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NST October ORGANISE OCTOBER
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Hi everyone :wave:
So take 2 at NSD 13.not planning on leaving the house just going to do all my house work . agreed last night I would ger the house organised for xmas he would do the garage and garden.
I have broken my xmas budget into sections now- tree/ food and allocated hub his cash for my gift. There was one year before I was an MSE that we had to sell stuff to pay for xmas presents for family and I wrapped things up so my parents thought we had got each other stuff so not being in that boat anymore and now having kids is something special to me.
Didnt stick to the diet at all yday but did eat my kippers which were bought reduced and needed eating for my teagoing to look at my meal plan again today.
Have put a lot of stuff in the garage for charity but need hub to be here to take it as can't get it all in with the kids.
Greatful today for my MIL who texts and calls to make sure Im ok with kids, for my hub yday remembering I was after a food mixer and getting me one, nice to know he was thinking if me. For a weekend planned to just catch up on every thing.xx0 -
Organise - well the falafel was worse than I remembered, had 1 then the rest went in the food waste bin
made an omelette instead and used up a tiny bit of grated cheese that was leftover from making cheese scones on Wed
Budget - £139.97/£150 food, £15/£20 social
Made a £2.21 payment to the debt
NSDs - still on 12/20, spent £12.51 on coffee, tea and a bulb for the sitting room lamp
Exercise - fitbit died halfway through the day so unsure of steps but walked to and from work
Stoptober - less said about that the better
Extra income - left work on timeso no extra income there but completed a few surveys
Mortgage 26.4.25 - £108,500 1.8.25 - £106,362.86
Mortgage overpayment savings - £3.33/£50
Mortgage overpayments so far - £675.980 -
SFD again today as well as gym and HM lunch.
Will pop to the shops tomorrow for milk and some fresh stuff. Will try to stay under £20 so I have another £20 left for next week.
Seeded some herbs again yesterday and found a spot with some more light, so hopefully more luck this time.DEBT 02/25: total £6100 Debt free date 12/250 -
Day 20
NSDs: 14/15
Exercise: Cycled - 2/12
10k steps - 6/22
Food Budget: 74/100
Extra Income: 110.51/150
Study min 1 hour per day: 1/12
Haven't posted in a few days so thought I better get this updated (this includes today which will be a NSD). Cashed in on PA for £30 so added this to my extra income, I need to focus on this area over the last week or so of the month to hit that £150 target. Exercise is coming in last at the moment, I will work on this more next month but for now I need to put my focus in to my studies, I have added in a personal goal for this just for the last part of the month. I know I could manage both but because my motivation is at an all time low I am prioritising the most important for right now.
Today I am grateful for mothernerds daily inspiration, there have been many times this month when they have been exactly what I have needed to see.Change the way you see things and the things you see will change0 -
Just checking in with NSD No 7/12. Still eating from freezer and not buying YS items - a minor miracle in itself when I take C shopping. Apart from that not much happening Feeling a bit anxious about a lot of silly things at the moment. Must pull myself together and get on with it.
Hope everyone is well.Have adventures. laugh a lot and always be kind.0 -
thrifty you're doing better than me! Im down to 17 pounds in my budget. Get paid in ibe week :eek:
Keeping the faith & out of shops though.
In an attempt to bw kind ive cleaned garden up and gutted the garage which were hubs jobs. Need to start my own now!!:A0 -
There was a man who would eat a live frog every morning. When he was asked why, he replied that after he had eaten the frog, everything else he had to do in the day was easy.
In our terms, a frog is a something difficult - an awkward phone call, a task that needs thinking through, a job where you will hit snags as you go along. So you keep putting it off and in your mind the problems, the awkwardness grow until it becomes huge and monstrous.
So I would like you to tackle a frog.
This challenge is optional. If you are already struggling, don't add to your burdens. Teachers who have just broken up for half term, decide if and when you want to do it. But if you are up for it, or if you feel you aren't keeping up and want to try something different, eat your frog. looking forward to hearing about your frogs.
On the other hand, those who need to clean/ declutter the whole house are dealing with an elephant and the way to eat an elephant is "One bite at a time". Just pick somewhere to start and aim for lots of quick bursts.My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.NST SEP No 1 No Debt No mortgage0 -
Fab challange Mother xx0
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Optional Challenge - Eat a frog
How timely. I think it's puting things off that's making me feel anxious. Thanks, Mothernerd. Lots of frogs to eat here.Have adventures. laugh a lot and always be kind.0 -
thrifty you're doing better than me! Im down to 17 pounds in my budget. Get paid in ibe week :eek:
Keeping the faith & out of shops though.
In an attempt to bw kind ive cleaned garden up and gutted the garage which were hubs jobs. Need to start my own now!!:A
Not been to the shops yet since I realised I only had £30 left (Tues) and found a tenner in my TCB account but trying not to touch that or use it for halloween. Payday is the 31st :eek:. Hope DH is staying away with work till Wednesday rather than come back on Mondayas that would make things easier next week:p. Luckily DS will be back on free school dinners next week too :T
So tempted to get a cider or a bag of crisps tonight but I will resist and put the shop off till tomorrow morning and stick to the list.
WE CAN DO THIS.
P.S. if we do manage this why can't I do this more often :mad:DEBT 02/25: total £6100 Debt free date 12/250
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