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amazing progress on the mortgage 🌟Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12 -
Great news on the mortgage - it'll be gone with the wind before you know it!👍Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”2 -
Fantastic progressI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
That mortgage and additional borrowing is coming down nicely. Hopefully you will be able to continue overpaying.I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
Save £12k in 2025 #1 £12000/£70003 -
Morning all, happy Tuesday.
It just shows what a difference overpaying can make, I'm pleased with that progress. The mortgage should actually have been paid off by now but I had a lot of work done on the house 5 years ago, total kitchen refurb, new bathroom, boiler and new radiators and plumbing. I don't regret it, it's made a huge difference to the house.
WFH today, thinking about booking tomorrow off as I don't have any meetings or anything urgent to do.
Mr M shop delivered and put away. No missing items or subs. This week's voucher was £1.50 off fizzy drinks so my 4 bottles of tonic water only cost 50p for the lot.
Feeling annoyed with Mr SA this morning and he hasn't even got up yet 🤣 I want to go shopping on my own on Saturday to somewhere easily accessible by bus but not really walkable. It has a market on a Saturday and a few different shops. Thinking about how I can do this without Mr SA wanting to come with me. He'll just insist on going on his scooter and meeting me there if I tell him I'm going on the bus. Suggestions on how I escape for a couple of hours on a Saturday morning on a postcard please 😆
Despite me telling him not to charge his scooter up every time he uses it, it's been on charge all night yet again! His argument is once the scooter is charged it stops charging, my argument is it's still using electricity while it's plugged in! Honestly it's like banging my head against a brick wall.
I shall be going out for a walk shortly before I start work. Other exercise will be the usual live WW classes bums and tums at lunchtime and resistance bands after work.
Tonight's dinner is veggie Thai curry with kaffir lime and ginger - this is to use up a stock pot that's gone out of date. Lunch will be the other half of the roast veg couscous I made on Sunday.
I have my first courgette big enough to pick - finally! Lots of peppers too but they're a bit small yet.
I get knocked down but I get up again (Chumbawamba, Tubthumping)5 -
Ooooh a how to stop Mr SA request, great (not serious) fun to be had here
My first thoughts are:
Let down tyres from the scooter
Remove 2 wheels from the scooter and tell him a proper bird took them
Mistakenly have the scooter key(s) in your bag when you leave
Credit card debt - NIL
Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
Mortgage 64,513/100,000 End Nov 2035
2022 all rolling into new mortgage + extra to finish house. 125,000 End 20364 -
I think an exercise class? As your escape plan, he wouldn't want to go to that? You wouldn't work on a Saturday would you?..... a sudden dentist appointment? But that might be awkward to keep up. It is hard, I am always tagging nice things on the end of mundane stuff - so go to the tip and then drive home the long way or go to a nursery/shops. Does he always come shopping with you?
The only problem with the exercise class is things you have bought..... I am normally so much better coming up with stories....
I wish I could be as organised as you. Am sat here with a huge amount to do and am cuddling the dog!
Nevertheless she persisted.3 -
Would telling him you’re trying clothes on put him off or would he happily sit outside the waiting for you…..my Dh hates waiting outside fitting rooms…….a cinema trip with someone from work to watch any type of film he doesn’t like?Would your ds visit him whilst you’re out to do some ‘men’s shed’ type of project together.January spends - £587.583
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Tell him you have to go into work to cover a project - office folk do occasionally work Saturdays - I did. Any purchases you can fob off with 'Oh I thought I'd do a little shopping on the way home...'. Of course the real annoyance here is that you have to make up these stories to begin with and can't have a few hours to yourself....😡Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”3 -
Disconnect his battery and tell him it’s gone flat because of the incessant charging? Two birds with one stone there 😁
Could someone MrSA sit for you?Could the proper bird peck his tyres flat?
Leave before he gets up?
Thats it, I’m out of ideas now, sorry…Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p12
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