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Land Registry questions

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  • Land_Registry
    Land_Registry Posts: 6,152 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Button83 said:
    I completed at the end of January, should the land registery have been updated by now? 
    No. There’s no ‘should’ timescale re post completion/registration as a gap always exists between completion and registration. 
    Whilst some register updates are processed quickly others are not for a variety of reasons. 
    So a gap can be wide and often that doesn’t impact on you. But if it does such as you have a linked/dependent transaction, such as onward sale or remortgage, then it can be expedited and the gap narrowed 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • silvercar
    silvercar Posts: 49,591 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Button83 said:
    I completed at the end of January, should the land registery have been updated by now? 
    In the good old days, it would have done. Now I would expect you have a few more months to wait. 
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Locoblade
    Locoblade Posts: 795 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Hi

    I'm helping a relative fill in an FR1 form to complete first registration of a small piece of land purchased in the early 1980's to extend the garden of their house that seemingly never got registered with Land Registry at the time. 

    The third question asks that you identify the piece of land via a map. We have an original title document with a plan but although laminated with official stamp and to scale, it looks like it was derived from an architect's drawing of the area rather than an official OS map and to me it's not as clear as it could be. The guidance does say to only use the title map if it's clear but what is and isn't clear is obviously rather subjective, so what happens if we submit and the plan isn't sufficient?

    Another option is to submit an ad-hoc plan that "must be prepared to a suitable scale, preferably based on the Ordnance Survey map.". Would this option need to be professionally done by a conveyancer with accurate measurements etc or would it be sufficient to take a printout of the online OS website map and mark the area in question, perhaps submitting it in conjunction with the title document plan as well?

    As a slight aside, looking at the online OS map, the piece of land in question is actually shown as part of my relatives garden anyway which suggests the change of ownership perhaps was officially documented at some point, I don't know if that changes anything?

    Thanks
    My Excel Mortgage Calculator Spreadsheet: http://forums.moneysavingexpert.com/showthread.html?t=1157173
  • Iwanttobefree
    Iwanttobefree Posts: 2,534 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited 27 March 2023 at 10:30PM
    Hi, Aunt moved into her new property last Thursday, bought outright.  (I did all the coordinating with the solicitor and helped her fill in all the forms etc).

    She doesn't bank with Natwest.

    I have her house on the land registry alert, I've just recieved an email from them stating,


    The activity details are:-
    
    Application lodged by NATIONAL WESTMINSTER BANK PLC
    
    On: 27.Mar.2023 At: 20:50:40
    
    Customer reference: goi mg xxxxxxx
    
    HM Land Registry reference: xxxxxxx

    The alert I recieved just before she moved in (below) listed a reason where as the above alert didn't


    Unfortuntely I'm going into hospital at midday Tuesday (tomorrow) and she wont understand how to sort this out at all.  I will try to get through first thing, but should I be worried?
    The activity details are:-
    
    Search lodged by Infotrack Limited
    
    On: 16.Mar.2023 At: 11:18:07
    
    Customer reference: xxxxxxxxx
    
    HM Land Registry reference: xxxxxxxx
    
    To protect a pending: Purchase
    which was expected

    Thanks

    The way things are going, soon we are all going to be victims of something or other.

    Who will we blame then?
  • user1977
    user1977 Posts: 17,848 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Hi, Aunt moved into her new property last Thursday, bought outright.  (I did all the coordinating with the solicitor and helped her fill in all the forms etc).

    She doesn't bank with Natwest.
    The activity details are:-
    
    Application lodged by NATIONAL WESTMINSTER BANK PLC
    
    On: 27.Mar.2023 At: 20:50:40
    
    Customer reference: goi mg xxxxxxx
    
    HM Land Registry reference: xxxxxxx

    Did her vendor? I would expect this is the NatWest registering the discharge of the charge they had over the property. Which is a Good Thing, not something which needs to be "sorted".
  • Iwanttobefree
    Iwanttobefree Posts: 2,534 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    user1977 said:
    Hi, Aunt moved into her new property last Thursday, bought outright.  (I did all the coordinating with the solicitor and helped her fill in all the forms etc).

    She doesn't bank with Natwest.
    The activity details are:-
    
    Application lodged by NATIONAL WESTMINSTER BANK PLC
    
    On: 27.Mar.2023 At: 20:50:40
    
    Customer reference: goi mg xxxxxxx
    
    HM Land Registry reference: xxxxxxx

    Did her vendor? I would expect this is the NatWest registering the discharge of the charge they had over the property. Which is a Good Thing, not something which needs to be "sorted".

    Many thanks.

