Credit Card Reclaiming Discussion

puffykat2000

clanger69 wrote: »

Hi Puffy

Did barclaycard say they will be sending you a cheque or crediting your account?

I'va a debt with them that is part of an IVA so am wondering is it worth pursuing if all they are goint to do is credit my debt with the refund?

Thanks in advance for any help from others on this one!

Hi Clanger

They spoke to me on the phone and said they would credit my account, but it cleared it and more so, so they then asked if I would like the remainder transferred to my bank or leave as a credit. I asked for remainder to transfer to bank. As far as I know you can request the payment in any reasonable form you like. So if a cheque is what works best then ask them for that.

[Deleted User]

Laini wrote: »

just rang Barclaycard and I will be receiving 639.91
originall charges 588.00
2 letters and a phone call over 8 weeks:j

Congratulations Laini/Puffykat2000/Rose28454 - could you tell me the address you wrote to/telephone number, they haven't replied to my letters yet, so thought I would check the address with someone "successful". thanks Goochie

MMRSThompson

Our mother passed away last September and we were gobsmacked to find out she had debts of £24,000 (the majority of this being bank and credit card charges) we have tried to reclaim them through an unemployment advice centre but we have now been told that to reclaim them we need my mothers signature! Can anyone advise?


We have an estate that is her house valued at £50,000 and we know that we will have to pay something back but begrudge half the value of the house especially when most of the debt is in charges.

clanger69

puffykat2000 wrote: »

Hi Clanger

They spoke to me on the phone and said they would credit my account, but it cleared it and more so, so they then asked if I would like the remainder transferred to my bank or leave as a credit. I asked for remainder to transfer to bank. As far as I know you can request the payment in any reasonable form you like. So if a cheque is what works best then ask them for that.

Hi Puffykat

Will do. Will let you know if i've been lucky to get a cheque.....or not!.

c29

hopeneeded wrote: »

Bank: Barclaycard
Amount Reclaimed: 580 plus 133.26 interest = 713.26
Amount they paid: 713.26
The story:

applied for statements: 1st septmember 2007
first request for refund: 16th September 2007
(was offered 250.56 and put it on my old card account), so i refused
2nd request for refund: 27th September 2007
no reply until i checked online today and they've credit the full amount!

thanks to everyone on this site for getting me MY money back.

Egg and Abbey are now the next in my sights!

keep going everybody, you will get somewhere! xxxx

I have tried twice to reclaim bank charges from N-wide and been refused, any advice from anyone.


C29

rose28454

MMRSThompson wrote: »

Our mother passed away last September and we were gobsmacked to find out she had debts of £24,000 (the majority of this being bank and credit card charges) we have tried to reclaim them through an unemployment advice centre but we have now been told that to reclaim them we need my mothers signature! Can anyone advise?


We have an estate that is her house valued at £50,000 and we know that we will have to pay something back but begrudge half the value of the house especially when most of the debt is in charges.

So sorry about your Mum. I dont think they can pursue her estate as it is unsecured debt. I would be tempted to send a letter to them all saying she is deceased and that there is no money. They dont need to know about the house. They cant do anything to her now. Hugs to you all as I know how we all love our Mum's. PM me if you want more advice.

Skynet_3

I take about 40 walkers on a club holiday each year and pay the flights and hotel bill by credit card am I protected under section 75?

HAVEFAITH

Hi,

Is there a template around to send in the event a settlement offer from either a bank & or credit card company?

[Deleted User]

hampshirehick wrote: »

BANK-BARCLAYCARD
AMOUNT RECLAIMED £432-00
AMOUNT PAID £364-00
the story,

sent off 1st template letter requesting statements end september 2008.
response within days, statements sent to me.
added up charges £432-00, sent 2nd letter off with charges list.
they responded in days again, act of goodwill offer of £182-00.
i wrote straight back, threatened court action.
they sent another letter £364-00 offer, i accepted, no hassle of court for a few quid.
it took 2 weeks start to finish, money paid into my account before i even accepted.

don't lose hope all those claiming.

its your money, reclaim it:beer: happy days.
after the others now.

Hi there, I have written to Barclaycard but had no response, could you tell me the address you wrote to?
regards
Goochie

shoecrazee

Has anyone had a successful claim from Abbey or Capital one?