A whole new world, for now

in_need_of_direction

So I have just had toast and banana for breakfast. Maybe not the healthiest but one of my 5 a day. I really need to get rid of all the junk food from this house. It's just too tempting. DD and DH made great inroads into my work yesterday. Just a pity that I didn't keep pace. Today I need to go on site and also need to claim expenses. The push for bank transactions meant a change in how I dealt with some spends and it's left things all a bit messed up. I also need to restore my office arrangements in the dining room. Lots and lots to be getting on with which is a massive improvement on this time last year!
Today I am grateful for
Peanut butter
Work assistance from family
Sufficient numbers of work clothes to avoid ironing this morning!

beanielou

I have forgotten what healthy eating is. Fact.

milann

You've joined the half-century club - I'll leave it later this year. It's not so bad :rotfl::rotfl: happy belated birthday.

beanielou

milann wrote: »

You've joined the half-century club - I'll leave it later this year. It's not so bad :rotfl::rotfl: happy belated birthday.

Another four years for me til I leave it.

Seasidegal58

...and belated happy 50th birthday wishes from me too!:j
I left the decade a couple of years ago, but have fond memories of it. My light bulb moment lit up during that time!

I emphasise fully with regard to weight and junk food lately! Hopefully spring has now started and our mindsets with alter accordingly!

Good idea on payiing yourself a wage!

in_need_of_direction

Thanks all for the good wishes. To make my 50s work, i really need to get shot of the mortgage and create some kind of passive income.
So, last night was spent working out my expenses for feb & mar to get all dealt with in year. sometimes the only thing that gets me going is a deadline! i have just made my credit card payment, have done a tiny TT of just over a quid to the mortgage and have updated my sig. i'm now off to make some cinnamon and sultana porridge to be consumed while listening to popmaster. then the work of the day can commence

Seasidegal58

If a deadline works for you - go for it! You're coming over as very positive!

The porridge sounds rather healthy, but delish as well. Love porridge!

in_need_of_direction

i am so so tired but feel that it's done to an absence of healthy eating. i just feel sluggish. i did however count up and bank my small change that has just been transferred to my mortgage. historybuff worked out that dividing your monthly mortgage payment by 30 gives an approximate figure by which you can take a day off your mortgage term. this means that every £20.34 i can overpay takes me one day closer to being mortgage free. Today I overpaid £13 which was just coppers that were kicking around at home. I'd already overpaid by just over a pound so only £6 to take one day off this month. one day a month off my term is my new mini target. today I did an inbox pounds survey that has gotten my total to £18.74. this is possibly the slowest paying activity I do but should cover my 1 day a month before the year end. i'm hopeful that PA will do this at least every third month also. any ebay profits will also count though we aren't posting until we get back from our next month's holiday. it'd just be too difficult to co-ordinate.
i did a big shop today to take advantage of my last £8 off voucher from sainsbugs that also got me loads of extra nectar points. i'm not sure but i completely miscalculated and ended up £14 under the needed value at the checkout. i grabbed lots of extra dishwasher tablets to compensate so should make it to the end of the year without needing any more.
i also returned an unwanted gift and got a gift card that i will probably spend on clothes or smellies. i used to believe that it was wrong to return unwanted gifts. i have decided though that it's worse to keep things that people have committed money to, if they aren't going to be used. money is too hard to come by to be wasted.
anyhow, today i am grateful for
stores with good return policies
being able to make someone smile
little lasting damage to my car where someone bumped it but didn't say

redofromstart

Completely agree on the gifts thing.

I like the historybuff logic on the mortgage, might have to steal that one.

parsniphead

Belated happy birthday INOD.

That's very interesting about the mortgage by I have one where I can't just overpay as and when. Its definitely worth doing though as the odd little amounts are almost unnoticeable.