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2018 Mortgage-Free Wannabes

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  • I've been a bit absent, but not forgotten completely!


    #28
    September - £200.00
    October - £117.64
    November - £526.00


    Getting there!
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    winnalot wrote: »
    I am late to the party but could I be allocated a number please? I have a a large interest only mortgage (£202,123) which has to be repaid in 58 months. I have just started a new job and will be pulling out ALL the stops to get this done. Aim to save 75% of my salary from January and live on DH salary. I'll be doing some other money making stuff. My goal for the rest of 2018 is £2,000.

    I'm on this!!!
    welcome #61!
  • pawlala
    pawlala Posts: 1,432 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Raggle1 wrote: »
    Wow, what a great thread! Can i be allocated a number please?
    I have been a mortgage free wannabe for about a 18 months, although i didn't know the name until now...
    My story: I'm 37.I took on a joint mortgage in Nov 16 shortly before i got married. Hubby had the mortgage for a while already so at that stage we had an expected 12 years left to clear just shy of £60000. We took a 5 year fix at 2.19%. I began plotting mid 2017 to start overpaying with the help of hubby, actually started in Nov 2017, and am setting targets for 2019 now ...

    This is my history so far:
    2019= £0/ £10120
    2018= £2860 OP/£2400 (Jan-Sept £200pm, Oct-Nov £530pm)
    2017= £200 OP/no target
    2016= no overpayment/no target

    In an ideal world we would like to be paid off 7 years early by the end of the 5 year fix in 2021 but currently expect it will be sometime to 2022 assuming nothing significant changes for the better or worse. Now i have found this/these threads hopefully we will be able to achieve it. I think my husband while chuffed with the plans will appreciate the break from my plotting!
    Welcome #62!
  • beanielou
    beanielou Posts: 95,661 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    f0xh0les wrote: »
    Congratulations and a massive well done:j:j:j:j:j

    I am right behind you - :j I am aiming for all the 9's in December.

    Nobody else understands:(

    Except on here:T

    Really happy for you.

    You can do it :j :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Hey,

    I'd like to make a small additional payment of £25 to November's total please.

    No. 171.

    Thank you
    Neither a borrower or lender be; for loan oft loses both itself and friend.
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 11 November 2018 at 10:09PM
    Lomcevak wrote: »
    #11 reporting in with an OP of £1004.03 for November, will add some more in a few days time when my monthly budget is done to take me to the next mini-milestone - getting under £65k. Just over at the moment.


    Another OP of £689.69 for #11, making £1693.72 for November. I've done a bit better than i'd thought, so this one not only takes me under the £65k mark, but after a rummage around for a little spare cash it takes me to £63,999.99 ;):D
  • No 81 reporting in with a November OP of £1800 which means I am sub 20k (just) :) I’ve just agreed to work more hours in my 2nd job my friends think I’m mad but if it means more money towards mortgage, savings, daughters uni fund then call me mad lol :j
  • Good morning

    Could you add another O/P for November for me?

    #02. O/P £700

    Thanks a mill
    MissDM
    LBM- June 2009 - 15 year plan started, Dec 2018 - time to review & refocus
    SPC12 #33 £210. Xmas 2019 - #15 £365 / £365 ... PAYDBX 2019 #23: £0 / £3,400
    MFW2019 #2: £6,999.67 / £8,000 MFiT-T5 start £95,352.52 - target £40k

    No matter how far you go, you always take yourself with you
  • Dobbibill
    Dobbibill Posts: 4,194 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    #45 checking in
    Already did £17.02 rounding down at the beginning of the month
    Adding another £63.11 which is my regular SO OP
    and on top of that an additional £55.00


    Summary

    • November OPs £135.13
    • YTD £1060.13
    Target smashed with a month to spare, let's see what we can do next month as a Merry Xmas to me :D


    Thanks HS & pawlala


    Dobbi
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • A lot of good achievements of milestones going on well done all :j

    I'm aiming to be sub £120000 going into 2019 which I will be proud to achieve. Couple of years before I'll be into 5 figures but it will come with patience and perseverance. Good luck all. It's very inspiring and motivating to be part of the forum :beer::)
    Blitz that mortgage
    Jun 2016 £152,000
    April 2021 £85,000
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