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Hectic week for you inod. Hope you got some peaceful sleep. Not long now though till you go away. You must be counting the days.Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
today i participated in a panel discussion in front of roughly 180 people. i was terrified, i'm now shattered but i did it. YAY!Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1
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in_need_of_direction wrote: »today i participated in a panel discussion in front of roughly 180 people. i was terrified, i'm now shattered but i did it. YAY!
Wow, well done you
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Well done you! That's fantastic!:j. You've more guts than me - I'd have been a gibbering wreck!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”1 -
Well done :T :T"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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Well done on the panel.
That's a lot of stuff you have going on. Hope you find some time for you, too.0% card was £1126.91 / Now £1502.37
AFD March 2/15 NSD March 2/11 :T
Other debts paid since 1/1/14: £17,0051 -
in_need_of_direction wrote: »today i participated in a panel discussion in front of roughly 180 people. i was terrified, i'm now shattered but i did it. YAY!
Good work I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/221 -
I was a gibbering wreck but it's over and I'm still living. Friday was working in Limerick which then meant a 4 hour drive home. Saturday was a late start and 3 hrs at a client followed by tv catch ups and a takeaway for dinner. Today needs to be Sort out Sunday. Lots and lots to be done work, home and holiday wise. We go ridiculously early on fri morning and it's the first time that I've been out of contact with my business since set up. I'm worried. I've told clients well in advance but I'm not sure that it has registered with them all.
We got our rates bill last week. It's up by more than 5% and there's only a 3 week window available to benefit from a prompt payment discount. Still, we shall pay it to get the credit card points once the new billing month opens. We shall then cross our fingers and hope we can clear the credit card. It'd be more than 160 per month if we went the monthly payment route and that would be scary in terms of impact on monthly outgoings. I am fed up with belfast having highest rates in ni but those who pay them are charged the same amount as everyone else to use the facilities.
Our fri holiday will be our longest so far and will span two continents and various weather systems. I'm not sure how to pack. Tomorrow I'm meeting my friend for lunch in town so will collect a dress ordered from HoF, paid for by the returned item gift card, less than half price and ordered via tcb. It all helps. I will also visit primarni and invest in some flat wide fitting pumps that are my go to shoes.
Anyhow, best get today underway. Hope everyone's having a great bright weekend.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.1 -
Your holiday sounds exciting, I bet you can't wait. Hope you get everything done today. Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS1 -
We had that in the States. Instead of Mr GG and I packing separately we had joint cases - one going from warm weather to mid-temps and one from mid-temps to cold. We travelled a fair bit. often with only one night in one place, and went from hot to cold then hot then colder so the cases stayed in the car and I just dipped in to the relevant case in the hotel car park and added some clothes to the overnight and toiletries case. Worked a treat, especially as everything was KM folded :T.in_need_of_direction wrote: »Our fri holiday will be our longest so far and will span two continents and various weather systems. I'm not sure how to pack.
Have a great time A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"1
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