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  • rtandon27
    rtandon27 Posts: 5,665 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh KC - words escape me - how horrible x100 comes to mind (but not nearly as polite as the forum filters force me to be!)
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi RT!  Yep, it's very Not Good ... I feel like all I can do is play by their rules (while seething at every turn, sadly) and the moment I'm out from under the debt, cancel them like they've never been cancelled before.  It's definitely taught me about shutting down unused accounts as quickly as possible these days - once this one is sorted, I'll check everything else.

    Beddie byes now, night all :) 🌛
    2023: the year I get to buy a car
  • Suffolk_lass
    Suffolk_lass Posts: 10,285 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I was going to suggest you email the Sainsbury's CEO as I believe they own their own banking service. simon.roberts@sainsburys.co.uk if you want to try - you are likely to get a holding reply from the executive office by the looks of twitter. Maybe write down all the contacts you have had ready to take to the Banking ombudsman as  complaint, or else write to one of the finance agony aunts at the newspapers
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Karmacat said:
    I just hope I don't lose that £6,745 after all this.
    I can't see that happening. They sound totally useless... I expect an eventual slate wiped clean and small payment to apologise for the stress and hassle type result!
  • Sorry for all the stress you don’t need it. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Cheery_Daff
    Cheery_Daff Posts: 17,139 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    What an absolute fiasco! 😮😮 So sorry you're having to deal with this. An official complaint is definitely in order when you feel up to it. 

    Hope today is a calm one!
  • apple_muncher
    apple_muncher Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Hope you are managing to sleep well x
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • themadvix
    themadvix Posts: 8,748 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Glad you're having a Sainsbo free day today. I'm totally at a loss for words over how badly the fraud has been dealt with - it's always been my experience that cc companies deal very well with it, so I definitely wouldn't go to Sainsbo after your experience!

    Walk sounds lovely, and hope all goes well with the baby! My cousin had a baby girl this morning - such lovely news :smile:
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks madvix!  Congratulations to your cousin today, lovely news  <3
    2023: the year I get to buy a car
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