Land Registry questions

Land_Registry

Grizebeck said:

hello @Land_Registry regarding ND131899, ive downloaded the title register which says covenants apply but there is nothing on this? can you advise at all please?, 

If you want to read the ‘filed’ deed then you’ll need to apply by post for a copy. Only register and title plan online 
https://www.gov.uk/get-information-about-property-and-land/copies-of-deeds

Misslayed

@Land_Registry A relative, who owns their house outright, intends to transfer a half share of it to their spouse as tenants in common, prompted by their reduced life expectancy. The relative has a perfectly valid will, drawn up by a solicitor in anticipation of their marriage, about 11 years ago. The current will leaves the house to their two step children from their first marriage, but allows their spouse to live there as long as they wish. A new, professionally written, Will is planned, leaving the other half of the house equally between the two adult step children. The spouse has executed all repairs, updates and improvements to the property and paid half of all bills and expenses relating to the property throughout the marriage, and plans to continue to live in it when the inevitable happens. They will make an appointment with a solicitor soon, but are wondering if there are any pitfalls to this plan they have not foreseen? Future care home costs may become a factor, who knows? They are hoping the solicitor will come up with the 'what ifs' and 'ah buts', just hoping to be forewarned. 

Also, which form do they need to fill in to execute the transfer?

Land_Registry

Misslayed said:

@Land_Registry A relative, who owns their house outright, intends to transfer a half share of it to their spouse as tenants in common, prompted by their reduced life expectancy. The relative has a perfectly valid will, drawn up by a solicitor in anticipation of their marriage, about 11 years ago. The current will leaves the house to their two step children from their first marriage, but allows their spouse to live there as long as they wish. A new, professionally written, Will is planned, leaving the other half of the house equally between the two adult step children. The spouse has executed all repairs, updates and improvements to the property and paid half of all bills and expenses relating to the property throughout the marriage, and plans to continue to live in it when the inevitable happens. They will make an appointment with a solicitor soon, but are wondering if there are any pitfalls to this plan they have not foreseen? Future care home costs may become a factor, who knows? They are hoping the solicitor will come up with the 'what ifs' and 'ah buts', just hoping to be forewarned. 

Also, which form do they need to fill in to execute the transfer?

It’s the very common scenario that everyone is looking for answers to. But we can’t generally provide them as we don’t deal with the minutiae of the wills, trusts, care and more and that’s where the solicitor or others on MSE can help
We register the legal ownership and that’s always dealt with as a whole so the issues of shares doesn’t really come into it. 

Those shares, in the beneficial and not legal ownership, can link to the TIC aspect you mention but again the register isn’t definitive re such matters. And it’s important that very specific legal advice is obtained here and including what happens next in different scenarios 
The legal ownership is by far the easiest to deal with and understand 

The forms re how to transfer are online 
https://www.gov.uk/registering-land-or-property-with-land-registry/transfer-ownership-of-your-property

Grizebeck

hello @Land_Registry do you hold the plan for original scanned plan for ND131899 as i can see a new plan is on there but wondered if the scanned document was held

Charlies_Mum_2

We completed on a second hand property Dec 2021 with the bungalow not then registered with yourselves. I’ve chased our solicitor a couple of times but have been told there’s a back log at the land registry office. How much longer do you think this will take? Initially we were told 1 year, but are now nearly 21 months down the line. Thank you.

Land_Registry

Grizebeck said:

hello @Land_Registry do you hold the plan for original scanned plan for ND131899 as i can see a new plan is on there but wondered if the scanned document was held

Looks like you contacted us via our own forum and got your answer there 

Land_Registry

Charlies_Mum_2 said:

We completed on a second hand property Dec 2021 with the bungalow not then registered with yourselves. I’ve chased our solicitor a couple of times but have been told there’s a back log at the land registry office. How much longer do you think this will take? Initially we were told 1 year, but are now nearly 21 months down the line. Thank you.

Delays on some types of application are that long. Your purchase is protected so hopefully it will be registered soon 

0161Sam

Hi @Land_Registry

I’ve paid off an Islamic Mortgage. At high level in an Islamic mortgage the lender becomes a joint owner of the property. They own the % they lend to you and charge you rent while they retain ownership. Once that portion is paid off, you take ownership of the full property.  

The mortgage provider has sent me Discharge and Transfer documents (Forms DS1 and TR1). I am not using a Solictor. The mortgage company has told me I need to submit transfer of title applications with Land Registry. They've told me it is my responsibility that the transfer of title application is successfully lodged at HM Land Registry. 

I've read various articles and come the the conclusion I need to send the following:

- DS2 to cancel charges
- ID3 to confirm identity

In addition to this because I have a special mortgage I need to sign and send the TR1 too. That is to take the whole property under my name.

I've had people tell me in other forums I need to submit an AP form but I'm not sure if I really need to.

Please can you tell me what I need to do, and which forms I need to submit?

Thank you 

Tiglet2

0161Sam said:

Hi @Land_Registry

I’ve paid off an Islamic Mortgage. At high level in an Islamic mortgage the lender becomes a joint owner of the property. They own the % they lend to you and charge you rent while they retain ownership. Once that portion is paid off, you take ownership of the full property.  

The mortgage provider has sent me Discharge and Transfer documents (Forms DS1 and TR1). I am not using a Solictor. The mortgage company has told me I need to submit transfer of title applications with Land Registry. They've told me it is my responsibility that the transfer of title application is successfully lodged at HM Land Registry. 

I've read various articles and come the the conclusion I need to send the following:

- DS2 to cancel charges
- ID3 to confirm identity

In addition to this because I have a special mortgage I need to sign and send the TR1 too. That is to take the whole property under my name.

I've had people tell me in other forums I need to submit an AP form but I'm not sure if I really need to.

Please can you tell me what I need to do, and which forms I need to submit?

Thank you 

Sam, AP stands for Application.  In order to register your ownership and remove the charge, you have to make an Application to Land Registry, therefore you need to complete the AP1 form, along with the appropriate fee and the other listed documents.  Check though whether you can still use an ID3 form, as it replaced the ID1 form during Covid and lockdown.

Chuggybang

Hi @land_registry

I have downloaded the title for a parcel of land that was transferred to our larger plot in 1997/1998 but there is not really any information on there and no reference to 'copy filed'.

Is there a way I can write in to request a copy of the TP1 form (if this was I'm use back then?) Or the information that was provided in support of the transfer of this small parcel of land? And should I include a £7 fee or more to request this?

Thank you very much.