Credit Card Reclaiming Discussion

keithw38

mrsevans wrote: »

hi keith, I would get ur £49.95 back of Blue sky they are just trying to rip you off as much as the banks. It will only have cost them £10.00 for the credit card charges. Do it yourself it is really easy and takes no time at all to print off a couple of letters.

Good luck and if you need any help just ask, practically everyone on the forum has had some experience with re-claiming.

The cheeky !!!!!!!s are now saying i can't have a refund but they never told me i had to pay 25% of my money to them.

carnaldave

hi guys. just wondering if anyone can answer my queries above? all help greatfully received?

bazzaboy1979

Hi everyone,

I was looking through some old mail today and found a letter regarding my claim for my unfair credit card charges.

The letter is dated the 26th November 2008-

My claim was against Halifax and myclaimsexpert was dealing with the claim. The letter i found has stated that the Halifax was willing to pay £471.00 plus £411.36 interest as a goodwill gesture. So i phoned customer relations number on the letter and asked if them to send me an acceptance form as i couldn't find it.

Will i still get paid out??

Thanks Barry

brussellsprout_2

Hi I need some help please?

I posted on here a few weeks ago that I asked for £854 credit card charges back from HSBC, they eventually offered £1035 which I accepted. I thought they would clear the credit card debt and clear some of my overdraft charges which are mainly charges of £1022, but they have sent me the cheque. I had an arguement with the debt collectors before the cheque was sent because they sent a letter saying THIS IS CONFIRMATION THAT WE ARE GOING TO CALL YOU! this I took as a threat of them coming round! I said it was being refunded and this was harrassment, can I take this further? but I have the cheque now from HSBC? What to do?

Also, I was in areears on Barclaycard, HFO was dealing with debt, I paid regularly and was told only owe £220 now and I said I was going to write to barclaycard for refund of cc charges of £600 appx. So, I stopped HFO taking anymore money, now HFO say I owe £954 and I have admitted to the debt as have being paying for it! could someone please advise me?

Moneygrabber

Hi

I've been reading the success stories re. reclaiming credit card charges but only see peeps claiming any charges over £12.00 (like claiming the difference between £20 and £12).

Has anyone got back charges of £12 ?

Thanks

graham55

Hi, this may have been answered but I can't find it..

How far back can you make a claim against the credit card comoany for unfair charges?

I have had a card with LloydsTSB since 1990 am I able to claim?

Would appreciate feedback..

Thanks
Graham

climbintheladderouttadebt

graham55 wrote: »

Hi, this may have been answered but I can't find it..

How far back can you make a claim against the credit card comoany for unfair charges?

I have had a card with LloydsTSB since 1990 am I able to claim?

Would appreciate feedback..

Thanks
Graham

Hi Graham

I believe you can go back 6 years. hope this is helpful and gets you some money back!

graham55

Thank You...

natweststaffmember

graham55 wrote: »

Hi, this may have been answered but I can't find it..

How far back can you make a claim against the credit card comoany for unfair charges?

I have had a card with LloydsTSB since 1990 am I able to claim?

Would appreciate feedback..

Thanks
Graham

Under UTCCR 1999 you can go back to 1st January 1995 as it would be up to a local court to decide whether limitations Act applies.

shoe_2

Hi All,
Could someone give me some advice please !! I have just all my staements back for the past 6 years and I have a lot of charges for card protection can i claim these back ? and do i put the charges on the same template ? Also can I claim back the intrest they charged me every month ?
Any advice please xx