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The NEW waiting to exchange thread...
Comments
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Fantabulous news ๐ค So delighted to hear this! Enjoy your new home when you get in - so pleased it all went smoothly. Happy day ๐๐ผ๐พ๐ปE_D_FTB said:Hi everyone! Just got back from our house!!! All went absolutely smoothly and we had the keys by 2pm. Have already met our neighbour who seems lovely.
Sadly have to wait another week to properly move in, but it's ours now and we can go back and visit whenever we want.ย
Hope everyone else who was meant to be completing today made it across the line!0 -
The joys of the process I'm afraid.novelle said:Mine suppose to be a straightforward purchase. We are renting at the moment, and seller is just selling her investment with the tenants moved out at the end of August.
On one hand, EA told me my solicitor is very efficient as she has been working with her for the past few years. On the other hand, my solicitor never update me on the progress, never reply my emails and voice messages.ย ย
Radio silence since the draft contract pack received and the local searches have been sent out on 1 Sept. Tried to call her to ask for an update on Mon.ย I know they must be busy with stamp duty.ย Will try again tomorrow.
Up until about 2 weeks ago, my solicitor was in constant contact, then I sent her an email and it took her 10 days to reply. Bless her, she did apologise and explained how much work she has on. I'm a FTB so no stamp duty rush.
I expect after this week, things will calm down. Something that works for me is being extra sweet and understanding when sending an email "hope you're well...I can't imagine your workload...thank you for everything so far, really appreciate it...". ย
Seems to be working for me.0 -
Really hope you got in okay. We're all rooting for you!!! ๐คscottie21 said:Iโm currently sat in my empty house waiting for a phone call. This is painful. Xxx0 -
@justcat01 Great to hear your news! We have to celebrate all the successes and completing your chain is up there. Hope it all progresses well from here.1
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Fantastic news @E_D_FTB ! ๐๐๐ฅณ congratulations it sounds like it went brilliantly in the end. So happy to hear that!ยE_D_FTB said:Hi everyone! Just got back from our house!!! All went absolutely smoothly and we had the keys by 2pm. Have already met our neighbour who seems lovely.
Sadly have to wait another week to properly move in, but it's ours now and we can go back and visit whenever we want.ย
Hope everyone else who was meant to be completing today made it across the line!I can relate to waiting to moving in, our furniture from storage isnโt going in til next week but itโs giving me time to try and work out what will go where.
Exciting times ahead - enjoy!ย1 -
This is us every time. Spoke to my daughter today and she said, don't be hopeful. Hope always makes it go wrong. Those steps back are so frustrating...but at least there was one forward. Wishing you some better luck from now on!Smith6789 said:Ok so the hope was short lived !!ย
Feels like one step forward and two back sometimes.ย0 -
Good news - sounds like it's going to plan!jackhjones said:Completion statement received today ahead of completion tomorrow. Funds confirmed received by our solicitor so we're all good to goย
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Welcome @novelle ๐ That sounds very familiar - our solicitor only seems to respond when she feels pressure from action in the rest of the chain. To be fair, they must be so busy this week (as you say) and will be focusing on those who can complete in time. Hopefully the silence will break tomorrow.ยnovelle said:Mine suppose to be a straightforward purchase. We are renting at the moment, and seller is just selling her investment with the tenants moved out at the end of August.
On one hand, EA told me my solicitor is very efficient as she has been working with her for the past few years. On the other hand, my solicitor never update me on the progress, never reply my emails and voice messages.ย ย
Radio silence since the draft contract pack received and the local searches have been sent out on 1 Sept. Tried to call her to ask for an update on Mon.ย I know they must be busy with stamp duty.ย Will try again tomorrow.1 -
We didnโt complete til 15:25 so itโs been a bit of a mad dash, but we are in. Surrounded by boxes & bags. Had a glass of fizz. Canโt quite believe it. Xxx19/7: Sale property on market
24-25/7: 22 viewings on sale property
24/7: Viewed purchase, probate awaited, no chain
27/7: Offer accepted on sale (above asking price) FTBs
28/7: Asking price offer placed on purchase
29/7: Offer accepted on purchase
11/8: Mortgage appointment with natwest
12/8: Mortgage application submitted
13/8: Valuation done on sale
13/8: Valuation on purchase booked for 31/8
16/8: Sale valued at offer priceย
18/8: Valuer for sale turned up early, valued at offer price
19/8: Mortgage offer received
26/8: Full structural survey done on sale property. Informed probate granted.ย
3/9: Survey report received, some untoward findings
8/9: Second viewing, decision to reduce offer
10/9: Reduced offer submitted following building quote
11/9: Transfer form & contract signed for sale
13/9: Sale searches back
14/9: Reduced offer accepted
16/9: Mortgage appointment to amend application
17/9: All searches back on purchase
18/9: Contract & transfer form
signed on purchase
20/9: Amended mortgage offer receivedย
21/9: Mortgage redemption requestedย
22/9: Draft completion statements receivedย
24/9: Exchanged contracts
30/9: Proposed completionย5 -
Yay!!! Congratulations! ๐๐๐scottie21 said:We didnโt complete til 15:25 so itโs been a bit of a mad dash, but we are in. Surrounded by boxes & bags. Had a glass of fizz. Canโt quite believe it. Xxx10th June - DIP submitted
11th June - DIP referred to underwriter
12th June - Viewed house, offer made and accepted
14th June - DIP accepted and full application submitted
16th June - Valuation booked for 18th
18th June - Valuation completed - received text and email confirming the report had been received by Nationwide for review.
22nd June - Hard search (Transunion)
24th June - Second hard search (Equifax)
1st July - Extra documents requested and uploaded by Broker
9th July - Proof of Deposit requested and uploaded by Broker
12 July - Searches applied for
19th July - Problem with Proof of Deposit upload - reuploaded by Broker with narrative
19th July - Survey carried out
20th July - Offer issued - checked and confirmed by Broker
21st July - Contract checks complete
22nd July - Additional enquiries sent
23rd July - Survey report returned
27th July - Documents reviewed and okayed with solicitor
4th August - Searches back
31st August - Final enquiries back
8th September - Contracts signed
15th September - Deposit money transferred
28th September - Exchange
30th September - Proposed Completion0
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