NST October ORGANISE OCTOBER

dizzyblnd

Anyone have any tips on what to do about rising damp other than have a dehumidifier on all day every day?

mothernerd

Turtles Backstory There was a kingdom of tall towers where the financiers lived. They lured wild turtles with gifts of loans and magic cards, making pets of them. When the hard times came the financiers cast off their pets and the turtles fell into the sewers, awash on a tide of debt.

A wise and beautiful Kat rescued the turtles and taught them her ninja ways.Month by month, in a firm but kindly manner, she taught the turtles to exercise their bodies till they could negotiate the sewer, to use their will to resist the temptations of the kingdom, to plan and prepare, save their pennies and to give to those less fortunate.

One day the wise Kat gathered the turtles to tell them she must leave them. She was to go on a quest to the Eastern lands. She had saved all her money (and a little honey) and sought new adventures and learning (and perhaps an owl to be her future companion).

At first the turtles were afraid but wise and beautiful Kat reminded them of the lessons she had taught them (Always pay your debt first). They could now keep afloat on the sewer water and could help each other, and those who joined them along the way, to swim through to the tide of freedom and the beach of tranquility known as debt free day.

So the brave little turtles set out, swimming against the tide of consumerism and became the
NINJA SAVING TURTLES

DebtFreeDuo

dizzyblnd wrote: »

Anyone have any tips on what to do about rising damp other than have a dehumidifier on all day every day?

I currently have this in my rented property, landlord just keeps sending out builders to look at it when it needs a specialist. I believe they have to drill holes in the wall to treat it, another thing to do is to take up flooring and line with membrane.

determined_new_ms

DebtFreeDuo wrote: »

I currently have this in my rented property, landlord just keeps sending out builders to look at it when it needs a specialist. I believe they have to drill holes in the wall to treat it, another thing to do is to take up flooring and line with membrane.

I looked at this as we have damp - but it's penetrating not rising - you do need a specialist it seems. But you can look to see if the ground outside has risen and is coming above the level of the membrane. If the house is older than 1870 it probably doesn't have a membrane and would need one retrospectively installed.

Most things I'll do myself but with this I would get several quotes from professionals

Toni'sfriend

Hello, Everyone. Hope you're having a good day.

ORGANIZE: Dinner today is roast pork from the freezer. I'm going to use the leftovers for dinner tomorrow with a mustard sauce.

GET READY FOR WINTER: Why is it so difficukt to find ordinary candles? I just want cheap functional candles.

Check the torches are working
Look out winter hat, scarf, gloves and boots
Look out tracks for covering shoes for walking in icy weather
Council are responsible for gritting path and lane but might buy some salt anyway.
.
ALWAYS BE KIND: Hope I managed this today.

IMPROVISE: Nothing

STOPTOBER: Still avoiding the chocolate just!!!!

EXERCISE: Had a little bit of a walk but not too far as C's back was hurting.

ONE MORE TIME: We'll see.

CHRISTMAS: Started shopping:
6 books for C on a 3 for £10.00 on Amazon deal. Saved a lot!
Disney princess dresses for the wee ones (they love dressing up). £7.00 each. Less than half of what we spent last year.
Bottle of Cava from Aldi as token present for nephew's wife in addition to a gift token. Well within budget.

NSD: 3/12.

EXTRA INCOME: Another Yougov survey but still a long way to go to reach target.

Enjoy your Saturday evening.

Fmess

Hi all,

I'm claiming a SFD today as I returned an item for £10.49 and then bought food shopping for £10.40 so I count that as I'm up by 9p :rotfl:

A nice day for a change. I've pottered, taken my time, got a few good things done around the house and washed loads of sheets as found some tiny black bugs in a sheet that I took off the bed last week and was worried they were fleas! Dogs and cat were treated a few weeks ago so it shouldn't be.

