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Travelling On

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  • Cheery_Daff
    Cheery_Daff Posts: 17,196 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Evening :hello:

    Just popped in to say if you have mislaid a list that you thought you'd posted, it's in my diary :rotfl: I don't mind of course, just know how vexing it is when you can't remember what you did with something :rotfl: :D
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    :hello: Aww, thank you! I was just looking for it, and found it completely by chance - there's an apology from me on there now :o:rotfl:

    So here's the list in it's proper home:


    1. get the new phone working: there's a lot of OTP codes that need to be received when I log on to finance websites.

    2. English accounts.

    3. French accounts for English tax records.

    4. French accounts for French tax records (by the calendar year).

    5. Home and contents insurance runs out 15 January.

    6. Regular Savers have run out, must renew, and stash money safely.

    7. Tidy up the paperwork, including throwing away the 7 years old English tax records. Plus maybe scanning the immensely thick finance paperwork that the French managing agent sends me (I never read it :o but I can quite believe I need it. I just can't have 20 years of that paperwork cluttering up my house.

    8. Small bill to the French managing agent (and I mean small - two euros!). But there's a credit on my online account of around 190 euros. Sigh ....

    9. Start using a substitute easy access account - I'm not sure what it pays now, but its got to be better than Principality, who're going down to 0.7% p.a.

    10. Normal credit card payments - and I want to go paperless on my Nectar card one.

    11. Need to give the kindle-for-authors website my bank details, they actually sent me a letter saying they tried to pay me but didn't have my correct bank details. I'm sure its a fiver or something, but it should still be done.

    12. Just to make it a round dozen: unfreeze my very old cahoot account and get the money out of there, around £240.

    13. Oh, another one: ages ago, I checked out whether I could use transferwise to bring some of those euros back to the uk, transferred into sterling. I used transferwise to send sterling out to pay the mortgage for a long time, but without the mortgage, money is building up in the French current account, right now there's 5287 euros in there, with the only bill in prospect being the accountant's, a shade under 500 euros (thieves!!! :p). I could certainly bring back say 3000 euros - though the exchange rate isn't as good as it was, its about ten cents worse. Which is what makes me hesitate to do it immediately, I'll wait till more Brexit shenanigans. Even if the difference is only 5 cents, 5 x 3000 = 150 euros.

    Oh good grief. Thirteen items.
    2023: the year I get to buy a car
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Ooph. That's a hefty list. Good luck.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Apple, I'm just putting it all in the same post - they don't all need to be done in January. The first thing is getting the phone going so I can get OTP codes - I haven't been able to face doing it today, but at least both phones are charged, and I've downloaded the instruction leaflet for the new one. To the laptop :rotfl:I've also found the missing papers for 2018-19, they were sitting in 2010-2020 :cool:


    Right, I'm going to put fresh linens on the bed. Then Death In Paradise calls at 9pm :)
    2023: the year I get to buy a car
  • Suffolk_lass
    Suffolk_lass Posts: 10,306 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    The exchange rate on euros is pretty good this morning at 1.1787 to the pound on the BBC page - apart from a little peak in early December, this is better than it has been for about a year. Just saying...
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • themadvix
    themadvix Posts: 8,782 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Ooh, thanks for the heads up about Death in Paradise, knew it was coming back but hadn't seen any trailers (mainly because that involves watching live TV!).
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The exchange rate on euros is pretty good this morning at 1.1787 to the pound on the BBC page - apart from a little peak in early December, this is better than it has been for about a year. Just saying...
    I'll wait a few weeks to see if the Brexit chaos takes it to that little December peak, but yes, 1.17 is good enough, isn't it!
    themadvix wrote: »
    Ooh, thanks for the heads up about Death in Paradise, knew it was coming back but hadn't seen any trailers (mainly because that involves watching live TV!).
    Ooh, not a new series, sorry madvix!

    Awake for a long time in the middle of the night, so I took a while to wake up - I haven't got going at all this morning yet :o. I need to sort some diary things for tomorrow and Thur, and then get going :o
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Well, Finance January is proving a bit of a b***r so far.



    Took the two phones to my nice repair man - he did the biz, and I bought a phone case, no charge for doing the biz. Told him I used to come here for my computer but its still working so I haven't been in, which is true.


    Except its been going slower and slower - I think the problem is Firefox itself, and its getting so that I don't want to open up my banking accounts. But I can't leave it in a repair shop the way it is, either - the document of passwords etc used to be well hidden, but I used it so much, Open Office pinned it to the top, its the only one pinned, and its a security danger if I leave it there. So I'm erasing it - I have two copies, it should (ha!) be fine. I may be gone some time.
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Can you hear the sound of crying? :cry: :wall: _pale_ :cry:
    I've been trying to get into the HMRC website for two hours. I have two identities :( then it wouldn't let me finish verifying who I am :( and I had to change the password as well :( and now it still won't let me onto the site. Although about halfway through this fiasco I *did* log on long enough to see pension details - but thats not logged on far enough in to let you fill in a self assessment form. So I've sent in a Help Me Please note, and they promise someone will get back to me in two days. Sigh ...


    The aggravating thing is that I don't owe any tax, but I have to make the declaration because of the French apartment.


    Thinking of how little trouble Teapot had, some of this might be down to using a laptop thats on its last legs. Definitely got to take care of that.
    2023: the year I get to buy a car
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Oh, the frustration! You have my sympathies!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
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