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The NEW waiting to exchange thread...
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Ahh this is exciting! Good luck!birdmadgirl8 said:A glimmer of hope for us today. Our buyer has finally agreed to the chain's completion dates and their new mortgage offer had been confirmed. Solicitors are taking to each other...Signature down for maintenance :rotfl:1 -
Completion statement received today ahead of completion tomorrow. Funds confirmed received by our solicitor so we're all good to go
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I’m currently sat in my empty house waiting for a phone call. This is painful. Xxx19/7: Sale property on market
24-25/7: 22 viewings on sale property
24/7: Viewed purchase, probate awaited, no chain
27/7: Offer accepted on sale (above asking price) FTBs
28/7: Asking price offer placed on purchase
29/7: Offer accepted on purchase
11/8: Mortgage appointment with natwest
12/8: Mortgage application submitted
13/8: Valuation done on sale
13/8: Valuation on purchase booked for 31/8
16/8: Sale valued at offer price
18/8: Valuer for sale turned up early, valued at offer price
19/8: Mortgage offer received
26/8: Full structural survey done on sale property. Informed probate granted.
3/9: Survey report received, some untoward findings
8/9: Second viewing, decision to reduce offer
10/9: Reduced offer submitted following building quote
11/9: Transfer form & contract signed for sale
13/9: Sale searches back
14/9: Reduced offer accepted
16/9: Mortgage appointment to amend application
17/9: All searches back on purchase
18/9: Contract & transfer form
signed on purchase
20/9: Amended mortgage offer received
21/9: Mortgage redemption requested
22/9: Draft completion statements received
24/9: Exchanged contracts
30/9: Proposed completion0 -
Congrats @jackhjones!
@Smith6789 What does your solicitor think? Ours wouldn't let us buy indemnity policies as she said we can't identify ourselves against something; but I'm not sure that's legally correct, as many others seem to allow it! I hope they get back to you soon.
@scottie21 Eeek. I hope you get an update soon, time must feel like it's going in slow motion.
I thought we'd hear from our buyer; but nothing since we sent over everything yesterday morning. I'm presuming it's just with their solicitor, but I thought they'd confirm if they want the searches...Signature down for maintenance :rotfl:0 -
Good luck to everyone completing today! @scottie21 I hope your radio silence means that you've completed and are busy moving your stuff!
We've found out today that our vendor has found a property (no chain)! Apparently, they actually had the offer accepted last week but someone else took the call at their estate agents so they had only found out today. Either way, we're ecstatic!
Our EA called our cash buyers (who wanted to be in by January) and they're extremely happy that they could be in before Christmas! It would have been unlikely with any other house but our chain is complete, so we just have to crack on!
Our survey happened today, so we should get the report tonight or tomorrow and I need to still check whether our searches have begun. Apparently they're pretty quick in our county. Then we just need to wait for our mortgage offer which we'll hopefully get at the end of next week!
11/09 Viewed Property and put in offer (quick, but when you know, you know)
13/09 Offer accepted and memo of sale received
14/09 Solicitor instructed and searches paid for
18/09 Homebuyer Report scheduled for 30/09
21/09 Updated memo of sale received with change of solicitors (originally was down as Countrywide)
23/09 Full mortgage application with Nationwide via broker
27/09 Confirmation that Nationwide will be completing a valuation on 07/10
30/09 Homebuyers survey completed
30/09 Confirmation that the chain is complete0 -
Did everyone make it across the line on time???1
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I know right!!! The silence is worrying me! (or it may mean everyone is busy moving/drunk on champagne)Newdrake88 said:Did everyone make it across the line on time???1 -
Mine suppose to be a straightforward purchase. We are renting at the moment, and seller is just selling her investment with the tenants moved out at the end of August.
On one hand, EA told me my solicitor is very efficient as she has been working with her for the past few years. On the other hand, my solicitor never update me on the progress, never reply my emails and voice messages.
Radio silence since the draft contract pack received and the local searches have been sent out on 1 Sept. Tried to call her to ask for an update on Mon. I know they must be busy with stamp duty. Will try again tomorrow.
FTB on no chain house
15/8 offer accepted
18/8 instructed solicitor
20/8 instructed surveyor
1/9 Draft contract received
1/9 Local searches ordered
15/9 Survey done
17/9 Survey report received. No major issue
21/9 Survey report sent to our solicitor
4/10 A bunch of documents received from solicitor (inc. local search results, fitting fixtures forms...)
4/10 Enquiries raised
Hoping exchange in mid Oct, completion on end of Oct
20/10 Suggested 1/11 as completion date - let's see how it goes!
1/11 Exchangrd & Completed!0 -
Hi everyone! Just got back from our house!!! All went absolutely smoothly and we had the keys by 2pm. Have already met our neighbour who seems lovely.
Sadly have to wait another week to properly move in, but it's ours now and we can go back and visit whenever we want.
Hope everyone else who was meant to be completing today made it across the line!10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion7 -
Congrats!!! xE_D_FTB said:Hi everyone! Just got back from our house!!! All went absolutely smoothly and we had the keys by 2pm. Have already met our neighbour who seems lovely.
Sadly have to wait another week to properly move in, but it's ours now and we can go back and visit whenever we want.
Hope everyone else who was meant to be completing today made it across the line!0
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