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NST October ORGANISE OCTOBER

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  • laurenh1
    laurenh1 Posts: 995 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    mothernerdThank you for your efforts this month!!
  • is there a november challenge i cant seem to find it ?
    :coffee:i find a cup of tea can solve most problems:coffee:
    :dance: but alcohol solves them all :dance:
    basic emergency fund 387.87/500
    £1000 emergency fund #290
    mortgage 91,719= 21y 0mnth :eek:
    6 mnths exp 0/6633
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    is there a november challenge i cant seem to find it ?

    https://forums.moneysavingexpert.com/discussion/5735381
    DEBT 02/25: total £6100 Debt free date 12/25
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j

    NSD 15/15 ...glad I managed to do this, it just shows me how I am tempted to spend even when it's unnecessary

    Organise: Little done today as Tuesday is my day for helping in the CS. However DH had cleared a corner of the kitchen, very proudly showed me when I got home. Then showed me the plastic container that he put everything in.....ah well the thought was there :rotfl: this is how we get into a muddle, by the 'stash & dash' mentality instead of actually sorting & chucking out..

    Lunch: Sadly an egg-free day today, lunch was made by DH & was the inevitable BLT

    Supper: Quick & easy today, DH had chips from freezer, mushy peas & HM steak pie, I had similar but HM chips & fishcake. Pud was a bought in bun for him, & a YS meringue for me...

    Food budget: £191.96/250 not totalled yet

    Be kind: Still a WIP

    One more time: Ah weigh in this morning, scales show a loss :A Not sure I think they lie & I probably stood on a different part of them...still, I'll take it thank you very much

    Extra Income: None today

    Christmas: Got a little present for DD from CS, plus a book for aunt.

    Exercise: not today

    Heating: still off

    Grateful for
    : Easy meal prep as I'm tired, Teddy bear bedding that is now on bed....quiet time to read my book this afternoon

    Mothernerd Thank you for your daily inspiration, very much appreciated.

    Frog: Did not do freezers but on frog list, will attempt to tackle them on daily basis..see you all on the November thread folks, thanks for letting me hang out on here :T
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • Fmess
    Fmess Posts: 2,920 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Combo Breaker
    Thank you for the challenge mothernerd

    I think I only got to 10 SFDs and my budgets show this but I am glad it’s a new month and chance to reset. My actual budgets started on the 25th which was payday so lots already spent I’m filling the fridge and freezer and some more Christmas shopping.

    Happy November everyone :)
    LBM = 07/09/13 Debt = £13339 (100% cleared)
    New roof and car £8557/£19003 New kitchen £396/£5039 Credit card Paid Student loan Paid
  • Pauper1
    Pauper1 Posts: 539 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Final check in from me, and a vow to do better in November! The last few grocery spends are all guesswork, because I fell off the wagon, didn't keep receipts and DH got involved...

    I have a feeling that my petrol budget is too high and groceries too low but I'll keep it the same for November and see how we get on, as I only joined at the end of October so it may even out over a whole month.

    I'm very bad at NSDs it turns out, and can only manage them when we literally don't leave the house, which isn't ideal for a wild toddler.

    I sold all my spare buggies and put a couple of things on eBay, which I will continue to do next month.

    Thank you all so much. See you in the November thread!

    Groceries £84.79/£77.41
    Petrol £41.33/£58.06
    NSD 2/6
    "Beauty" and Entertainment £55.02/£63.87
    Extra income £50.78/£24
    Exercise 4/6
    Make £2025 in 2025 #18 - £569.66/£2025
    1p savings challenge #32 £24.85/£667.95

    March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC

    Total debts Jan 1st £11706.68 😭
    Jan 29th £11354.92

    Mar 1st £11015.30
  • misstara
    misstara Posts: 3,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    End of the month check in from me

    19/20 NSDs :D
    Lost the plot slightly with grocery budget, think I spent about £180 all in, social budget £15/£20
    Exercise - 8/8 runs, 1/4 gym
    Extra income - did 41 hours overtime at my work plus various shifts with 2nd job and surveys so a good month for extra income but I'm absolutely shattered

    Thanks mothernerd :D
    Mortgage 26.4.25 - £108,500  1.8.25 - £106,362.86
    Mortgage overpayment savings - £3.33/£50
    Mortgage overpayments so far - £675.98
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Pauper1 wrote: »
    .

    I'm very bad at NSDs it turns out, and can only manage them when we literally don't leave the house, which isn't ideal for a wild toddler.

    Have you tried just leaving your wallet at home. Sorry if that's an silly or obvious thing. Took me a while to get used to it. But mine now lives in a special place in the kitchen and I'll only take to work on a spend day. Doesn't always work but worth a try.
    DEBT 02/25: total £6100 Debt free date 12/25
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Checking in for October.
    Did well on the NSD. Managed 26.Mainly because I don't go out much.
    Spends were in budget and I've got money left.
    Made £92 extra income.Happy with that.
    Still haven't eaten any frogs.

    MOTHERNERD thank you for the thread and the quotes.x

    ilovetea xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
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