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Bonfires and fireworks - NST November challenge
Comments
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Day 2
NSD: 2/18
Food: 0/£100
Exercise: 10k Steps - 2/20
Cycling - 0/10
Study 1 hour: 2/25
Clear out: 9/30
Extra income: £5/£100
SB daily goal: 2/30
Another great day for me today, listed a total of 7 things on eBay which must be a record for me. Have one thing that has just ended but won't add that to my extra income until its been paid. Cashed in some SB today for a £5 amazon card.
Tomorrow will be a spend day because we need milk so I will probably do a top up shop while I am spending anyway (can't wait until Saturday as DS won't be happy if there is no milk for his breakfast). Saturday and Sunday will also both be spend days.
Today I am grateful for my boy who is the light of my life, for how fortunate I am in that I have debt but I am not struggling to get by day to day and for this challenge which is pushing me to do the things I should have done a long time ago.
Change the way you see things and the things you see will change0 -
NSDs- NSD 1/12. My one pair of jeans finally developed a hole so, as I’m going on holiday on Monday. I bought a replacement pair. More of a need than a want really.
Organise!- Came back at instructed time to find the house unlocked and the engineers gone. Sitting here surrounded by all my wordly goods and not a clue how to work the heating, Will now have to decorate, But it’s cosy!!!!
Value for money!- Jeans weren’t too expensive
Exercise!- Since we had to vacate the premises at 8.00am we walked into town (about 4 miles) and then had a walk around so I suppose every situation has a silver lining.
Mental health!-Doing quite well today. Think the walk helped.
Be Christmas ready!- Abandoned for the moment
Eat well!- Failed. We’re having a Chinese carry out but in my defence everything is in a guddle today.
Gratitudes – Lovely walk into town along he river. Really nice workmen (even if they did leave the house unlocked). Warm, warm house.Have adventures. laugh a lot and always be kind.0 -
Turtle #22 reporting in for 2nd Nov!
Managed a SFD today so on 1/15.
DH home today so we've taken it easy, had a walk to the swings for DD and to get some fresh air.
Organise/Christmas - had done about 2/3 of a crochet blanket that was potentially an Xmas gift, noticed id made an error close the centre, decided I do want to finish it so I unravelled the whole thing and started again. Should only take a fortnight to finish as the wool is chunky and it's essentially a giant granny square.
Mental health - tried to spend an hour on myself today, had a long hot shower, washed my hair and sorted out my eyebrows. Feel a million times better for it!
Gratitudes - DD came and sat with me for about half an hour today, we had a lovely cuddle, grateful as she never does this! Grateful for the tumble dryer too, well caught up on laundry, I can see the bottom of the basket for once!
Tomorrow is a spend day but it's budgetted for - a new set of drawers for our room. As it's budgetted does it count as a SFD or do I lose one?
MLxMoney Saving since 2016 and determined to be debt free by 2020.0 -
Clear Out - threw out some non-sticky sticky labels from a preserving kit (recycling bin). Old email address inbox down from 25000+ emails to 368 Also donated some food items which we didn't like (donated the unopened ones!) to foodbank collection point
NSDs - 0
Organise - set your budgets now, pay to your debt/savings first OH has now paid his CC in full - large bill, so we are cash-strapped this month. Have still managed £100 transfer to kitchen fund, though - helped by some cashback claimed
Food - £11.95/ £400 -
Fuel (me) - £0/ £65
Social - £0/ £150 (includes any takeaways we may have)
Toiletries - £2/ £10 (mouthwash - on offer)
Clothes - £0/£100
Gifts -
Value for money -
Exercise -
Mental health -
Be Christmas ready - will aim to have all my lists sorted by end of this week and buy more presents throughout Nov. Will also ensure birthdays from now - end Jan are also included
Eat well -
Report/ Gratitudes -
* OH home early enough from working away to take DS3 swimming
* DS1 and DS2 had tests at their schools today and both are ok with it
* DS3's reaction when discovering I'd bought him a magazine he requested - was wonderful
* freebie hotel toiletries and tea/ coffee/ sugar brought back by OH - every little helpsI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Day 2
NSD achieved today 2/20
Clear out Finally used up some handcream. Just 5 handcreams to go.
Mental Health Had a better day. Chilled out in the staff room before starting work. Done few exercises for neck and shoulders in staff room to relieve the tension, without any other staff in there. Also read my book.
Exercise Walked 20 minutes.
Grateful for:
For a couple of children in school being polite.
Jacket potatoes for tonight's dinner being a very decent size.
Having a chilled out evening.Frugal Living Challenge 2024 Mortgage free as of 1st August 20130 -
Check in 2/30
NSDs - Still on 1/12. Spend day today, as I needed a few items from the supermarket - OH went, because he was meeting a friend in the car park anyway. He spent about a third more than I would have done, but at least I didn't have to go, and it would have been silly to use more petrol just repeating the journey.
Organise - Not feeling very organised today! Did a bit of organisation for my small business this morning I suppose! Paid for charity Xmas cards today as it was a spend day rather than potentially losing a NSD later on
Value for money - Hmm, not really, see above
Exercise - Not much today, just a 20 minute dog walk this morning
Mental health - A bit low today, probably because I don't seem to have done much apart from working this morning and cooking dinner
Be Christmas ready - Wrote a cheque to pay for some Charity Christmas cards that came the other day. That is a start I suppose!
Eat well - Not too bad, porridge, fruit and yogurt for breakfast, a (HM) BLT roll for lunch, HM fishcakes for dinner. Did eat a small kitkat and a packet of crisps that I shouldn't have though No alcohol :A
Gratitudes – Nice HM food, having sold an item in my sales unit this morning, lovely toasty wood stove this evening0 -
Mummylewis - 'fraid you lose an nsd, as you are still spending money. Can you also add other purchases to the day and save yourself an nsd on another day?NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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Today I am grateful for my hearing test giving me the thumbs up, for finding items for the love-in-a-box boxes we are doing, for the fog (love it!!), for getting my ironing done ahead of when I need it for, for wonderweb for shortening 4 pairs of trousers, for the weather still being very mild, for getting the fleecy door curtains hung up - it maybe mild now, but they certainly make it feel more snug.NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!0
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Had a NSD today so that was good. Panicked when I realised I had run out of bread for my sandwich but luckily i got a subway with some points I had.
Spent £2 yesterday on some chips as I was out later than expected after work
I've been eating relatively well but could be better. Will do an Aldi shop tomorrow and try to resist getting a takeaway[STRIKE]£799 - FD Personal Loan[/STRIKE] :beer:[STRIKE]£500/ £500 FD Overdraft[/STRIKE] :beer: [STRIKE]£5700/£5700 MBNA credit card[/STRIKE]:beer:0 -
#33 checking in with NSD 1/20 :j
Today I am grateful for:
*my fleecy blanket
*Making plans to see people I have not seen for a while.
*just relaxing and laughing with ds & dh.NST#14/20
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