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Prosperous soul in the making
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Congratulations, brilliant x4
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So pleased for you.🎊Debt Free 8 Jan 2022[/center]🎉
Language Learners Chat- Portuguese4 -
Congratulations 🎉🎉 🍾🍾🎉🎉Mortgage started 2020, aiming to clear 31/12/2029.5
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SO pleased for you! (where's the 'happy dance' emoji when you want it!!) ((((hugs)))) XXI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy4 -
Brilliant news! Well done.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Congrats Savings. The next step towards the rest of your life!What I do not give, you must never take by force.
Mortgage outstanding - 30/12/22 - £25,900. 31/01/23 - £22,300. 28/02/23 - £20,500. 31/03/23 - £17,500. 30/04/23 - £15,800. 30/05/23 - £13,800. 31/06/23 - £11,300. 31/07/23 - £9,800. 31/08/23 - £8,300. 30/09/23 - £6,000. 31/10/23 - £3,000. 30/11/23 - £1,200. 06/12/23 - £00.00
God save us everyone, As we burn inside the fire of a thousand suns, For the sins of our hands, The sins of our tongues, The sins of our fathers, The sins of our young. Linkin Park3 -
Thanks HM Welshkitty EH Lucielle Four seasons DorisD MF Crystal and DIA
I am so happy and relieved. Hopefully I will start sleeping better now.
Just at the vets for cat's booster jab. Asked him to check eyes while here. Hopefully nothing serious.
DS is coming home briefly tonight. Can't wait to hug him.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/258 -
Excellent news!! 🙌🍾🙌DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'4 -
Yay! Huge congratulations from me
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Thanks Jwil and Leftathetrafficlights
I am still so relieved and chuffed. I should get the paperwork through the post in the next few days. The broker rang me to tell me as he didn't want me hanging on all weekend wondering...
The cat's eyes are apparently fine. Just an environmental irritant. He said it just showed up more because the cat's fur is white - so fair enough.
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/256
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