I've batch cooked meatballs in sauce for next week and today's lunch. Tonight I'll make SW sausage and chips

greent

Organise/ Cook from Scratch/ Use things up - sort-of- ish. Had takeaway for dinner last night (OH's birthday) - DS1 having leftovers of it for dinner tonight, topped up with YS bhajis from the freezer. OH and I are having YS Chinese duck from freezer. Took snacks and drinks from home to cinema. As we are on hols next weekend we are now concentrating on using up fridge contents

Pay debts/ savings -

Budgets
* Food - 173.13/ 325 (stretch 290) - includes a big-ish shop at Icyland yesterday and an emergency run to A1di for bacon this morning!
* Fuel 60/60
* Clothes 32.47/75 - spent £38.50 on a shirt from Ted BAker outlet for OH and then bargainacious £20.97 on TWO pairs of adult walking boots (mega, mega reduced!!) and 3 pairs of socks at M0unta1n Wareh0u5e - OH had £50 from my mum for his bday to buy clothes with, so have only put the excess spent above that on the budget line, as the rest was paid for with her cash
* Gifts 60.40/150 - bought a new house card for bestie. Will give wine from stash with it - decreasing stuff in my house & not adding any permanent clutter to her new house :T
* Toiletries 7.75/10 - lots of half priced or less items which we buy anyway in Icyland yesterday :T
* Social 134.46/200 (stretch 150) - £35.96 for OH's birthday takeaway for 5 of us + £26 on cinema today for 4 of us to see Leg0 Ninjag0 movie (took own snacks and drinks, of course - and managed free parking )

NSD - 7/12 - no more as yet

Improvise -

Exercise
* Week 1 - 3/4
* Week 2 - 2/4 - yesterday. May increase this as OH wanted to go for a quick walk before it gets dark - ETA 3/4 - went for a 47 min (:D) walk last night with OH - not too fast a pace because foot started hurting again, but better than just sitting on sofa lol

Jan Goals - "By the end of the year I want to have halved the (non mtge) debt we have and have lost 20lbs - and also get fitter along the way"
Debt at start of year more than halved.
Weight/ fitness = 2/20lb

Extra income -

Christmas - Bought 2 more advent calendars today - by buying them as separate transactions we managed to get 2 free choc santas as well, and 2 loyalty stamps from the shop :j

Get Ready Checklist
1 - Health - vitamins taken today so 11/31
4 - Maintenance - seeing kitchen designer again here on Monday.
Plumbing/ bathroom - emailed someone but they are fully booked until Feb
Electrician - still to do
Plasterer - messaged him - need to send pics

Gratitudes:
* DS3 enjoying his residential
* OH enjoying his bday
* small 2 loving the cinema today
* bargain walking boots (1 @ 5.99, 1 @ 9.99)
* YS duck
* a night planned on the sofa watching tv with wine

determined_new_ms

whoop managed my 5th and final SFD of the week today :dance: currently now 8/15

Kerry_Woman

Day 14
Was a spend day. Brought the weekly food shop. Signature and notebook updated.
For Christmas I went to M&S and got 3 packets of their own bread sauce. Mum and I did discuss some of the food that we will need.
Whilst I was in there Mum phoned and requested a sandwich from there, so brought us both a sandwich. Counting it as a treat.
No exercising or reading my book today.
Used up 2 small bottles of red wine. Been in the cupboard for a while.
Grateful for:
Stress free morning doing shopping etc.
Getting 2018 diaries from a card shop that sells them at a very reasonable price. 99p for mine and 59p for Mum's(she likes the smaller dairy).
Having a chilled out afternoon and evening.
Achieving everything I needed to do today.
Catching up with a few programmes I recorded.

apple_muncher

Today I am grateful for getting out for a morning run (albeit a short one), for getting the washing dried, for finding some bargains
in the ch shops for Cmas, for time out and about with dd, for dd enjoying dance, for still having raspberries to pick, for finding more photos of my niece as a littl'un that I can use for her 21st bday collage, for fresh bed linen, for dh taking 2 bagfuls to the ch shop and we have already filled 2 more.