The NEW waiting to exchange thread...

E_D_FTB

Hi all, I'm gonna turn off my email alerts for this thread now, but will check back in occasionally to see how you're all getting on. Just wanted to say thank you for all of the support, it honestly made all the difference! Good luck to you all!

birdmadgirl8

Thanks @E_D_FTB - have a lovely weekend sorting out your home. Your support has been much appreciated! 🧡

Faodail

I have had an email from our solicitor and he said he’s expedited our sale (as he knows how keen we are to get up there!) he sent through the report on title, owners likely signing documents this week, ours is being sent recorded next day and will be sent back the same. Transferring the funds to the solicitor today so it’s ready for whenever it’s needed! Our date of entry could be moved to the 15th Eeeeeekkk!  

HopeAndDriftWood

birdmadgirl8 said:

Thanks @E_D_FTB - have a lovely weekend sorting out your home. Your support has been much appreciated! 🧡

Seconding this! 

Our estate agents has just sent us an email from our seller saying the chain needs to complete by mid November or before. I'm hoping for before; I'd only have a few weeks left before my due date... They've asked for confirmation that this works for our buyer, and that he's got his searches and enquiries are being raised. We're not on CC so I can't see the replies, but I'm really hoping that it'll be faster than that... 

@KittleSkittle Ah that's brilliant, next Friday will be here before you know it! 

@Faodail Ahh that's exciting! Fingers crossed! 

Faodail

HopeAndDriftWood said:

I'm hoping for before; I'd only have a few weeks left before my due date... 

You must be super stressed right now! Hopefully it’s all sorted for you soon! X

EndlessStruggle

I've finally got all the paperwork through and we are moving forwards. I did have a good laugh at the covenant on the house as it has the usual ones but it has a funny exception that qualified doctors, surgeons and dentists can run a business from the house so you could make the downstairs bedroom an operating theatre if you wanted haha

HopeAndDriftWood

Faodail said:

HopeAndDriftWood said:

I'm hoping for before; I'd only have a few weeks left before my due date... 

You must be super stressed right now! Hopefully it’s all sorted for you soon! X

I'd like to pretend that I'm taking it all in my stride, but I am going grey and missing wine 😂 

Mortgage valuation booked in for Monday. We didn't get this far last time, so hopefully it's a good sign x

And our buyer is coming back for a viewing tomorrow. Our estate agent forgot to tell us 🙈 I'm so nervous. It's starting to feel a bit real and scary again! 

novelle

KittleSkittle said:

Reading the posts on this thread has certainly given me some perspective - I don’t know how some of you are coping with the stress!

My purchase has luckily not been complicated, it just all seems to have taken a long time. I heard today that everything is ready for exchange, aiming for completion next Friday. Feeling rather giddy! I’ve been living in limbo since May, with most of my stuff still in boxes, and I am SO READY to get settled and organised and be able to think about other things!

That's great to know! You must be excited

chm26

Hi everyone, I've followed this thread for a while but due to my absolutely ridiculous nerves and fear of jinxing I havnt posted anything. Its nice to see that some of those from when I first started following have managed to complete and fingers crossed for everyone else waiting it happens soon. Thought I would add my timeline in case it helps anyone as it's been a bitty process (as it tends to be). So I am a first time solo buyer so on top of the normal nerves of property ownership I have the fact that I'm doing it for the first time on my own (and my anxiety at this point in my life is horrendous but anyway...) 
One of my enquiries threw a major spanner in the works early on in that I was buying a leasehold apartment and as such the ground rent agreement was non feasible to my lender (santander) and so they said they were not willing to lend on it. Some toing and froing later my solicitor managed to agree a different ground rent agreement that kept it at £150 per annum for the remainder of the term (120 years). Some anxiety laden weeks later I have finally completed on the property on 28th and am over the moon but thought my timeline may help others who are feeling the nerves when issues crop up. My timeline is as follows: 
5th May- full mortgage application 
19th May- Mortgage offer received
21st May-  Enquiry raised with lender re: ground rent 
1st July- Lender not willing to lend based on ground rent schedule
5th July- notified by sellers EA that seller is in touch with their solicitor and doing what they can to rectify the situation.
22nd July -  deed of variation agreed between seller and landlord. Lender also informed on this date of change.
24th Aug- FINALLY confirmation from lender they were happy to lend on new schedule
10th Sep- signed and returned contracts 
23rd Sep- exchanged contracts 
28th Sep - Completed purchase 

Moneybear

I feel like my searches have returned in record time! I wasn't expecting them back for a couple of weeks at best. 
My solicitor has sent me the searches report and broken down the observations. But I feel like I don't understand a few of them.
I feel so overwhelmed