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2018 Mortgage-Free Wannabes

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Comments

  • Miss_Pinky
    Miss_Pinky Posts: 56 Forumite
    Fourth Anniversary 10 Posts
    #15 Checking in. Been slacking for a few months so thought I best recap and update for the whole year.
    Jan - Nil
    Feb - Nil
    March - 2071.40
    April - Nil
    May - Nil
    June - 1500
    July - 850
    Aug - 150
    Sept - 500
    Oct - Nil

    Total overpayments: £5071.40.

    I can pay a maximum of £8071.40 per 12 months which takes me up till March. Won't make my target of getting this paid by December which I am gutted about but it's been an expensive year!

    Miss Pinky
    MFW #15
  • Lomcevak
    Lomcevak Posts: 1,026 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    #11 reporting in with an OP of £1004.03 for November, will add some more in a few days time when my monthly budget is done to take me to the next mini-milestone - getting under £65k. Just over at the moment.
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi everyone :).

    #157 reporting a capital reduction of £3449.97 for October :j
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • Poppycat1
    Poppycat1 Posts: 376 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    edited 7 November 2018 at 12:36PM
    Number 25 reporting an overpayment of £1000 for November.

    When is the cut off date to declare overpayments for the year? My year ends 04/02/18 but will try and get my overpayment in earlier.
    Without overpayments: 15 years, 1 monthsBecause of overpayments: 10 years, 10 months left until paid off
  • Schoolworker
    Schoolworker Posts: 499 Forumite
    Seventh Anniversary 100 Posts
    No 72 reporting made a small overpayment of £60 the other day. That's it for November I'm afraid.
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    We did it!! Sent off OP today and now we are sub £100,000 :j. Looks soooo good to see 99,999 :D.

    #14 with OP of £900.

    Thank you :) xx
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    kitjos wrote: »
    we did it!! Sent off op today and now we are sub £100,000 :j. Looks soooo good to see 99,999 :d.

    #14 with op of £900.

    Thank you :) xx[/quote

    :T :T :T
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • f0xh0les
    f0xh0les Posts: 7,625 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    kitjos wrote: »
    We did it!! Sent off OP today and now we are sub £100,000 :j. Looks soooo good to see 99,999 :D.

    Thank you :) xx

    Congratulations and a massive well done:j:j:j:j:j

    I am right behind you - :j I am aiming for all the 9's in December.

    Nobody else understands:(

    Except on here:T

    Really happy for you.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    Thank you beanilou & Foxholes! :happyhear. Its a great achievement that i cant disc outside the forum but we're chuffed anyway! lol :D. Now to smash it to 89k!

    Keep pushing Foxholes, ill keep an eye out in December for your 99k post ;):beer: xx
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    That's amazing kitjos, and foxholes as well! :j:beer: I can't wait for us to get under 100k, but we're still a fair few years away from that.
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