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  • badmemory
    badmemory Posts: 9,610 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 18 November 2021 at 2:26PM
    That winter fuel payment is going to come in handy for me.  It will pay the EXTRA costs for the next 3 months of my provider having gone belly up & having to go on the SVR (60% increase) instead of being fixed until Feb.  Then another increase in April.  With all the increases my finances are looking at being tighter than for over 10 years.  At least I will cope but some people must be heading for a real disaster.  I just can't see how the state pension is only going up by 3.1% when fuel is up 40% energy is up at least 50% & as for food well even milk has gone up by 5.5% & we know how the supermarkets screw the farmers down.
    Are you looking forward to your £10 Xmas present?  That used to buy the turkey!
    PS my WFP is in already so that is earlier this year than usual.
  • apple_muncher
    apple_muncher Posts: 15,238 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Whoop Whoop! Congratulations on being a great auntie. Again!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Congratulations  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    & great news on the WFP  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks all!  Yep, I've had a few photos of the little family, all adorable, of course.  Haven't yet checked the bank account for the Winter Fuel Payment, just getting by is fine, what with all the stuff going on in every corner of my life (all First World, as we were saying, but yes, that's where I live).
    badmemory said:
    That winter fuel payment is going to come in handy for me.  It will pay the EXTRA costs for the next 3 months of my provider having gone belly up & having to go on the SVR (60% increase) instead of being fixed until Feb.  Then another increase in April.  With all the increases my finances are looking at being tighter than for over 10 years.  At least I will cope but some people must be heading for a real disaster.  I just can't see how the state pension is only going up by 3.1% when fuel is up 40% energy is up at least 50% & as for food well even milk has gone up by 5.5% & we know how the supermarkets screw the farmers down.
    Are you looking forward to your £10 Xmas present?  That used to buy the turkey!
    PS my WFP is in already so that is earlier this year than usual.
    Well, I'm glad its in, badmemory - but things are very squeaky, aren't they.  I'm with Scottish Power, on their SVR, and I think it's fairly low in terms of cost per unit, as things stand now, but it's going to be bad: at the beginning of October, when I should have had oodles of money in my fuel account in credit, I actually had £4.  I try to be careful, of course, though today, carefulness has sort of gone out of the window, as I had my covid booster jab today, needed to stay warm.  So far so good, though I'm just looking at a few threads on here, then getting to bed.
    2023: the year I get to buy a car
  • Congratulations on the WFP, the new baby and the pine cone survey. They’ve been so quiet lately. I happened to log in yesterday and then an hour later a survey appeared. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks debtfree - my word, you were up early!  

    I slept well after the booster, less painful on the site than the flu jab!  Right now, I'm in the zone after the injection when both my brother and my sister collapsed - the closeness of the genetic relationship makes me take extra care, so I'm not moving from my armchair :) 

    Note to self for Xmas pressies: joandsephs for gourmet popcorn for new parents up overnight, plus merlot wine for another household.

    Seriously nothing doing today - after this "other people collapsed" period I might just get into the garden to breathe some fresh air, but really nothing big.  
    2023: the year I get to buy a car
  • themadvix
    themadvix Posts: 8,748 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Take it very gently Karma - it can definitely wipe you out. Hopefully not though. Fresh air is good though.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks madvix - I did take it really easily, though honestly I need to do a bit more today, it took me years to get to sleep last night  B) 

    Today: tidying, basically, including clean dry laundry, oops.  Very nice that it's clean!  

    No matter how I'm struggling health wise - still important to be grateful for what I *do* have, because right now there's an ambulance outside my house for a neighbour with heart problems - poor man is averaging one hospital stay a month right now, since this issue developed a couple of years ago.  And even though my troubles are a *lot* less than that, two people have offered to come here and help me.  I'm too freaked out to accept the offers, but there you go  :s 
    2023: the year I get to buy a car
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