Land Registry questions

Land_Registry

obese_fever said:

Hi @Land_Registry

I am in the process of remorgaging my property and my conveyancer has raised the issue that there is a pending application from HSBC UK on the title registered on 27 Sept 2022, the land registry reference against the open application is N367ZZR .

I had a previous mortgage with HSBC but that was discharged on 21 Sept 2022 so there should be no pending applications on the property after that date. I'm at a loss as to what to do, as my new lender will not progress the remortgage until the application is removed.

The application you refer to was submitted on 27 Sept 2021 (not 2022) and completed on 7 Jan 2022. The application was to remove the HSBC UK charge and update the register. 

I’d ask them to check again 

jstiff

Hi Land Registry

I have an application that I am trying to sort out, I imagine it was originally submitted in April/May 2021. I have asked for it to be expedited but heard nothing back now for a month. I believe the details are below. The purchase involves a newly built house on a larger title, then the purchase of a bit of land to add to said house. Appreciate this is probably not the most straight forward application.

Enquiry Reference: 211222-101751 Application Reference: F193QTR Title Number: NYK466310

Any help appreciated.

Many thanks

jay1964

My other half inherited a property in 2020. The deeds were then put into his name solely …. We should have put the deeds into both our names , which we now want to do ….can we do some of this ourselves , register with land registry . How do we go about it . Do we need a solicitor to add joint names on the deeds first to then register the both names with land registry 

Land_Registry

jstiff said:

Hi Land Registry

I have an application that I am trying to sort out, I imagine it was originally submitted in April/May 2021. I have asked for it to be expedited but heard nothing back now for a month. I believe the details are below. The purchase involves a newly built house on a larger title, then the purchase of a bit of land to add to said house. Appreciate this is probably not the most straight forward application.

Enquiry Reference: 211222-101751 Application Reference: F193QTR Title Number: NYK466310

Any help appreciated.

Many thanks

The application you refer to was cancelled on 6th Jan as wrongly submitted. Looks like your request to expedite revealed that need.
The conveyancer resubmitted it on 10th January but no req request to expedite since so I’ve flagged it with colleagues for that to happen. 

New case reference is NYK492055/HG78217
Expedition generally means the wait time is reduced. It doesn’t always mean things will be completed within that time mainly because in this case there are a number of prior applications involving the seller’s title to be considered also. 

I’ve also added a note to your most recent enquiry reply of 31st Jan to ask colleagues to update you 

Land_Registry

jay1964 said:

My other half inherited a property in 2020. The deeds were then put into his name solely …. We should have put the deeds into both our names , which we now want to do ….can we do some of this ourselves , register with land registry . How do we go about it . Do we need a solicitor to add joint names on the deeds first to then register the both names with land registry 

See our online guidance 
https://www.gov.uk/registering-land-or-property-with-land-registry/transfer-ownership-of-your-property
You don’t have to use a solicitor but it will help and they can also verify your identities 

DragonQ

Hi, my wife has a second property in her name and she wants to add me to the deeds (joint tenants). There is no mortgage on the property. At the same time, she wants to change her name on the deeds because she changed it when we got married. I have 3 questions about this.

Question 1

Example 2 under "Scale 2 fees" says the fee is assessed on half the value of the property. The last time the property was transferred it was worth £500k. Does that mean for the "sole owner to joint tenants" application we should put £250k in the "price paid/value" box and then £100 in the "fees paid" box?

Question 2

A change of name is free according to the "Applications exempt from fee" section, so does this mean for the "sole owner to joint tenants" application we should put £500k in the "price paid/value" box and then £0 in the "fees paid" box?

Question 3

If we think the house has gone up in value, e.g. to £700k, will we have to pay CGT on £200k (minus personal allowances) now if we mention that now? I have read that transactions between married couples are exempt from CGT but am unsure if that also applies to "profit" made prior to the transfer.

Thanks for any help!

Land_Registry

DragonQ said:

Hi, my wife has a second property in her name and she wants to add me to the deeds (joint tenants). There is no mortgage on the property. At the same time, she wants to change her name on the deeds because she changed it when we got married. I have 3 questions about this.

Question 1

Example 2 under "Scale 2 fees" says the fee is assessed on half the value of the property. The last time the property was transferred it was worth £500k. Does that mean for the "sole owner to joint tenants" application we should put £250k in the "price paid/value" box and then £100 in the "fees paid" box?

