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2018 Mortgage-Free Wannabes

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  • VDOT47
    VDOT47 Posts: 277 Forumite
    Hi,


    #9 reporting £825.61 for November.


    Must start thinking about my target for 2019.


    Thanks!
    Original Mortgage (Feb '17) £269,995
    Current Mortgage (End 11/19) £226,790
    End Date November 2039 Original End Date February 2042
  • Hi All,

    So far this month I have made a £100 overpayment.

    Not as much as I would have liked but currently getting a new bathroom installed and it's sucked everything out of my bank :mad:. I will fall short of my aim to get £8072 paid by December but my actual date is 2/3/19 due to the anniversary of my mortgage... not sure if that is still achievable but nothing ventured nothing gained!

    I would also like the same number for next year please! :T

    Thanks all.....

    Miss Pinky (Number 15)
    MFW #15
  • Cherryfudge
    Cherryfudge Posts: 13,292 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    MFW no. 30 with an op for November of £406.13. I would love to put a little bit more through and get us under the next thousand but I need to be patient as there isn't much room for manoeuvre this month and December should get us there.

    Thanks Pawlala. :)
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • #162 checking in with a final overpayment of the year of

    £242.20

    For the first time ever I've reached my overpayment allowance for the year.

    I'd like to be 'in' next year too. Will know soon what my overpayment allowance and therefore target for next year will be.

    Many thanks for running this thread.

    Wish.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Cherryfudge
    Cherryfudge Posts: 13,292 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm definitely in for next year please! May I keep number 30? Not sure about a target: this year's £3,000 has already reached £3,500 but my income is going down a bit so I'll tentatively try for £2,880 which is a minimum of £240 a month, down a tenner from this year's aim. Hoping to manage more though.
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • jackieblack
    jackieblack Posts: 10,505 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 29 November 2018 at 6:05PM
    #4 reporting an OP of £81.01 for November
    Am confident of reaching/exceeding my target by the end of next month :)

    If there's a 2019 thread, I'd love to continue (and keep number 4, if possible) - this one has definitely helped keep me focussed this year!

    Thanks pawlala and hiddenshadow :T
    2.22kWp Solar PV system installed Oct 2010, Fronius IG20 Inverter, south facing (-5 deg), 30 degree pitch, no shading
    Everything will be alright in the end so, if it’s not yet alright, it means it’s not yet the end
    MFW #4 OPs: 2018 £866.89, 2019 £1322.33, 2020 £1337.07
    2021 £1250.00, 2022 £1500.00, 2023 £1500, 2024 £1350
    2025 target = £1200, YTD £9190
    Quidquid Latine dictum sit altum videtur
  • Hi all
    Number 20 reporting in now that I’ve done a little Tilly tidy to make a nice round £600 overpaid this month.

    Made up of our standard monthly OP, some eBay selling , gfs bonus, Tilly tidies and some survey sites :D

    Thanks Pawlala and HiddenShadow for keeping track!
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • Can I please join for 2019? I’m a newbie but feel this will really help me. It’s great to find other like-minded people 😊
    Mortgage so far: £31,630.01Aiming to be mortgage free by 2024
  • cod3
    cod3 Posts: 805 Forumite
    Part of the Furniture 500 Posts Mortgage-free Glee! Combo Breaker
    #53 November payments

    £76.61 already on spreadsheet
    £500 later
    £411.02 today

    November total £987.63

    YTD £1700.00

    Thank you Hiddenshadow and Pawlala. Could I please keep #53 for 2019? X
  • #180 reporting £45 overpayment for November
    Not buying unnecessary toiletries 2024 26/53 UU, 25 IN
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