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Bonfires and fireworks - NST November challenge

misstara Posts: 3,883 Forumite
First Anniversary Name Dropper First Post I've been Money Tipped!
edited 28 October 2017 at 9:55PM in Debt-free wannabe challenges
Welcome to the November NST challenge. November is probably one of my favourite months of the year - I love being all cosied up in warm clothes, all the leaves coming off the trees, the anticipation of Christmas coming up and even the dark nights, however, I know that many people dread this time of year so part of this challenge is to do with looking after your mental health.

November is a good time to have a bit of clear out and have a bonfire. I'm not asking you to actually have a bonfire but have a look through and see if there's anything that can be ebayed or put to the charity shop. November is also bonfire night. Most local councils put on a fireworks display so if you can, go along to watch.

November rules
NSDs- set your own NSD target of over 12. As usual, household bills, medical expenses, budgeted travel expenses and ys items are exempt as long as that's all you spend.
Organise - set your budgets now, pay to your debt/savings first. Organise any social things now, try and keep them low cost or free if possible. Look at your food budget, is there any savings to be made?
Value for money - for all your purchases during November, I want you to ask yourself if you are getting value for your money. Look round for better deals, can you get it cheaper elsewhere?
Exercise - I know the weather is getting colder and miserable but try to get outdoors for a bit each day even if just for 10 minutes. If you already do quite a lot of exercise, try something different. Go a different route when out walking/running or try a different gym class.
Mental health - think of all the things you do to keep good mental health or strategies you have in place to combat poor mental health. As the long nights draw in, it can have an impact so try and do something daily to keep good mental health.
Be Christmas ready - in October mothernerd encouraged us to get organised for Christmas so hopefully most of you are already pretty organised but for those you aren't (me!), start organising now. Plan who you are buying for, what you're buying and the budget. Can you add a few items of food to your weekly shop to spread the cost?
Eat well - at this time of year, I tend to eat more stodgy food and there's always yummy snacks to be had so this month I'm going to make a conscious effort to eat better. If you already do this, pick another area to work on this month.
Report - post daily if you can with a list of three things that you are grateful for.
Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10814.10/£15000 (72.1% saved). Emergency fund - £1562.44/£2000 (78.1% saved).


  • misstara
    misstara Posts: 3,883 Forumite
    First Anniversary Name Dropper First Post I've been Money Tipped!
    edited 6 November 2017 at 12:03AM
    1 misstara
    2 DawnW
    3 apple muncher
    4 Kerry Woman
    5 DancingDragons
    6 thriftylass
    7 greent
    8 ilovetea
    9 mothernerd
    10 sashanut
    11 bizzie
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    17 Toni'sfriend
    18 BadBookkeeper
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    21 Sun Addict
    22 mummylewis
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    24 DebtFreeDuo
    25 fruitloop04
    26 Pauper1
    27 Florence J
    28 Timetopullmysocksup
    29 Robi90
    30 doingitanyway
    31 indigowarrior
    32 moneysavingfamilycomp
    33 *snow*white*
    34 Dottydaisy
    35 seekingthesunlight
    Debt Dec 2022 - £2972.68. Current debt - £0 (100% paid). Flat deposit - £10814.10/£15000 (72.1% saved). Emergency fund - £1562.44/£2000 (78.1% saved).
  • DawnW
    DawnW Posts: 7,468 Forumite
    Name Dropper Photogenic First Post First Anniversary
    Can I join for November please MissTara?
  • apple_muncher
    apple_muncher Posts: 14,841 Forumite
    First Anniversary Mortgage-free Glee! First Post Name Dropper
    Love it! Count me in please.
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Kerry_Woman
    Kerry_Woman Posts: 3,134 Forumite
    First Anniversary Name Dropper Combo Breaker First Post
    Can you please count me in? Thanks.
    Frugal Living Challenge 2024 Mortgage free as of 1st August 2013
  • DancingDragons
    Thanks for this misstara, please count me in too.
    Debt Free April 2019:j to July 2019 :( NEW WTC:eek:1,194
  • thriftylass
    thriftylass Posts: 4,016 Forumite
    Name Dropper Photogenic First Post First Anniversary
    I'm in again, thank you.
    DEBT 06/24: CC 6347 5120 £2350 £2150, OD £500 300, Other £3100 £2650 2199 Planned debt free date: Dec 2024
  • greent
    greent Posts: 10,673 Forumite
    First Post Name Dropper First Anniversary Photogenic
    count me in, please :) x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • ilovetea
    ilovetea Posts: 1,250 Forumite
    First Post Name Dropper First Anniversary
    Can I join in as well ,please.

    ilovetea xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1432 /2024.
    NSD's in July 6/20
  • mothernerd
    mothernerd Posts: 4,835 Forumite
    First Anniversary Name Dropper First Post Debt-free and Proud!
    Sign me up please misstara - just what I need.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • sashanut
    sashanut Posts: 3,252 Forumite
    First Post Combo Breaker First Anniversary Mortgage-free Glee!
    Hi all :j

    I'm in again please!!
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
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