It’s half the current market value upon which the fee is assessed - you should put the full market value in panel 4 of form AP1 and pay the Scale 2 fee on half that value. You shouldn’t use the ‘last time’ but get a current valuation and make it clear re full value and fee being paid to avoid any Qs from us 

Question 2

A change of name is free according to the "Applications exempt from fee" section, so does this mean for the "sole owner to joint tenants" application we should put £500k in the "price paid/value" box and then £0 in the "fees paid" box?

A Change of name relates to say the change on marriage. The TR1 is what you pay the fee on 

Question 3

If we think the house has gone up in value, e.g. to £700k, will we have to pay CGT on £200k (minus personal allowances) now if we mention that now? I have read that transactions between married couples are exempt from CGT but am unsure if that also applies to "profit" made prior to the transfer.

We don’t deal with tax so best to speak to HMRC or rely on other MSE users to comment either here or in a separate thread re that specific point 

Thanks for any help!

I’ve replied in bold. You’ll need to lodge an official/certified copy of the marriage certificate with the application 

MandyNau

Land_Registry said:

MandyNau said:

Hello Land Registry

I wonder if you can help me. I'm selling a flat which is part of Tyneside lease (like a peppercorn lease) but I'm having some issues as the upstairs flat was sold last March but the leases haven't been updated yet (assume it was in the backlog of non urgent work) - believe its called a "transfer of part" that's outstanding.

My solicitor can't issue the lease documents to my buyer until they are amended so he has already expedited this with the LR about 3 weeks ago, but I would have hoped it had been completed by now? My solicitor also said that if there was any issues / queries the LR would return them to the original solicitor of the property upstairs, so he wouldn't be advised if there was a hold up.

I wondered if you could have a look, and just let me know if there has been anything that's caused the delay or if it's in hand and just taking a little longer to complete? My solicitor has quoted title number TY61596 (however my last official documentation had an title number TY561780 )

Any help is much appreciated

Mandy

The application was submitted in April but it’s not been expedited as yet. There’s no request to do so with the case so worth asking the solicitor to check they’ve submitted the request and evidence needed using the right channel 

I’ll flag with colleagues and ask them to consider expediting based on your comments made here but please do double check matters with your solicitor also 

Hi Land Registry 

thanks so much for your reply and your assistance with this last week. My solictor has got back to me this morning saying he has double checked and sent me a screenshot of the application being approved for expedition.  Unsure if this possibly as a result of your action? Could you confirm for me if that is indeed the case that this is now expedited just so I have peace of mind. Can I expect turn around time to be 10 working days as advised on the website?

many thanks again
Mandy

Fedup22

Hi,
 
do you know how long it takes the land registry to change a title from good to absolute?
it’s what we are waiting on to complete.

thank you 

Land_Registry

MandyNau said:

Land_Registry said:

MandyNau said:

Hello Land Registry

I wonder if you can help me. I'm selling a flat which is part of Tyneside lease (like a peppercorn lease) but I'm having some issues as the upstairs flat was sold last March but the leases haven't been updated yet (assume it was in the backlog of non urgent work) - believe its called a "transfer of part" that's outstanding.

My solicitor can't issue the lease documents to my buyer until they are amended so he has already expedited this with the LR about 3 weeks ago, but I would have hoped it had been completed by now? My solicitor also said that if there was any issues / queries the LR would return them to the original solicitor of the property upstairs, so he wouldn't be advised if there was a hold up.

I wondered if you could have a look, and just let me know if there has been anything that's caused the delay or if it's in hand and just taking a little longer to complete? My solicitor has quoted title number TY61596 (however my last official documentation had an title number TY561780 )

Any help is much appreciated

Mandy

The application was submitted in April but it’s not been expedited as yet. There’s no request to do so with the case so worth asking the solicitor to check they’ve submitted the request and evidence needed using the right channel 

I’ll flag with colleagues and ask them to consider expediting based on your comments made here but please do double check matters with your solicitor also 

Hi Land Registry 

thanks so much for your reply and your assistance with this last week. My solictor has got back to me this morning saying he has double checked and sent me a screenshot of the application being approved for expedition.  Unsure if this possibly as a result of your action? Could you confirm for me if that is indeed the case that this is now expedited just so I have peace of mind. Can I expect turn around time to be 10 working days as advised on the website?

many thanks again
Mandy

It was expedited following my flagging. Expedition reduces the wait time for it to be processed. 

Well over 60% of this type of application needs more either from the solicitor or wider checks by ourselves. Your solicitor can check progress for you in the same way they’ve shared a screenshot - you should expect it to be considered within the 2 weeks but completion can take longer as explained. 

My advice is to check again with solicitor next Monday to see what stage it’s at or if completed