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Barclaycard- no transfer offers?

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  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    If you are not getting any offers it is because the conduct of your account and/or your credit history does not qualify you for them. You will start to get them again when your situation improves.
  • Chrysalis
    Chrysalis Posts: 4,724 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 29 May 2017 at 5:51PM
    Hi, does anybody know if there is any way for existing customers to trigger 0% balance transfer offers from Barclaycard?
    They used to offer them every month for years and now when I am looking for one there is nothing.
    Have not had any offers from them in about nearly a year. Thanks

    I still get them coming by email and post frequently. So I guess for whatever reason you not seen as a desirable customer for offers at the moment.

    My card is about 40% utilised and I am making about triple of minimum payment.

    Also if its relevant my other cards are lower utilised, the barclays is the highest one, across all cards I am about 20% utilised. My tesco is zero and awaiting me to cancel it which will bring my utilisation higher but only to what it was before I got my virgin money card. I am debating at the moment whether or not to keep the tesco card (or replace it with a 0% purchase card they offered me) instead of cancelling it and start using it for petrol as that will give me clubcard points.
  • i have used money transfer offers a few times. Paid them all back quickly, mostly over a few months.

    The past few months i haven't had any offers, but have had a £0 balance. This month got the money transfer offer with a £0 balance
  • BelfastFTB
    BelfastFTB Posts: 58 Forumite
    Maybe I'm misunderstanding what you're asking (quite possible as I'm not very CC savvy) but I did just apply to transfer the balance from my only credit card onto a Barclaycard Platinum Balance Transfer (they also have one for purchases). Was very quick and easy!
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Similar thread here:
    https://forums.moneysavingexpert.com/discussion/5603900

    Following on from that thread, the decent offers came back as normal a month later.

    Current offers I have now are:
    Balance transfer: 0% until 1 September 2018
    1.9% fee applies

    Balance transfer: 6.9% until paid in full
    2.9% fee applies

    Transfer cash to your bank account: 0% until 1 March 2018
    1.9% fee applies
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • leeroy2009
    leeroy2009 Posts: 591 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    got 7 offers over 2 accounts in my online account right now, new ones come about 5 days before the end of the month, just before existing offers disaper
  • MABLE
    MABLE Posts: 4,236 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    These are my offers over 4 cards but no transfer to bank this month.

    Balance transfer 0% until 1 November 2017
    1.9% fee applies 31 May 2017

    Balance transfer 0% until 1 December 2018
    2.4% fee applies 30 Jun 2017

    Transfer cash to your bank account No offers available
    Platinum Visa

    Platinum Visa

    Balance transfer 0% until 1 November 2017
    1.9% fee applies 31 May 2017

    Balance transfer 0% until 1 December 2018
    2.4% fee applies 30 Jun 2017

    Balance transfer 6.9% until paid in full
    2.9% fee applies 31 May 2017

    Transfer cash to your bank account No offers available
    Barclaycard Cashback

    Barclaycard Cashback

    Barclaycard Cashback

    Balance transfer 0% until 1 November 2017
    1.9% fee applies 31 May 2017

    Balance transfer 0% until 1 December 2019
    4.4% fee applies 30 Jun 2017
    Transfer cash to your bank account No offers available
    Platinum Visa

    Platinum Visa

    Balance transfer 0% until 1 November 2017
    1.9% fee applies 31 May 2017
    r
    Balance transfer 0% until 1 June 2019
    3.4% fee applies 30 Jun 2017

    Balance transfer 6.9% until paid in full
    2.9% fee applies 31 May 2017
    Transfer cash to your bank account No offers available
  • Chrysalis
    Chrysalis Posts: 4,724 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    here is my current offers
    Balance transfer 0% until 1 August 2018
    2.9% fee applies
    Balance transfer 0% until 1 December 2018
    2.4% fee applies
    Balance transfer 6.9% until paid in full
    2.9% fee applies 31 May 2017
    Transfer cash to your bank account 0% until 1 August 2018
    2.9% fee applies 31 May 2017
    Transfer cash to your bank account 0% until 1 June 2018
    2.4% fee applies 30 Jun 2017

    so I am still getting 0% money transfer and balance transfer offers.
  • DiggerUK
    DiggerUK Posts: 4,992 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Me and Mrs.D have been getting offers of 1.9% - 2.9% for about two years....today it jumped to 4.4%. Only difference is that it runs to June and December 2019, a bit longer than normal.
    That's my Barclaycard, limit of 14800..._
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    DiggerUK wrote: »
    Me and Mrs.D have been getting offers of 1.9% - 2.9% for about two years....today it jumped to 4.4%. Only difference is that it runs to June and December 2019, a bit longer than normal.
    That's my Barclaycard, limit of 14800..._

    Is that a 'gold' card?
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