    I just phoned the Land Regisdouble check and they said as you said, they said it can take a few days after we get the keys for all this to happen.
    The way things are going, soon we are all going to be victims of something or other.

    Who will we blame then?
  • Land_Registry
    Land_Registry Posts: 6,152 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Locoblade said:
    Hi

    I'm helping a relative fill in an FR1 form to complete first registration of a small piece of land purchased in the early 1980's to extend the garden of their house that seemingly never got registered with Land Registry at the time. 

    The third question asks that you identify the piece of land via a map. We have an original title document with a plan but although laminated with official stamp and to scale, it looks like it was derived from an architect's drawing of the area rather than an official OS map and to me it's not as clear as it could be. The guidance does say to only use the title map if it's clear but what is and isn't clear is obviously rather subjective, so what happens if we submit and the plan isn't sufficient?

    Another option is to submit an ad-hoc plan that "must be prepared to a suitable scale, preferably based on the Ordnance Survey map.". Would this option need to be professionally done by a conveyancer with accurate measurements etc or would it be sufficient to take a printout of the online OS website map and mark the area in question, perhaps submitting it in conjunction with the title document plan as well?

    As a slight aside, looking at the online OS map, the piece of land in question is actually shown as part of my relatives garden anyway which suggests the change of ownership perhaps was officially documented at some point, I don't know if that changes anything?

    Thanks
    A suitable plan is essential so a current OS map or adjoining title plan with the land then marked clearly on it 
    OS maps show the physical features in place when the area was surveyed and mapped by OS. The change of ownership had and will have no bearing on what OS map 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Land_Registry
    Land_Registry Posts: 6,152 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper
    Hi, Aunt moved into her new property last Thursday, bought outright.  (I did all the coordinating with the solicitor and helped her fill in all the forms etc).

    She doesn't bank with Natwest.

    I have her house on the land registry alert, I've just recieved an email from them stating,


    The activity details are:-
    
    Application lodged by NATIONAL WESTMINSTER BANK PLC
    
    On: 27.Mar.2023 At: 20:50:40
    
    Customer reference: goi mg xxxxxxx
    
    HM Land Registry reference: xxxxxxx

    The alert I recieved just before she moved in (below) listed a reason where as the above alert didn't


    Unfortuntely I'm going into hospital at midday Tuesday (tomorrow) and she wont understand how to sort this out at all.  I will try to get through first thing, but should I be worried?
    The activity details are:-
    
    Search lodged by Infotrack Limited
    
    On: 16.Mar.2023 At: 11:18:07
    
    Customer reference: xxxxxxxxx
    
    HM Land Registry reference: xxxxxxxx
    
    To protect a pending: Purchase
    which was expected

    Thanks

    As you are already aware the alert is with regards the seller’s lender removing their legal charge 
    Official Company Representative
    I am the official company representative of Land Registry. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • Hi, can you still use an ID3 from instead of using a conveyancer?
  • Locoblade
    Locoblade Posts: 795 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Locoblade said:
    Hi

    I'm helping a relative fill in an FR1 form to complete first registration of a small piece of land purchased in the early 1980's to extend the garden of their house that seemingly never got registered with Land Registry at the time. 

    The third question asks that you identify the piece of land via a map. We have an original title document with a plan but although laminated with official stamp and to scale, it looks like it was derived from an architect's drawing of the area rather than an official OS map and to me it's not as clear as it could be. The guidance does say to only use the title map if it's clear but what is and isn't clear is obviously rather subjective, so what happens if we submit and the plan isn't sufficient?

    Another option is to submit an ad-hoc plan that "must be prepared to a suitable scale, preferably based on the Ordnance Survey map.". Would this option need to be professionally done by a conveyancer with accurate measurements etc or would it be sufficient to take a printout of the online OS website map and mark the area in question, perhaps submitting it in conjunction with the title document plan as well?

    As a slight aside, looking at the online OS map, the piece of land in question is actually shown as part of my relatives garden anyway which suggests the change of ownership perhaps was officially documented at some point, I don't know if that changes anything?

    Thanks
    A suitable plan is essential so a current OS map or adjoining title plan with the land then marked clearly on it 
    OS maps show the physical features in place when the area was surveyed and mapped by OS. The change of ownership had and will have no bearing on what OS map 
    Thank you, so a new plan will be required by the sounds of it. I'm still not clear though if we can do this ourselves using online OS map resources, does it need us to purchase an OS map of a larger scale, or do we need a conveyancer to draw all this up officially?
    My Excel Mortgage Calculator Spreadsheet: http://forums.moneysavingexpert.com/showthread.html?t=1157173
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