19yr old £1000+ debt due to drugs

brightonalex

Weed problem aside, you said earlier you were worried about spending all your months wages in one go without paying off your debts.
You could do this easily by setting up standing orders, so some money comes out on payday, straight into the accounts of people you owe. That way you cane whatever money is left on whatever you like, you can't spend the money that has already gone out of your account.

The money you owe is small, compared with the amount you are earning. In fact as someone earlier pointed out, if you got an extra evening job you could probably clear that debt in a month!

So this is my suggestion:
Have a 12 month plan, to have all your debt payed off.
Set up standing orders to people you owe money to, and prioritise. If it were me I would pay the dealer his £10 first, although I would guess he only takes cash.
Make sure the maximum you can afford comes out of my account each month, into the accounts of people you owe money to. Imagine how you'll feel when you are debt free.

When your debts has gone, see if you can carry on paying out that money each month - but into a savings account.

As for the weed, why not just smoke at the weekends? If you're smoking 2 bongs in the morning before work, then unfortunately you are not going to get promoted very quickly. Unless you work for cable and wireless customer support.

consultant31

I have three grown up children and I thank God on a regular basis that none of them ever got sucked into taking any kind of drugs, even cigarettes.

I can see that you're making an great effort to cut down sneak, but I don't think you really want to stop altogether, and until you do, you will always struggle with your finances.

Your girlfriend sounds as though she loves you very much, but I think it would be better if she stopped buying your drugs for you when you're short of cash. A bit of 'tough love' might help.

My only helpful bit of advice (well, I hope it helps) is, before you go to bed, could you get your gf to give you a back massage with essential oils, especially lavendar? If it doesn't make you totally relaxed and sleepy, I don't know what will - it's amazing!!

I really do wish you well and hope that in 6 months time you can come on here to update us that you've not had any drugs in 2008 :beer: