!!!
    E Eat well. Accomplished.

    O Offer help.
    D Pay debts first.
    E Exercise. Got lots of exercise yesterday doing DIY. Also have a bonk on the head from a crowbar.
    S Budgets. The budget is £100 to the end of the month. I don't need to buy anything.
    S Someone is worse off. The universe has still not brought me luck lately. But the house DIY is nearly fixed.
    E Hello my friends. Good luck in all your journeys.
    Y I will treat myself with compassion.
    Mortgage started at £318,000 in June 2016. Original MF - 2041 :eek:
    2nd Property Mortgage at £275,000. Mortgage free: 2049 :eek:
    Total OPs: £29529
  • Evening everyone :hello:

    • 12 NSDS - 3/12
    • £200 food/other spends and £150 social (doubt I'll spend this but have increased it as it's my son's birthday and I may have a wee day out for it) - £40.70 food/other spends and £15.88 social
    • Begin to replenish my £1000 EF - £14.68 added to date
    • Donate to the food bank - box of crunchy nut donated
    • Continue batch cooking for the little one
    • Read 5 books - 1 book in progress, 2 books finished
    VSPC 2019 #10 - £168.80/£100 VSPC 2020 #4 - £262.03/£200 VSPC 2021 #9 - £242.88/£200 VSPC 2022 #3 - £188.03/£200 VSPC 2023 #7 - £0/£200
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    A - all purchases thought about and necessary, petrol, a small top up shop, toiletries and tea out with friends
    J - still on 3/20
    U - meals as planned
    N - tea out with friends but covered by the social budget
    E - pretty good up until the burger and chips for tea
    O - nothing today
    D - additional payment of £2.54 paid to the debt
    E - 30 walk after work, just around town before meeting friends
    S - budgets all look tight but ok at the moment
    S - added a few tins of soup to the food bank collection point but will add more the next time I do a big shop
    E - 6/30
    Y - spending time with friends, lots of laughs
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Will do responses tomorrow afternoon (should have some free time). I was going to walk to my therapist appointment but hcanged my mind when the sun hit me. I have found the suncream again but I feel a bit sore at the base of the neck from days when I have not been out for long.


    Did quite a lot of walking within the hospital as I delivered a sample and returned some pills that have now been replaced. Had a phone call this morning to see if I could go for an ECG tomorrow afternoon, so went to look for that department too, so nearly covered the length and breadth of the hospital, old and new buildings.


    Had a good therapy session, mostly discussing my appalling sleep pattern. Think it began when I was most stressed (in crisis) and spent most nights chasing problems in my head (some probably invented but some real). The stop start nature became a habit and was not helped by other people in the house being mainly nocturnal - spent a whole night walking round with someone just to stop them committing suicide.



    I am much calmer now (in recovery) but still struggling to come to terms with my ageing body, low energy levels, much reduced immune system (a simple cold knocks me out) and working out the best way to tackle the things that need to be done.


    We wrote out an action plan in the session and frankly, it's terrifying (maybe petrifying is a better word because it's numbed me into inaction - have hung some of their clothes up).



    I need to declutter my bedroom, clear the bed (my nest), clear the chair (so I can sit in the chair, not on the bed), bring the desk/ worktop (saw an old sideboard in two) up from downstairs or think of some other worktop/ work surface I can use, clear the drawers (not a lot there) and set up my candles. I need to spend more time not in my bedroom which means clearing the small couch in the front room if I want to sit down in there.


    I think I have to get rid of things but not sure what can go or where it can go if it stays. Twice in my life I have given away all or most of my craft supplies. I think I need to be ruthless with everything but embroidery stuff (I have done a lot on that and the storage options for it are in place). My have to put all the small stuff in the bath and start with a clean slate, then only bring back in what I really need (gives me joy?).



    I did make a start - at the end nearest the door (hence picking up their clothes and hanging them on the back of the bathroom door). I have a sleep questionnaire to fill in each day.



    Will need to go to mum's early tomorrow as I have the ECG in the afternoon. Think the hairdresser is coming tomorrow too (she sees mum every week but I think my 6 weeks is up, so need a trim). Need to see if mum wants me to stay overnight as we are going to see the terracotta soldiers on Saturday (mum worries about getting up if it's an early start).


    Okay, panic over, I'll get stuck in now. One bag at a time.



    Today I am grateful for the NHS, for our local infirmary and all its different departments and buildings, for lovely weather and cooling breezes, for the problems of having too much in a world where many do not have enough, for simple food.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j

    A Ask yourself 'Is this necessary?' Before purchasing anything. Major wobble with this today, only stopped myself when I couldn't pay via PP, and it wanted me to 'increase my limit, by 'spending a little bit, then in 4 days time, put in the code that it shows in your bank a/c'. Well by then I came to my senses :eek: When you make a 'to do' list (is it realistic or even possible); got a few bits done & to be fair DH is doing his own clearing - mainly in the cellar. Apparently we have a large stock of hangers down there - who knew??

    J June challenge runs from 1st June to 30th. Aiming for tough target. Now 5/20 so far..


    U Use the food you have in the cupboards, fridge and freezer to base your meals on. Meal plan (for the month or for a few days at a time, whichever suits). Cook from scratch (short cuts permitted if you are feeling stressed) Takeaway F&C was suggested, but quickly stamped on by me. Not the chips; the suggestion LOL.. Made evening meal from stores/fridge. Sweet things needed though, will have to make something..
    N No takeaways, coffee, chip or pie shop purchases. None today.

    E Eating well is a form of self respect. Pretty good today, but need to cut out late night snacking..hmm same old, same old...

    O Offer help and encouragement to other turtles and people you meet. Be kind to everyone, especially yourself. Mothernerd - Waves pompoms wildly encouragingly!! Sent off DVDs to Germany, asked for no payment...hopefully they'll arrive this time..

    D Debt or savings payments should be made first - live on what is left No debt other than cc I use for all purchases to get rewards - which is paid off in full every month. Will need to get the cc bill down during the month with payments made daily (PAD thread) to avoid large bill at end of month. Will make PAD payment as CC bill now in, and is looking hefty..


    E Exercise according to your programme or your ability. Minimum of 3 times a week. Try to get outside every day. Outside at least 3 times today, last off to water the garden, ground like concrete, we now need some rain pdq.


    S Set all your budgets before the start of the month. Food, travel, social, diy, other. Tried to do this but spreadsheet seemed to have vamoosed somehow. Will need to consult DH..

    S Someone, somewhere is worse off than you. Donate to the local food bank or other charity of your choice. Clear some of your clutter and donate the goods to charity. Will be amassing stuff to take to CS as I clear the clutter; also intend to sell better items to pay for hols booked for August. Have taken photos of shoes & will list tomorrow. Donation made to vets bill; patient is slightly improved.

    E Every day check in is recommended, especially when things go wrong. 7/30 here I am..


    You are the most important person in your life. You are your own longest term investment. You matter. Read this and the daily quotes, take on anything you find relevant and helpful, ditch the rest. Another set of relevant quotes, great but concerned you are not sleeping mothernerd….did you try sleepy tea? Works for me..

    Go turtles
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
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