Credit Card Reclaiming Discussion

elmono05

I had credit cards with barclays and mint, would i be able to claim even do i paid all outstanding balance and close the accounts? if i could would you let me know where can i do that?

Thanx

Edinburghlass_2

It doesn't matter if the accounts are open or closed just follow the steps in Martin's article here...

http://www.moneysavingexpert.com/reclaim/credit-card-charges

Edinburghlass_2

warringtonsmythe wrote: »

Evening All, I Have Just Received My Statements From The Last 6 Years Off Goldfish. I Have Paid Them About £300 For Ppi . What Is The Next Step In Trying To Recover That Money? Is There A Template On The Site? Thanx If You Can Help

You'll find Martin's article here...

http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

Edinburghlass_2

emjolly wrote: »

If you still owe money on a credit card do they credit your account or send you a cheque to pay into your bank account?

It is likely they will credit your account.

Edinburghlass_2

gmbunn wrote: »

Hi folks,

After a long drawn out fight to reclaim £500 from Barclaycard i've finally got an offer for full repayment. The trouble is that they have transfered the amount into my credit card account, which has left the card around £200 in credit!! However, my card was cancelled when i asked to set up a temporary repayment plan when I was out of work.

Does anybody know how i might be able to get my cash back? I cant spend it on the card as i no longer have it!

Thanks in advance

You'll need to write to them and ask for the account to be finally closed and any monies in the account to be sent to you by cheque.

macfloyd

i posted this elsewhere but i think i should be in here...:o

i have a credit card which i pay the minimum balance to each month
(:eek: i know, i know, it's only till i am in the position to pay more)

anyway, i cancelled the card about 3 years ago, so the account is effectively closed, even tho i pay the minimum payment each month. if i reclaim the charges on my account, can the bank ask for the full balance to be paid?
i would gladly have the amount refunded taken off the balance :j

i don't have the money to pay it off at the moment tho

fallen_angel_shelley

can i claim back my overlimit fees on my cc as well?

Edinburghlass_2

Carrera74 wrote: »

I sent a SAR to GE Capital back on 2 November via recorded delivery and I haven't heard anything back as yet. Is it normal for them to take so long? Should I be pestering them or just give it a bit longer?

If you get your information/statements within the next week you could be on Martin's new TV show, please read this thread ....

http://forums.moneysavingexpert.com/showthread.html?t=644157

Gemmzie

Two quick questions,
Can I claim back charges when the card is one issued by my employer?
Can you claim back PPI type charges on credit cards?

claireysimpson

I sent my first letter just before christmas and got the usual letter back saying they would refund me the difference between the old charge of 20 and 12 so I would get a one off payment of 8 ( which dosn't even cover the cost of the cheque I sent them. I then followed the advice on here and sent the second letter. and have had another letter back stating exactly the same as the first - that they will pay me £8 and that is there final offer. I am only asking for just over £90 back, what should I do. I DO NOT WANT to go to court, so do I just leave it???? HELP!!!!!!!!!!!