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2018 Mortgage-Free Wannabes

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  • Number 25 reporting an extra £1,100 overpayment for November, bringing total for November to £2,100. Keeping a MFW diary has really motivated me. £2,400 left to get to target.
    Without overpayments: 15 years, 1 monthsBecause of overpayments: 10 years, 10 months left until paid off
  • Hi Sorry for the late post please, No 100 Mortgage destroyer here please can you add £8,000 as an overpayment for me thanks
  • Not sure if there is a new thread for 2019 if so can I keep the same no for next year?
  • katsu
    katsu Posts: 5,023 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    cod3 wrote: »
    #53
    Got my quarterly Clubcard vouchers through the post yesterday. For a second I was disappointed that it was only £10, but then realised that it is because I am spending so much less in Tesco now :money:
    I feel very similar. I have my Tesco as AVIOS but they get very little as I shop there so rarely now. My nectar is basically only from eBay too. I get nearly everything from Lidl and Aldi. I find the mainstream supermarkets so dear and I feel that I get so little for my money!

    Made a £1,000 OP :j We have more money put aside but are doing major work on the house so it is best to keep a contingency fund for a few more weeks and then trickle it into the mortgage. DH and I are itching to pay some more so we might add a bit more over the weekend or next week once we can work out how much more we have to pay on the current works.

    MFW18 challenger 59 reporting £1,000 OP for November.
    Debt at highest: £8k. Debt Free 31/12/2009. Original MFD May 2036, MF Dec 2018.
  • f0xh0les
    f0xh0les Posts: 7,624 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    #65 reporting in.

    Something has gone wrong, and I am not going to make it to all the 9s in December.

    Unless I get lucky and win a load of competitions, Christmas has scuppered my plans, but I will get back on to it asap after the event. I have done really well, it was an ambitious first attempt at overpaying, and I can make up a shiny new 100 (k) square for 2019 - I will only be a month behind where I wanted to be.
    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, number 105 here with my monthly OP for November, my usual £215.26. This has taken me to a year to date of £2367.86, which will mean barring any problems I will be able to meet this years target in December.

    Well done everyone on the OP's and welcome to the newbies on here.

    Have also realised that this months OP has taken me to over £21K worth of overpayments since the mortgage was taken out in 2015.

    Looking forward to the 2019 challenge if it is run again, if so can i keep the number i have had for the past few years.

    Thanks again for running the challenge.
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • Durban
    Durban Posts: 485 Forumite
    Tenth Anniversary 100 Posts Name Dropper
    # 175 here with overpayment of £250 for November
    Thanks again
  • :wave:

    As I said previously I was planning to add most of my redundancy money to the mortgage over payment this month. However, my pay date has changed with my new job and will fall after the mortgage due date going forward so I won't be able to do this until the new year, when my pay day will change again.

    For now I will stick all of money in a savings account and get some of that nice interest on it :)

    Should the thread continue next year we plan on pushing the over payments even further, until then #143 reporting in with a total over payment of £736.28 for November.

    Bringing the 2018 over payments to date to £6174.58.

    Well done everyone, one more month to go!!!!
    Emergency fund saved, we did it!!

    2020 #140 MFW £10,250.25/£9,500.00
    2019 #490 MFW £ 9,964.78/£9,600.00
    2018 #143 MFW £ 6,903.63/£6,500.00
    MFW balance as at 31 Dec 19 77,875.00. Original end date 2043 :eek: goal 2023
  • #13
    November 2018
    o/p £653.87
    Many thanks.
  • Hello, no. 7 here with a overpayment of £326 for November. Thank you!
    Mortgage-free wannabe 2025 £571/3000
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