📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Credit Card Reclaiming Discussion

1168169171173174315

Comments

  • Matrixds
    Matrixds Posts: 19 Forumite
    Quo_Vadis wrote: »
    Hi Everone,

    I sent a SAR off to Goldfish on 16th June (1st class) for two accounts (one formerley Morgan Stanley. I received no reply. I sent a reminder on 27th July - to date still nothing. Has anyone else had this sort of delay with Goldfish? Most other companies appear to have reasonable turn around times and often return the £10 fee.

    Any info would be appreciated.

    You have sent it to the right address? Sounds stupid i know but Morgan Stanley did become part of Goldfish but they in turn are now Barclaycard!
    Send it to Barclaycard and you will get a reply within 40 days but they do push it to the limit of the 40! Address below -

    Barclaycard
    Data Protection Team
    Dept LRC
    Barclaycard
    Northampton
    NN4 7SG
  • hi all, i am claiming my charges back from marbles, i asked for al charges (including £12 charges) and interest, they have offered only the difference between the £12 and £25 charges and no interest, just wondering if its worth holding out for more? has anybody had any dealings with marbles?
    thanks, andy
  • hull66 wrote: »
    hi all, i am claiming my charges back from marbles, i asked for al charges (including £12 charges) and interest, they have offered only the difference between the £12 and £25 charges and no interest, just wondering if its worth holding out for more? has anybody had any dealings with marbles?
    thanks, andy
    Yes it is worth holding out for more.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Hi does anyone know if you can reclaim charges applied to store cards??
    i missed a few payments due to finacial difficulties and the debt was transferred to howard cohen solicitors who promptly obtained a CCJ which i am paying @ £20 pm..i would love to know if there is anyway of reclaiming what they have taken from me over all those years???:confused:
  • lovely1 wrote: »
    Hi does anyone know if you can reclaim charges applied to store cards??
    i missed a few payments due to finacial difficulties and the debt was transferred to howard cohen solicitors who promptly obtained a CCJ which i am paying @ £20 pm..i would love to know if there is anyway of reclaiming what they have taken from me over all those years???:confused:

    yes you can but any proceed may be paid towards the debt owing.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • I have received the list of all the default charges for late payments and going over my credit limit from Cap. One but the list is really confusing!

    It includes screen prints of various pages on my account which seem irrelevent?! :rolleyes:
    It also has statements dating back to when i opened my account in 2004.

    Do i just add up all the charges applied? It seems they were charging me £20 for each late payment / going over my limit, so I'm thinking about asking for the full amount first, and if they wont give me that, i'll ask for £8 (difference between £12 and £20)

    Has anyone else received a massive bundle like this when they requested the information from Capitol One? :confused:

    MINT gave me a very easy to understand list and i had a full refund within 2 weeks!
  • chesworths wrote: »
    I have received the list of all the default charges for late payments and going over my credit limit from Cap. One but the list is really confusing!

    It includes screen prints of various pages on my account which seem irrelevent?! :rolleyes:
    It also has statements dating back to when i opened my account in 2004.

    Do i just add up all the charges applied?
    Yes
    It seems they were charging me £20 for each late payment / going over my limit, so I'm thinking about asking for the full amount first, and if they wont give me that, i'll ask for £8 (difference between £12 and £20)

    Likelihood is that they will offer the difference and the question is whether you accept it or not at the point they offer it,
    Has anyone else received a massive bundle like this when they requested the information from Capitol One? :confused:

    MINT gave me a very easy to understand list and i had a full refund within 2 weeks!

    Let's hope the same happens with Cap One.
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • adamfitz wrote: »
    Hi Everyone,

    Apologies if this question has been asked/answered and is buried in all the previous pages.

    I have/had 3 accounts with MBNA can I list all these in the same letter hence only paying the one £10 charge :T

    Many thanks

    Adam

    Please help me!!:confused:
  • adamfitz wrote: »
    Please help me!!:confused:
    Apologies for missing it but the answer is YES
    I have not worked for NatWest Bank since February 2009

    This username is no longer active.
  • Apologies for missing it but the answer is YES

    Great stuff! Thank you.

    Adam
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.